A card payment device
By making the sliding support module more compact, the problems of large size, poor portability, insufficient compatibility, and the need to optimize user interaction and security in existing card payment devices have been solved. This has resulted in a more compact device that is easier to carry, enhances compatibility with various cards, and improves user interaction and security.
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Utility models(China)
- Current Assignee / Owner
- HANGZHOU TONGWANG TECH CO LTD
- Filing Date
- 2025-10-28
- Publication Date
- 2026-07-21
AI Technical Summary
Existing card payment devices are bulky, lack portability, have insufficient compatibility, and require optimization in terms of user experience and security.
A card-swiping payment device was designed, comprising a card reading module, an operation panel module, a sliding support module, and a security protection module. The sliding support module, in conjunction with guide components and elastic buffer components, enables smooth card guidance, and the mechanical linkage structure enhances security.
It achieves a compact device that is easy to carry, enhances compatibility with various cards, and improves user experience and security.
Smart Images
Figure CN224536573U_ABST
Abstract
Description
Technical Field
[0001] This utility model belongs to the field of electronic payment technology, specifically a card payment device. Background Technology
[0002] In modern commercial payment scenarios, card payment devices serve as crucial transaction tools, and their performance and convenience directly impact the user's payment experience. Currently, most card payment devices on the market employ traditional structural designs. While these meet basic card-swiping functionalities, there is still room for improvement in practical use. For example, some devices are bulky and inconvenient to carry, and their compatibility and adaptability with various cards are limited, potentially affecting payment efficiency. Furthermore, the security and user interaction design of existing devices require further optimization.
[0003] Therefore, we have made improvements to this and proposed a card payment device. Utility Model Content
[0004] The purpose of this invention is to solve the problems of current card payment devices being large in size, poor in portability, insufficient compatibility, and the need to optimize user interaction experience and security.
[0005] To achieve the aforementioned objectives and address the aforementioned problems, this utility model provides a card payment device, including a card reading module, an operation panel module, a sliding support module, and a security protection module. The card reading module has a fixed bracket on its top. The operation panel module is mounted on one side of the fixed bracket and connected to the card reading module via the sliding support module. The security protection module is located inside the card reading module and works in conjunction with the sliding support module through a mechanical linkage structure to enhance the device's security and ease of operation. Guide members are provided on both sides of the sliding support module, and elastic buffer members are provided inside the guide members.
[0006] The card reading module includes a magnetic stripe reading component and a chip recognition component. The surface of the magnetic stripe reading component has multiple anti-slip protrusions, with grooves formed between adjacent protrusions. Conductive contacts are embedded in these grooves to detect whether the card is inserted correctly. The chip recognition component is located to one side of the magnetic stripe reading component, and its top has a pressure plate. The pressure plate is connected to the housing of the chip recognition component via a spring. When a card is inserted, the pressure plate moves downwards to ensure tight contact between the card and the chip recognition component. The sliding support module includes two slide rails located on either side of the magnetic stripe reading component. During card insertion, these slide rails guide the card to move smoothly via guide components.
[0007] As a preferred technical solution of this application, the fixed bracket includes a support plate, the top of which has two through holes, and the two slide rails pass through the two through holes respectively and are fixedly connected to the support plate. The bottom of the support plate is provided with two limiting blocks, which abut against the ends of the slide rails to prevent the slide rails from shifting during installation or use.
[0008] As a preferred technical solution of this application, the sliding support module further includes two auxiliary mounting seats welded to the bottom end of the support plate. The two slide rails are respectively connected to the auxiliary mounting seats via bearings. The clamping plate is rotatably connected to the connecting rod between the two auxiliary mounting seats via a rotating shaft. The outer side of the two slide rails is provided with a main mounting seat fixed to the support plate. The main mounting seat has a threaded hole inside for fixing the equipment to the external base with bolts.
[0009] As a preferred technical solution of this application, the guide includes a guide frame, and the inner wall of the guide frame is provided with a plurality of protruding ridges to enhance the structural strength of the guide and reduce the friction between the card and the guide.
[0010] As a preferred technical solution of this application, the elastic buffer includes a buffer plate slidably connected inside the guide frame. The top of the buffer plate is welded to the support plate, and the bottom of the buffer plate is provided with a plurality of elastic pillars. The ends of the elastic pillars contact the bottom of the guide frame to provide a buffering effect during card insertion.
