A multi-port financial mobile phone

Abstract

This utility model provides a multi-port financial mobile phone, belonging to the field of smartphone technology. This multi-port financial mobile phone, through the collaborative work of the charging port at the bottom of the phone body, the USB interface on the side, and the card reader interface at the top, along with its internal hardware and software system, constructs a dedicated financial interface system. It can directly connect to financial peripherals such as encrypted USB tokens, POS machines, and bank cards without relying on external adapters, eliminating efficiency loss and signal attenuation problems caused by adapters at the hardware level. Simultaneously, the irregular protrusions on the back and the anti-slip dots on the sides form a three-dimensional anti-slip structure, significantly reducing the risk of slippage in humid environments or when operating with gloves, thus physically ensuring the continuity of financial transactions.

Description

Technical Field

[0001] This application relates to the field of smartphone technology, and more specifically, to a multi-port financial mobile phone. Background Technology

[0002] With the rapid development of fintech, mobile financial services have become a core component of the modern financial system, encompassing diverse scenarios such as mobile payments, remote transactions, and account management. As key terminals carrying these services, the performance and security of mobile financial devices directly impact the efficiency and reliability of financial transactions, thus placing stringent requirements on device functionality, stability, and user experience.

[0003] Currently, most mainstream financial mobile phones use metal or glass casings, prioritizing thinness and aesthetics while neglecting the specific needs of financial scenarios. Bank tellers, cashiers, and other frequent users need to hold the devices for extended periods to perform transactions, but the smooth, flat exterior makes them prone to slipping from hands, especially when hands are wet or gloves are worn. This lack of physical protection can not only damage the device but also interrupt critical financial transactions (such as payments and identity verification) due to accidental drops, leading to business disruptions or data security risks. Furthermore, most phones only have charging ports and headphone jacks, lacking dedicated financial interfaces, forcing users to carry additional adapters and reducing operational efficiency. Utility Model Content

[0004] To overcome the above deficiencies, this application provides a multi-port financial mobile phone to solve the problems mentioned in the background art.

[0005] To achieve the above objectives, the technical solution adopted by this utility model to solve its technical problem is as follows:

[0006] A multi-port financial mobile phone includes a mobile phone body, characterized in that: the mobile phone body has a charging port at the bottom, a USB interface on the side wall, and a card reader interface at the top; the charging port, the USB interface, and the card reader interface are electrically connected to the hardware and software equipped inside the mobile phone body; the mobile phone body has a high-precision camera on the front, an irregular protrusion on the back, and anti-slip dots on the sides; the high-precision camera is electrically connected to the hardware and software equipped inside the mobile phone body.

[0007] Furthermore, the charging port, the USB interface, and the card reader interface are electrically connected to the security authentication and software protection protocol inside the mobile phone body through a combination of security chip and encryption technology, and the interface ends are equipped with protective covers.

[0008] Furthermore, the charging port, the USB interface, and the card reader interface support multi-task parallel data transmission and are independently encrypted through a hardware isolation channel.

[0009] Furthermore, the high-precision camera is electrically connected to the NFC port, communication port, Bluetooth port, and WiFi port inside the mobile phone body through a security authentication function.

[0010] Furthermore, the security authentication function inside the mobile phone consists of fingerprint recognition, facial recognition, iris recognition, digital authentication, and dynamic password, and is electrically connected to other "ports and interfaces" respectively.

[0011] Furthermore, the irregular protrusion is a concave-convex heat dissipation structure, and a heat-conducting copper pipe is embedded inside and connected to the heat source of the mobile phone motherboard.

[0012] Furthermore, the anti-slip points are laser-engraved micro-textures, and the surface is covered with an anti-slip coating.

[0013] This utility model has the following beneficial effects:

[0014] 1. This utility model features an irregular protrusion on the back of the mobile phone body that, together with anti-slip dots on the sides, forms a synergistic anti-slip structure. The irregular protrusion increases the contact area and friction of the palm, adapting to the needs of prolonged gripping. The laser-engraved micro-texture combined with the anti-slip coating significantly reduces the risk of the device slipping, even when hands are wet or gloves are worn. This design directly reduces device damage and transaction interruptions caused by accidental drops, making it particularly suitable for high-frequency users such as bank tellers and cashiers, ensuring the continuity of financial services. In addition, the irregular protrusion also serves as a concave-convex heat dissipation structure. The heat-conducting copper pipes embedded inside can quickly conduct heat from the motherboard to the surface for dissipation, solving the heat dissipation problem when multiple ports are running concurrently, ensuring long-term stable operation of the device. The independent protection design of each port and the deep integration of the security authentication mechanism enhance functionality without sacrificing the durability and security of the device, achieving a multi-dimensional balance of "anti-slip, high efficiency, safety, and durability."

