Information processing device, information processing method, and information processing program

JP2023159856A5Active Publication Date: 2025-03-27PAYPAY CO LTD
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Patent Information

Application Number
JP2023003212
Authority / Receiving Office
JP · JP
Patent Type
Applications
Current Assignee / Owner
Filing Date
2023-01-12
Publication Date
2025-03-27
Estimated Expiration
2042-04-20

AI Technical Summary

Technical Problem

Conventional techniques lack a mechanism to guarantee the balance of digital money received as salary, especially in cases where the service provider goes bankrupt, posing a risk to service users who rely on digital money for their livelihood.

Method used

An information processing device and method that provides information on guaranteed salary balances and executes remittance processing to ensure digital money balances are secured by a guarantee service, using a financial institution to manage and transfer funds equivalent to the salary balance, ensuring stability and continuity of digital money services.

Benefits of technology

The solution provides a mechanism to guarantee the balance of digital money received as salary, reducing the risk of service users being unable to use their digital money due to provider bankruptcy, thereby promoting the use and stability of digital money services.

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Abstract

To provide a mechanism for guaranteeing the balance of digital money received as salary.SOLUTION: An information processing device disclosed herein comprises a provision unit configured to provide information on a salary balance to be guaranteed to a business operator providing a guarantee service for guaranteeing a salary balance, that is a digital money balance corresponding to salary of a user at a predetermined timing.SELECTED DRAWING: Figure 4
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