[0011] As a preferred technical solution of this application, the surface of the magnetic stripe reading component is provided with a wear-resistant coating. The wear-resistant coating is made of polymer material and can keep the surface smooth after long-term use, thereby reducing wear between the card and the magnetic stripe reading component.
[0012] As a preferred technical solution of this application, the guide frame is provided with multiple reset springs inside, and the two ends of the reset springs are fixedly connected to the buffer plate and the guide frame respectively, so as to restore the guide to the initial position after the card is pulled out.
[0013] As a preferred technical solution of this application, the top of the support plate is provided with a through hole communicating with the bottom of the support plate. The through hole is located between two through holes and is used for wiring or installing other functional components.
[0014] Compared with the prior art, the beneficial effects of this utility model are as follows: By incorporating a card reading module and a sliding support module, the system smoothly guides the card during the swiping process. Simultaneously, the use of guide components and elastic buffers reduces friction between the card and the device, preventing reading failures caused by uneven card insertion. Furthermore, the tight contact between the pressure plate and the chip recognition component ensures accurate chip recognition. The security module, working in conjunction with the sliding support module through a mechanical linkage structure, automatically triggers a protection mechanism during card insertion, enhancing device security. The overall design is compact and portable, while also improving compatibility with various card types. This addresses the issues of large size, poor portability, insufficient compatibility, and room for improvement in user experience and security in existing card payment devices. Attached Figure Description
[0015] Figure 1 This is a schematic diagram of the overall structure of this utility model.
[0016] Figure 2 This is a magnified view of a portion of the card reading module.
[0017] Figure 3 This is a structural schematic diagram of the sliding support module.
[0018] Figure 4 This is a schematic diagram of the overall structure of the fixed support.
[0019] Figure 5 This is a schematic diagram illustrating the working principle of the safety protection module.
[0020] The attached figures are labeled as follows: 1. Card reading module; 2. Operation panel module; 3. Sliding support module; 4. Safety protection module; 5. Magnetic strip reading component; 6. Chip recognition component; 7. Pressure plate; 8. Slide rail; 9. Guide component; 10. Elastic buffer component; 11. Fixed bracket; 12. Support plate; 13. Through hole; 14. Limit block; 15. Main mounting base; 16. Auxiliary mounting base. Detailed Implementation
[0021] This utility model provides a card payment device, the structure of which is as follows: Figures 1 to 5 As shown, the invention includes a card reading module 1, an operation panel module 2, a sliding support module 3, and a safety protection module 4. The specific embodiments of this invention will be described in detail below with reference to the accompanying drawings.
[0022] like Figure 1As shown, the external structure and main module layout of the card payment device are clearly visible. The card reading module 1 is located in the middle of the device body, with a fixed bracket 11 on its top. An operation panel module 2 is installed on one side of the fixed bracket 11, and the operation panel module 2 is connected to the card reading module 1 via a sliding support module 3. The sliding support module 3 includes two slide rails 8, which are respectively located on both sides of the card reading module 1 and are fixedly connected to the support plate 12 in the fixed bracket 11 through through holes 13. The ends of the slide rails 8 abut against the limiting blocks 14, which are welded to the bottom of the support plate 12 to prevent the slide rails 8 from shifting during use or installation. A main mounting base 15 is provided on the outer side of the slide rails 8, and the main mounting base 15 has threaded holes inside, which can be used to fix the device to the external base with bolts.
[0023] like Figure 2 As shown, the card reading module 1 includes a magnetic stripe reading component 5 and a chip recognition component 6. The surface of the magnetic stripe reading component 5 has multiple anti-slip protrusions, with grooves formed between adjacent protrusions. Conductive contacts are embedded in these grooves to detect whether the card is inserted correctly. The chip recognition component 6 is located on one side of the magnetic stripe reading component 5, and its top has a pressure plate 7. The pressure plate 7 is connected to the housing of the chip recognition component 6 via a spring. When a card is inserted, the pressure plate 7 moves downwards to ensure tight contact between the card and the chip recognition component 6. The bottom of the pressure plate 7 is rotatably connected to a connecting rod between two auxiliary mounting seats 16 via a pivot. The auxiliary mounting seats 16 are welded to the bottom of the support plate 12 to enhance the stability of the overall structure.