[0015] 2. The partitioned design of the bottom charging port, side USB port, and top card reader port in this utility model avoids plug-and-play conflicts caused by concentrated ports, while specifically meeting the connection needs of different peripherals—such as directly connecting an encrypted USB security token via the USB port and quickly reading bank card information via the card reader port, without the need for additional adapters, thus simplifying the operation process. Furthermore, each port supports parallel data transmission and is independently encrypted through a hardware isolation channel, enabling simultaneous handling of charging, peripheral communication, and card reading operations (such as completing POS transaction reconciliation while charging), significantly improving the efficiency of multi-device collaboration and adapting to the concurrent needs of complex financial scenarios.

[0016] 3. This utility model's charging port, USB interface, and card reader interface utilize a security chip and encryption technology, linked with the phone's internal security authentication protocol, to achieve interface-level access control. The protective sleeves at the interface ends further physically isolate unauthorized access, blocking malicious attack paths at the source. Simultaneously, the high-precision camera integrates with security authentication functions such as fingerprint and iris recognition, and connects to ports like NFC and Bluetooth, forming a complete protection system of "biometric recognition + device authentication + data encryption." For example, after facial recognition is completed via the camera, secure payments can be made directly through the NFC port, improving identity verification efficiency while meeting financial regulatory requirements for data security. Attached Figure Description

[0017] To more clearly illustrate the technical solutions of the embodiments of this application, the drawings used in the embodiments will be briefly introduced below. It should be understood that the following drawings only show some embodiments of this application and should not be regarded as a limitation of the scope. For those skilled in the art, other related drawings can be obtained from these drawings without creative effort.

[0018] Figure 1 This is a schematic diagram of the structure of a multi-port financial mobile phone provided in the embodiments of this application;

[0019] Figure 2 A schematic diagram of the multi-port financial mobile phone flip structure provided for an embodiment of this application;

[0020] Figure 3 A schematic diagram of the back structure of a multi-port financial mobile phone provided for an embodiment of this application;

[0021] Figure 4 A schematic diagram of the inverted structure of the back of a multi-port financial mobile phone provided for an embodiment of this application;

[0022] Figure 5 A schematic diagram of the internal ports and security authentication connection of the mobile phone body provided for the embodiments of this application.

[0023] In the picture: 1-Phone body; 2-Charging port; 3-USB interface; 4-Card reader interface; 5-High-precision camera; 6-Irregular protrusion; 7-Anti-slip point; 8-Protective case. Detailed Implementation

[0024] The technical solutions in the embodiments of this application will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only some embodiments of this application, and not all embodiments.

[0025] Example:

[0026] Please see Figure 1 , Figure 2 , Figure 3 , Figure 4 , Figure 5 A multi-port financial mobile phone is disclosed, comprising a mobile phone body 1. This mobile phone body 1 serves as the core structure of the multi-port financial mobile phone, integrating all hardware components and software systems. Its design meets the high-intensity usage requirements of financial scenarios while achieving functional synergy through structural optimization. The mobile phone body 1 connects the various ports and functional modules into an organic whole through an internal bus. The hardware and software equipped within the mobile phone body 1 utilize existing technologies in the field of financial mobile phones, and therefore will not be described in detail.

[0027] The internal security authentication function of the mobile phone 1 constructs a protection system based on "biometric recognition as the core and multi-factor authentication as a supplement": the high-precision front camera 5 works in conjunction with the infrared module to complete 3D facial modeling within a 1.5-meter distance, achieving a recognition accuracy of 99.98%, and supports iris feature extraction even when wearing a mask; fingerprint recognition modules are integrated on the back and front, using semiconductor capacitive sensors with a response speed of 0.2 seconds, forming a "dual biometric factor" verification with facial recognition. After the user completes facial authentication through camera 5, the system automatically activates encrypted communication permissions for the NFC and Bluetooth ports. When reading bank card information through card reader interface 4, the data is encrypted by the equipped chip and can only be transmitted via WiFi (connected to a designated financial VPN) or USB interface 3 (connected to an external authentication device). The dynamic password generator updates the key every 30 seconds, displaying it on the phone's screen while simultaneously pushing it to the bound financial terminal, ensuring consistency across devices.

[0028] Please see Figure 1 , Figure 2 , Figure 3 , Figure 4 , Figure 5 A multi-port financial mobile phone includes a mobile phone body 1 with a charging port 2 at the bottom, a USB interface 3 on the side wall, and a card reader interface 4 at the top. The charging port 2, USB interface 3, and card reader interface 4 are electrically connected to the hardware and software equipped inside the mobile phone body 1. The front of the mobile phone body 1 has a high-precision camera 5, the back has an irregular protrusion 6, and the sides have anti-slip dots 7. The high-precision camera 5 is electrically connected to the hardware and software equipped inside the mobile phone body 1. The interface ends of the charging port 2, USB interface 3, and card reader interface 4 are equipped with protective covers 8.

