Information processing device, information processing method, and welfare processing program

Abstract

To provide a new system for performing welfare to employees.SOLUTION: A first point for personal use and a second point for group use are stored in an electronic wallet storage medium, as a point for welfare provided from an enterprise. When use of the first point is determined, about settlement which an employee performs to a store, the first point is subtracted from an electronic wallet of the employee who presented the electronic wallet storage medium according to a settlement amount. On the other hand, when the use of the second point is determined, the second point is respectively subtracted from each electronic wallet of a configuration employee who is registered as a group including the employee who presented the electronic wallet storage medium according to the settlement amount. Thereby, the employee can use the point given from the enterprise for the personal use, and can also use the point for intra-company interchange used by a plurality of persons.SELECTED DRAWING: Figure 2

Description

[[TECHNICAL FIELD]]

[0001] The present invention relates to Information processing device , Information processing methods and a welfare processing program, and is particularly suitable for use in a system that performs processing related to a company bearing part of the cost when an employee uses various services covered by welfare benefits. [[BACKGROUND ART]]

[0002] In general, companies provide various measures as employee welfare benefits in addition to regular salaries to employees, with expectations of effects such as securing and retaining labor force and improving work motivation. Conventionally, systems that support operations related to such welfare benefits are known (see, for example, Patent Documents 1 and 2). Patent Documents 1 and 2 disclose a mechanism that allows employees to use welfare subsidies for a plurality of types of uses.

[0003] Among these, Patent Document 1 discloses that when making a payment to a store using a prepaid card storing personal electronic money charged by an employee and points provided by a company for welfare purposes, the consumption ratio is determined such that for the settlement amount, the maximum company-bearable amount available as welfare expenses is consumed with points, and the remaining amount is consumed with electronic money.

[0004] In addition, Patent Document 2 discloses that an upper limit amount of subsidy is set for each welfare purpose, and an employee selects a store of use and a purpose and uses the subsidy within the range of the upper limit amount. In the technology described in Patent Document 2, when an employee intends to use a subsidy for settlement at a certain store, the employee inputs the store of use and the purpose into a terminal and then uses the subsidy. [[PRIOR ART DOCUMENTS]] [[PATENT DOCUMENTS]]

[0005] [[Patent Document 1]] Japanese Unexamined Patent Application Publication No. 2022-68098 [[Patent Document 2]] Patent No. 6725951 [Overview of the Initiative] [Problems that the invention aims to solve]

[0006] The present invention provides a method for providing employee welfare benefits in a manner different from that described in Patent Documents 1 and 2. Information processing equipment, etc. The purpose is to provide. [Means for solving the problem]

[0007] To solve the above-mentioned problems, the present invention comprises an electronic wallet storage medium that stores, as an electronic wallet, a first point for individual use and a second point for group use, as points for employee benefits provided by a company, and an information processing device that processes information related to employee benefits. When an employee uses a service eligible for employee benefits at any store and makes a payment to that store, if it is decided that the first point will be used, the information processing device deducts the first point stored in the electronic wallet of the employee who presented the electronic wallet storage medium according to the payment amount. On the other hand, if it is decided that the second point will be used, the second point stored in the electronic wallets of each member employee registered as a group including the employee who presented the electronic wallet storage medium is deducted according to the payment amount. [Effects of the Invention]

[0008] According to the present invention configured as described above, in addition to allowing employees to use points provided by the company as employee benefits for personal use, they can also be used for internal company communication among multiple people. [Brief explanation of the drawing]

[0009] [Figure 1] This figure shows an example of the overall configuration of the welfare benefits processing system according to this embodiment. [Figure 2]This figure shows an example of electronic wallet information stored in the server's electronic wallet information storage unit. [Modes for carrying out the invention]

[0010] Hereinafter, an embodiment of the present invention will be described with reference to the drawings. Figure 1 is a diagram showing an example of the overall configuration of the employee benefits processing system according to this embodiment. The employee benefits processing system of this embodiment is a system that processes the costs incurred by a company when an employee uses any of the various services that are subject to employee benefits.

[0011] As shown in Figure 1, the employee benefits processing system of this embodiment comprises a prepaid card 100 and an employee terminal 500 used by employees when making payments, a store terminal 200 used by stores that provide any of the various services, a server 300 that processes employee benefits, and a corporate terminal 400 used by companies that provide employee benefits. The store terminal 200 and the server 300, the corporate terminal 400 and the server 300, and the employee terminal 500 and the server 300 are connected via a communication network 600 such as the Internet or a telephone network. In addition, the store terminal 200 and the employee terminal 500, and the prepaid card 100 and the store terminal 200 are connected by wireless communication means such as Bluetooth®, Wi-Fi®, or NFC (Near Field Communication).

[0012] Server 300 corresponds to the information processing device described in the patent claims and performs welfare-related processing as described later. Although only one server 300 is shown in Figure 1, this is for convenience to simplify the explanation, and it may be a server group consisting of multiple servers. Employee terminals 500 consist of mobile devices such as smartphones or tablets.

