Server equipment and digital gift system

Abstract

We provide digital gift services using virtual credit numbers (VCNs). [Solution] This disclosure deals with post-use settlement voucher data that does not include monetary value as a security, but includes an identification code that identifies the gift certificate data and simple monetary information that can be used by the recipient of the gift certificate. In this case, the server device acting as a gateway performs the following processes: receiving the identification code and monetary information contained in the post-use settlement voucher data from a POS register device that has read the post-use settlement voucher data; transmitting the identification code and monetary information to the giver's computer; obtaining a virtual credit number from the computer to which monetary value equivalent to the monetary information has been charged; transmitting the virtual credit number to the settlement system and requesting the execution of settlement processing for the amount using the credit number; and receiving the execution result of the settlement processing from the pre-payment system.

Claims

1. A server device that processes post-use payment voucher data distributed from the giver to the recipient and used by the recipient, A storage device that holds a program for processing the used payment voucher data, The system includes a processor that reads the program from the storage device and processes the used payment voucher data, The aforementioned used payment voucher data does not itself contain monetary value as a security, and includes an identification code that identifies the used payment voucher data and information about a mere amount that the recipient can use. The aforementioned processor, A process of receiving the identification code and amount information contained in the used payment voucher data from a POS register device that has read the used payment voucher data, A process of transmitting the aforementioned identification code and the aforementioned amount information to the giver's computer, The process of obtaining a virtual credit number from the giver's computer that is charged with a monetary value equivalent to the amount information, A process that transmits the virtual credit number to the payment system and requests the execution of a payment process for the amount using the virtual credit number, A process for receiving the execution result of the aforementioned settlement process from the settlement system, A server device that performs the following actions.

2. In claim 1, If the settlement process is successful, the processor further executes a reconciliation process and a server device that notifies the POS register device that the reconciliation process was successful.

3. A first computer, which is the computer of the giver of the used payment voucher data, distributes the used payment voucher data to the recipient as a gift, The second computer, which is the recipient computer, A POS register device reads the used payment voucher data used by the recipient and outputs the identification code and amount information contained in the used payment voucher data. A server device that obtains and processes the identification code and amount information contained in the used post-payment voucher data from the POS register device, A payment system that performs payment processing using virtual credit numbers, The system includes a virtual credit number generation and management system that, in response to a request from the first computer to obtain a virtual credit number, requests the payment system to issue a desired number of virtual credit numbers, obtains the desired number of credit numbers, and transmits them to the first computer. The aforementioned used payment voucher data does not itself contain monetary value as a security. The server device is A process of transmitting the identification code and the amount information contained in the used post-payment voucher data to the first computer, A process of obtaining a virtual credit number from the first computer to which a monetary value equivalent to the amount information has been charged, A process that transmits the virtual credit number to the payment system and requests the execution of a payment process for the amount using the credit number, A process for receiving the execution result of the aforementioned settlement process from the settlement system, Execute, The first computer is, The process includes sending the virtual credit number acquisition request to the virtual credit number generation and management system and acquiring the desired number of virtual credit numbers that have been generated, A process of generating the aforementioned identification code, associating the said identification code with the said virtual credit number obtained from the said virtual credit number generation and management system, and managing them in a storage device; A process that generates the used payment voucher data by combining the identification code and the amount information, The process of transmitting the used payment voucher data to the second computer, The process of receiving the identification code and amount information contained in the used post-payment voucher data from the server device, A process of obtaining the virtual credit number corresponding to the identification code contained in the used post-payment voucher data from the storage device, The process includes charging a monetary value equivalent to the amount information contained in the used post-payment voucher data to the virtual credit number corresponding to the identification code contained in the used post-payment voucher data, and transmitting the virtual credit number with the monetary value charged to it to the server device. A digital gifting system that performs this task.

4. In claim 3, A digital gift system comprising: the first computer associating a used virtual credit number with the identification code contained in the used post-use payment voucher data; charging the used virtual credit number with monetary value equivalent to the amount information contained in the used post-use payment voucher data; and transmitting the reused virtual credit number, on which the monetary value has been charged, to the server device.

5. In claim 3, If the payment processing by the payment system is successful, the server device further performs a reconciliation process and notifies the POS register device that the reconciliation process was successful, in a digital gift system.

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