[0024] like Figure 3 As shown, guide members 9 are provided on both sides of the sliding support module 3. Each guide member 9 includes a guide frame with multiple protruding ridges on its inner wall to enhance the structural strength of the guide member 9 and reduce friction between the card and the guide member 9. A buffer plate is located inside the guide frame. The top of the buffer plate is welded to the support plate 12, and the bottom of the buffer plate has multiple elastic pillars. The ends of the elastic pillars contact the bottom of the guide frame to provide cushioning during card insertion. A return spring is also located inside the guide frame. Both ends of the return spring are fixedly connected to the buffer plate and the guide frame, respectively, to return the guide member 9 to its initial position after the card is removed.
[0025] like Figure 4 As shown, the fixed bracket 11 includes a support plate 12. Two through holes 13 are formed in the top of the support plate 12. Two slide rails 8 pass through the two through holes 13 respectively and are fixedly connected to the support plate 12. A through hole is also formed in the top of the support plate 12, located between the two through holes 13, for wiring or installing other functional components. The main mounting base 15 is fixed to the outside of the slide rails 8, and the threaded holes inside the main mounting base 15 can be used for the fixed installation of the equipment.
[0026] like Figure 5 As shown, the security protection module 4 is located inside the card reading module 1 and works in conjunction with the sliding support module 3 through a mechanical linkage structure. When a card is inserted, the slide rail 8 in the sliding support module 3 drives the mechanical linkage structure to trigger the protection mechanism of the security protection module 4, such as locking the card or issuing a warning signal, to improve the security of the device.
[0027] In actual use, when a user inserts a card into the card payment device, the card first contacts the surface of the magnetic stripe reader 5. The anti-slip protrusions and conductive contacts in the grooves detect whether the card is inserted correctly. As the card is further inserted, it moves smoothly along the slide rail 8. The protrusions and elastic pillars in the guide 9 work together to reduce the friction between the card and the guide 9. At the same time, the buffer plate and the return spring work together to ensure a smooth and unobstructed card insertion process. When the card is fully inserted, the pressure plate 7 moves downward under the action of the spring to ensure that the card is in close contact with the chip recognition component 6, thereby achieving accurate reading of the chip information. Simultaneously, the slide rail 8 in the sliding support module 3 drives the mechanical linkage structure to trigger the protection mechanism of the safety protection module 4, ensuring the security of the entire card swiping process.
[0028] After the card is swiped, when the user removes the card, the return spring in guide 9 quickly returns the buffer plate to its initial position. The slide rail 8 and guide 9 work together to ensure a smooth and stable card removal process. Furthermore, the through holes on the support plate 12 can be used for wiring or installing other functional components, further expanding the device's functionality. The main mounting base 15 secures the device to the external base via threaded holes, ensuring the device's stability during use.
[0029] Through the above structural design, this utility model achieves compactness and portability of the card payment device, while enhancing its compatibility with various cards. The wear-resistant coating on the surface of the magnetic stripe reader 5 maintains a smooth surface even after prolonged use, reducing wear between the card and the magnetic stripe reader 5 and extending the device's lifespan. The overall structural design is reasonable, with tight connections between the components, ensuring coordinated operation and effectively solving the problems of large size, poor portability, insufficient compatibility, and room for improvement in user experience and security in existing card payment devices.
[0030] To enable those skilled in the art to fully understand and implement this utility model, the specific implementation principles of this utility model are further explained below in conjunction with specific application scenarios.
[0031] In actual payment scenarios, when a user inserts a bank card or credit card into a card payment device, the first step is to ensure that the card's initial contact position is accurate. When the card is inserted, the surface of the magnetic stripe reader 5 makes direct contact with the card. Because the surface of the magnetic stripe reader 5 has multiple anti-slip protrusions, and grooves are formed between adjacent anti-slip protrusions, with conductive contacts embedded within the grooves, the conductive contacts can detect in real time whether the card has been correctly inserted. Once the card insertion signal is detected, the guide 9 in the sliding support module 3 begins to function. The inner wall of the guide frame of the guide 9 has multiple ridges. These ridges not only enhance the structural strength of the guide 9 but also reduce the friction between the card and the guide 9, thereby ensuring that the card can move smoothly along the slide rail 8.
[0032] As the card is further inserted, the elastic buffer 10 in the sliding support module 3 begins to function. The elastic buffer 10 includes a buffer plate and multiple elastic pillars. The ends of the elastic pillars contact the bottom of the guide frame, providing cushioning during card insertion to prevent damage due to excessive insertion speed or force. Simultaneously, the return spring design allows the card to quickly return to its initial state after being removed, preparing it for the next use. During this process, the slide rail 8 is tightly connected to the support plate 12 in the fixed bracket 11 through the through hole 13, while the limiting block 14 prevents the slide rail 8 from shifting during use, ensuring the stability of the entire sliding process.