[0029] Among them, charging port 2, as the basic interface of the multi-port financial mobile phone, not only undertakes the power supply function, but also strengthens the power security defense line for financial transactions through deep integration with the security system, ensuring battery life. In addition, charging port 2, through the design of "hardware encryption authentication + intelligent power distribution + multi-port collaboration", not only meets the battery life requirements of the high-frequency use of the financial mobile phone, but also prevents security attacks originating from the power supply port through strict access control and data isolation mechanisms, providing reliable power security for the stable operation of the entire device.

[0030] Among them, the USB interface 3, as a crucial data interaction interface for multi-port financial mobile phones, ensures secure transmission of financial data while enabling efficient connection with various financial peripherals, significantly improving the efficiency of financial business processing. Furthermore, the USB interface 3 plays a vital role in multi-port financial mobile phones due to its high-speed data transmission capabilities, robust security mechanisms, and excellent synergy with other components. It not only facilitates convenient connection and efficient data interaction with various financial peripherals but also ensures the security of financial data through multiple encryption and security authentication measures, meeting the stringent requirements of the financial industry for data transmission and device interaction, and providing strong support for the smooth operation of financial businesses.

[0031] Among them, card reader interface 4, as a key interface in multi-port financial mobile phones specifically designed for reading various types of card information, plays a crucial role in quickly and securely acquiring card data during financial transactions. Furthermore, card reader interface 4, with its accurate card reading capabilities, robust security measures, and excellent synergy with other components, plays a vital role in multi-port financial mobile phones. It enables rapid and secure reading of various card information, facilitating the processing of various financial transactions. Simultaneously, through its linkage with components such as security authentication functions, it ensures the security and reliability of financial data, meeting the stringent requirements of the financial industry for card information reading.

[0032] Among them, the high-precision camera 5, as a crucial component for multi-port financial mobile phones to achieve functions such as biometric identification and information collection, plays a key role in financial security authentication and scene information capture. Furthermore, the high-precision camera 5 demonstrates significant advantages in multi-port financial mobile phones due to its excellent imaging quality, powerful processing capabilities, and good synergy with other components. It not only provides users with convenient and secure biometric authentication methods such as facial recognition, but also efficiently captures various scene information, facilitating financial operations such as payment and document archiving, thus meeting the high standards of information collection and security authentication required by the financial industry.

[0033] Among them, the irregular protrusion 6, as an important structural element on the back of the multi-port financial phone, serves multiple functions including anti-slip and heat dissipation, playing a crucial role in enhancing the user experience and ensuring operational stability. Furthermore, the irregular protrusion 6, through its ingenious structural design and in conjunction with the anti-slip point 7, improves the stability of holding the phone and reduces the risk of accidental drops; the internal heat-conducting copper pipe effectively solves the heat dissipation problem during multitasking, ensuring stable performance. Simultaneously, the high-strength materials and rationally distributed design also enhance the phone's durability, meeting the high reliability requirements of the financial industry.

[0034] Among them, the anti-slip point 7, as a key anti-slip structure on the side of the multi-port financial mobile phone, works in conjunction with the irregular protrusion 6 on the back to enhance the stability of the device's grip, playing a crucial role in high-frequency operation scenarios in financial transactions. Furthermore, the anti-slip point 7, through its refined texture design and material processing, significantly improves the grip safety of the financial mobile phone without compromising its aesthetics. Its synergistic anti-slip system with the irregular protrusion 6 perfectly adapts to the high-frequency, long-term operation needs of the financial industry, while also considering reliability in special scenarios such as wearing gloves or wet hands. Combined with the reinforced body design, it enhances user experience while increasing device durability, providing a fundamental guarantee for the stable conduct of financial transactions.

[0035] Among them, the protective case 8 serves as a physical protective barrier for the various interfaces of the multi-port financial mobile phone. While isolating external contaminants and resisting physical impacts, it also works in conjunction with the interface's security mechanisms to build a solid first line of defense for financial data transmission. Furthermore, through its ingenious structural design and material selection, the protective case 8 not only solves the dust and water resistance problems of multi-port devices but also enhances the security of interface use through its linkage with the security system. Its modular design adapts to different interface characteristics, is easy to open and close, and is highly durable, functioning stably in both daily office work and harsh environments. Simultaneously, its synergistic design with the anti-slip structure balances operational efficiency and grip comfort, providing fundamental protection for the long-term reliable operation of the multi-port financial mobile phone.

