Information processing device, information processing method, information processing system, and program

The information processing device addresses the low user convenience in electronic payment services by automatically transferring electronic money to a bank account based on specified conditions, enhancing fund management and utilization.

JP2026109354AActive Publication Date: 2026-07-01PAYPAY CO LTD

Patent Information

Authority / Receiving Office
JP · JP
Patent Type
Applications
Current Assignee / Owner
PAYPAY CO LTD
Filing Date
2024-12-19
Publication Date
2026-07-01

AI Technical Summary

Technical Problem

Conventional electronic payment services lack integration with other services, leading to low user convenience, particularly in managing and utilizing electronic money effectively.

Method used

An information processing device that receives remittance information and automatically transfers part or all of the electronic money balance to a pre-set bank account based on specified conditions, enhancing user convenience by utilizing the electronic money more effectively.

Benefits of technology

Improves user convenience by automatically transferring unused electronic money balances to a designated recipient, such as a bank account, facilitating better management and utilization of funds.

✦ Generated by Eureka AI based on patent content.

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  • Figure 2026109354000001_ABST
    Figure 2026109354000001_ABST
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Abstract

To improve the convenience of service users. [Solution] An information processing device comprising: a receiving unit that receives remittance information in advance from the user's user terminal device; and a processing unit that, when the remittance timing included in the remittance information arrives, refers to the balance of electronic money in the user's wallet managed by the electronic payment service at the remittance timing, and, based on the condition information regarding the remittance conditions included in the remittance information, remits part or all of the balance of electronic money in the wallet to a pre-set bank account.
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