[0033] When the card is fully inserted, the clamping plate 7 moves downward under the action of a spring, ensuring tight contact between the card and the chip recognition component 6. The key to this design is that the clamping plate 7 is rotatably connected to the auxiliary mounting base 16 via a connecting rod between a pivot and the plate, thus ensuring the flexibility of the clamping plate 7's movement. Simultaneously, the security protection module 4 works in conjunction with the sliding support module 3 through a mechanical linkage structure. The movement of the slide rail 8 triggers the mechanical linkage structure, thereby activating the security protection module 4's protection mechanism, such as locking the card or issuing a warning signal, to prevent unauthorized operation or malicious removal of the card.
[0034] After the payment is completed, when the user removes the card, the return spring quickly returns the buffer plate to its initial position, ensuring a smooth and stable card removal process. Furthermore, the through holes on the support plate 12 can be used for wiring or installing other functional components, facilitating the fixation of the main mounting base 15. The main mounting base 15 secures the device to the external base via threaded holes, ensuring the stability of the device during use.
[0035] As can be seen from the above steps, the wear-resistant coating on the surface of the magnetic stripe reader 5 can maintain a smooth surface after long-term use, reducing wear between the card and the magnetic stripe reader 5, thereby extending the service life of the device. The overall structural design is reasonable, and the connections between the components are tight and coordinated, effectively solving the problems of large size, poor portability, insufficient compatibility, and the need to optimize user interaction and security in existing card payment devices.
Claims
1. A card payment device, characterized in that, The system includes a card reading module (1), an operation panel module (2), a sliding support module (3), and a safety protection module (4). The top of the card reading module (1) is provided with a fixed bracket (11). The operation panel module (2) is installed on one side of the fixed bracket (11) and is connected to the card reading module (1) through the sliding support module (3). The safety protection module (4) is located inside the card reading module (1) and works in conjunction with the sliding support module (3) through a mechanical linkage structure. Both sides of the sliding support module (3) are provided with guide members (9), and the interior of the guide members (9) is provided with elastic buffer members (10).
2. The card payment device according to claim 1, characterized in that, The card reading module (1) includes a magnetic stripe reading component (5) and a chip recognition component (6). The surface of the magnetic stripe reading component (5) is provided with multiple anti-slip protrusions, and a groove is formed between two adjacent anti-slip protrusions. The groove is embedded with conductive contacts. The chip recognition component (6) is located on one side of the magnetic stripe reading component (5), and a pressure plate (7) is provided on its top. The pressure plate (7) is connected to the outer shell of the chip recognition component (6) by a spring.
3. A card payment device according to claim 2, characterized in that, The fixed bracket (11) includes a support plate (12). The top of the support plate (12) has two through holes (13). Two slide rails (8) pass through the two through holes (13) respectively and are fixedly connected to the support plate (12). The bottom of the support plate (12) is provided with two limiting blocks (14). The limiting blocks (14) abut against the ends of the slide rails (8).
4. A card payment device according to claim 3, characterized in that, The sliding support module (3) also includes two auxiliary mounting seats (16) welded to the bottom of the support plate (12). The two slide rails (8) are respectively connected to the auxiliary mounting seats (16) through bearings. The clamping plate (7) is rotatably connected to the connecting rod between the two auxiliary mounting seats (16) through a rotating shaft.
5. A card payment device according to claim 4, characterized in that, The guide member (9) includes a guide frame, the inner wall of which is provided with multiple protruding ridges. The elastic buffer member (10) includes a buffer plate that is slidably connected inside the guide frame. The top of the buffer plate is welded to the support plate (12). The bottom of the buffer plate is provided with multiple elastic columns, the ends of which are in contact with the bottom of the guide frame.
6. A card payment device according to claim 5, characterized in that, The surface of the magnetic stripe reading component (5) is provided with a wear-resistant coating, and the inside of the guide frame is provided with multiple reset springs. The two ends of the reset springs are respectively fixedly connected to the buffer plate and the guide frame.
7. A card payment device according to claim 6, characterized in that, The top of the support plate (12) is provided with a through hole that communicates with the bottom of the support plate (12), and the through hole is located between two through holes (13).
8. A card payment device according to claim 7, characterized in that, The slide rail (8) is provided with a main mounting base (15) fixed to the support plate (12) on the outside, and the main mounting base (15) is provided with a threaded hole inside.