SYSTEMS AND METHOD FOR CODE DISPLAY AND USE

DE602017095622T2Active Publication Date: 2026-06-17VISA INTERNATIONAL SERVICE ASSOCIATION

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Patent Information

Authority / Receiving Office: DE · DE
Patent Type: Patents
Current Assignee / Owner: VISA INTERNATIONAL SERVICE ASSOCIATION
Filing Date: 2017-02-01
Publication Date: 2026-06-17

AI Technical Summary

Technical Problem

Users are hesitant to share sensitive information such as primary account numbers (PAN) during transactions due to security concerns, leading to risks of fraud and interception.

Method used

A method where a resource provider generates a code representing transaction data, which is scanned by a user's communication device, allowing the device to request and receive a token corresponding to sensitive information, facilitating transaction completion without exposing the sensitive information to the resource provider.

Benefits of technology

This approach reduces the risk of fraud and interception by minimizing the number of parties handling sensitive information, ensuring secure and efficient transactions.

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