[0036] The multi-port financial mobile phone features a unibody design. The bottom charging port (2) is connected to a dedicated charging cable for extended battery life. The side USB ports (3) and top card reader ports (4) are covered with protective covers (8) to prevent dust intrusion. The irregularly shaped protrusions (6) on the back of the phone house heat-conducting copper pipes precisely aligned with the motherboard chipset. The side anti-slip points (7) are laser-engraved with a 0.5mm depth and coated with a polyurea anti-slip coating, ensuring stable grip even when the teller is wearing latex gloves. The front high-precision camera (5) uses a 12-megapixel sensor and an infrared module, pre-calibrated with the internal security authentication system's linkage protocol. The phone integrates a national cryptographic SM4 security chip, a fingerprint recognition module embedded in the side power button, an iris recognition lens working in conjunction with the high-precision camera (5), and a digital authentication module and dynamic password generator operating in independent processes, forming a multi-dimensional security authentication matrix.

[0037] When a teller holds the phone, the irregularly shaped protrusion 6 on the back naturally fits the palm, while the anti-slip points 7 on the side distribute grip pressure through micro-textures, preventing slippage during prolonged use. When a customer needs to complete identity verification, the teller turns on the high-precision camera 5, and the system automatically activates the iris recognition function—the camera captures the customer's iris features and compares them with the internally stored identity information database. Simultaneously, it reads the customer's ID card chip data through the NFC port. After the dual-dimensional verification is successful, the dynamic password generator automatically pushes a 6-digit verification code to the screen, completing the identity confirmation.

[0038] When the protective cover 8 of the top card reader interface 4 is removed and the customer's bank card is inserted, the security chip built into the interface immediately activates the encryption protocol, transmitting the card's magnetic stripe information to the phone's motherboard through a hardware-isolated channel. Simultaneously, the side USB interface 3 can connect to an encrypted USB security token. The token interacts with the phone's security authentication protocol through an independent encryption channel to generate a transaction signature key. Throughout the process, data transmission between the card reader interface 4 and the USB interface 3 is processed in parallel, using different encryption keys to prevent cross-contamination and leakage of information.

[0039] When a teller performs three operations simultaneously—maintaining power via charging port 2, completing a transfer by connecting to the POS machine via USB interface 3, and uploading transaction records via the Wi-Fi port—the phone's internal hardware isolation mechanism allocates these three tasks to independent channels: the charging module only receives power signals, POS machine transaction data is encrypted by a security chip and directly sent to the financial transaction module, and uploaded data is encapsulated and transmitted via SSL protocol. At this time, the motherboard temperature increases due to multitasking, and the irregularly shaped raised surface 6 on the back activates its heat dissipation structure. The heat pipes quickly conduct heat to the raised surface, and air convection keeps the temperature below a reasonable level, ensuring stable chip operation.

[0040] It will be apparent to those skilled in the art that this application is not limited to the details of the exemplary embodiments described above, and that this application can be implemented in other specific forms without departing from the spirit or essential characteristics of this application. Therefore, the embodiments should be considered illustrative and non-limiting in all respects, and the scope of this application is defined by the appended claims rather than the foregoing description. Thus, all variations falling within the meaning and scope of equivalents of the claims are intended to be included within this application. No reference numerals in the claims should be construed as limiting the scope of the claims.

Claims

1. A multi-port financial handset comprising a handset body (1) characterised in that: The mobile phone body (1) has a charging port (2) at the bottom, a USB interface (3) on the side wall, and a card reader interface (4) at the top. The charging port (2), the USB interface (3), and the card reader interface (4) are electrically connected to the hardware and software equipped inside the mobile phone body (1). The mobile phone body (1) has a high-precision camera (5) on the front, an irregular protrusion (6) on the back, and anti-slip points (7) on the side. The high-precision camera (5) is electrically connected to the hardware and software equipped inside the mobile phone body (1).

2. A multi-port financial handset according to claim 1, wherein, The charging port (2), the USB interface (3), and the card reader interface (4) are electrically connected to the security authentication and software protection protocol inside the mobile phone body (1) through a combination of security chip and encryption technology, and the interface end is provided with a protective cover (8).

3. A multi-port financial handset according to claim 2, wherein, The charging port (2), the USB interface (3), and the card reader interface (4) support multi-task parallel data transmission and are independently encrypted through a hardware isolation channel.

4. A multi-port financial handset according to claim 3, wherein, The high-precision camera (5) is electrically connected to the NFC port, communication port, Bluetooth port and WiFi port inside the mobile phone body (1) through the security authentication function.

5. A multi-port financial handset according to claim 4, wherein, The security authentication function inside the mobile phone body (1) consists of fingerprint recognition, facial recognition, iris recognition, digital authentication and dynamic password, and is electrically connected to other "ports and interfaces" respectively.

6. A multi-port financial handset according to claim 5, wherein, The irregular protrusion (6) is a concave-convex heat dissipation structure, and the internal heat-conducting copper pipe is connected to the heat source of the mobile phone motherboard.

7. A multi-port financial handset according to claim 6, wherein, The anti-slip points (7) are laser-engraved micro-textures, and the surface is covered with an anti-slip coating.

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