Information processing system and information processing method

The information processing system addresses limitations in digital money service use by securely managing digital money transactions through a reception and allocation unit, enhancing transaction efficiency and promoting digital money service adoption.

JP7865836B2Active Publication Date: 2026-05-26PAYPAY CO LTD
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Patent Information

Authority / Receiving Office
JP · JP
Patent Type
Patents
Current Assignee / Owner
PAYPAY CO LTD
Filing Date
2022-09-08
Publication Date
2026-05-26

AI Technical Summary

Technical Problem

Conventional technologies have limitations in promoting the use of digital money services, particularly in facilitating electronic payment services such as digital salary payments.

Method used

An information processing system and method that includes a reception unit for receiving digital money charge instructions and an allocation unit to manage funds, ensuring funds are deposited into accounts with established pledge rights, thereby enhancing the use of digital money services by ensuring secure and efficient transactions.

Benefits of technology

The system promotes the use of digital money services by ensuring secure and efficient transactions, lowering psychological barriers, and streamlining reconciliation processes.

✦ Generated by Eureka AI based on patent content.

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Patent Text Reader

Abstract

To promote use of services related to digital money.SOLUTION: An information processing device includes a reception part and an allocation part. The reception part receives charge instructions of digital money from a service user. The allocation part allocates a scheduled charge amount specified in the charge instructions from capital, on the condition that deposit of the capital to be applied to a charge instruction transaction in accordance with the charge instructions is confirmed. When a nominal term specified in the charge instructions corresponds to a prescribed nominal term, the capital is deposited to an account to which a revolving pledge for using the capital as collateral is set.SELECTED DRAWING: Figure 3
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