system

Abstract

We provide the system. [Solution] A method for automatically obtaining income and expenditure data from financial institutions, An analytical means for classifying acquired income and expenditure data by category and detecting anomalies, A means for generating savings suggestions based on analysis results, A means of notifying the user of the generated savings suggestions, A means of monitoring utility consumption and providing savings advice, A means of conducting income and expenditure simulations that take future life events into consideration, A system that includes means of providing a shared dashboard accessible to all users of the system.

Claims

1. A method for automatically obtaining income and expenditure data from financial institutions, An analytical means for classifying acquired income and expenditure data by category and detecting anomalies, A means for generating savings suggestions based on analysis results, A means of notifying the user of the generated savings suggestions, A means of monitoring utility consumption and providing savings advice, A means of conducting income and expenditure simulations that take future life events into consideration, A system that includes means of providing a shared dashboard accessible to all users of the system.

2. The system according to claim 1, which uses machine learning for categorizing income and expenditure data.

3. The system according to claim 1, which incorporates economic indicators into a revenue and expenditure simulation.

Images