system

Abstract

We provide the system. [Solution] Data collection methods for obtaining financial data, A data analysis tool that analyzes acquired financial data and classifies it into income and expenditure by category, A risk assessment method for evaluating a user's risk tolerance, An advice generation method that generates investment strategies based on risk assessment results, A savings suggestion tool that detects unnecessary spending and proposes ways to save, A system that includes this.

Claims

1. Data collection methods for obtaining financial data, A data analysis tool that analyzes acquired financial data and classifies it into income and expenditure by category, A risk assessment method for evaluating a user's risk tolerance, An advice generation method that generates investment strategies based on risk assessment results, A savings suggestion tool that detects unnecessary spending and proposes ways to save, A system that includes this.

2. The system according to claim 1, further comprising an interface for a user to input their financial goals, and means for notifying the user of the generated investment strategy and savings plan.

3. The system according to claim 1, wherein the data analysis means uses a machine learning algorithm that automatically learns categories for each transaction and improves classification accuracy.

Images