[0013] The prepaid card 100 corresponds to the electronic wallet storage medium in the claims and stores personal electronic money charged by employees and points provided by the server 300 for corporate employee benefits as an electronic wallet. In this embodiment, the prepaid card 100 stores points provided by the company for employee benefits as an electronic wallet for a first point for individual use and a second point for group use. Group use refers to, for example, internal communication within the company. The content of group use can be arbitrarily set by the company.

[0014] Prepaid Card 100 is a rechargeable card that can be used repeatedly by adding funds (charging) to it even after the balance has run out. Electronic money can be charged to Prepaid Card 100 by paying cash using a charging terminal (not shown in the illustration, e.g., a convenience store register, a bank ATM, etc.). Alternatively, it can also be charged by bank transfer or credit card payment. If Prepaid Card 100 is charged by credit card payment, payments using the charged electronic money can only be made at stores that have a contract with the credit card company (credit card merchants).

[0015] Furthermore, the recording of points on the prepaid card 100 is performed, for example, using a corporate terminal 400 connected to a reader / writer. As an example, the points to be awarded to employees are notified from the server 300 to the corporate terminal 400, and this is recorded on the prepaid card 100 by the reader / writer. For example, the company awards a specified amount of points (for example, any of 3,500 to 10,000 points) to employees as welfare expenses on a regular monthly basis for both the first point for individual use and the second point for group use. That is, the specified amount of points is notified from the server 300 to the corporate terminal 400 on a regular monthly basis, and employees record these points on the prepaid card 100 using the reader / writer.

[0016] It should be noted that the method of recording points on the prepaid card 100 shown herein is an example, and is not limited thereto. In addition, periodically granting points of a specified amount every month is also merely an example. That is, points may be granted irregularly. In addition, that the number of points to be provided ranges from 3500 to 10000 is also merely an example.

[0017] Here, a storable upper limit may be set for each of electronic money and points stored in the electronic wallet of the prepaid card 100, or for the total amount thereof. For example, when the total balance of electronic money and points reaches a first upper limit, or when the balance of only points reaches a second upper limit, it is possible to notify the corporate terminal 400 from the server 300 that the point grant for the next month is zero for the relevant employee.

[0018] When an employee pays the store for expenses incurred when using any of various services, the store terminal 200 reads information capable of identifying the employee from the prepaid card 100 (for example, card identification information linked to the prepaid card 100), and transmits payment-related information including the card identification information, the payment amount, and store information capable of identifying the store to the server 300.

[0019] The server 300 that has received the payment-related information determines whether to use the first points or the second points, and calculates the employee's share of the payment amount and the company's share of the payment amount. Then, the server 300 determines the consumption ratio of points and electronic money, and notifies the store terminal 200 of the determination results. The store terminal 200 performs processing related to payment using the prepaid card 100 in accordance with the consumption ratio notified from the server 300.

[0020] Here, when an employee uses various services of a store, the server 300 calculates the maximum corporate burden amount legally recognized as employee welfare expenses for tax purposes with respect to the settlement amount to be paid to the store, consumes said maximum corporate burden amount using points, and determines the consumption ratio of electronic money and points to the settlement amount such that the difference between the settlement amount and the maximum corporate burden amount (the employee burden amount) is consumed using electronic money.

[0021] The decision of whether to use the first point or the second point follows the designation by the employee. That is, before making payment using the prepaid card 100, the employee operates the employee terminal 500 to designate whether to use the first point or the second point. When the designation is made, point designation information indicating which point has been designated is transmitted from the employee terminal 500 to the server 300. The server 300 determines whether to use the first point or the second point in accordance with this point designation information.

[0022] The server 300 comprises an electronic wallet information storage unit. Said electronic wallet information storage unit stores, for each employee, information related to the electronic wallet, in addition to the balances of electronic money and points stored in the electronic wallet of each employee's prepaid card 100.

[0023] Figure 2 is a diagram schematically showing an example of electronic wallet information stored in the electronic wallet information storage unit of the server 300. As shown in Figure 2, the electronic wallet information storage unit stores, for each employee, the following information: electronic wallet ID, employee user ID, company ID of the company to which the employee belongs, card identification information, point balance for each of the first point and the second point, charged balance, non-taxable limit balance for meal use, total monthly point usage amount, total monthly charge usage amount, and total monthly taxable amount.

[0024] Server 300 is equipped with an electronic wallet information management unit. This electronic wallet information management unit manages the electronic wallet information shown in Figure 2, which is stored in the electronic wallet information storage unit. Specifically, the electronic wallet information management unit adds to the charge balance or point balance of the electronic wallet information based on charge information obtained from a server (not shown) operated by the credit card company when a charge is made to the prepaid card 100 by credit card payment, and point information obtained when a company processes the awarding of points to its employees.

[0025] Furthermore, when an employee uses a service eligible for employee benefits at any store and makes a payment to that store, the Electronic Wallet Information Management Department subtracts the applicable points balance, charge balance, and tax-free allowance balance for meals from the Electronic Wallet information, and adds the applicable total monthly points used, total monthly charge used, and total monthly tax amount. In addition, the Electronic Wallet Information Management Department resets the tax-free allowance balance for meals, total monthly points used, total monthly charge used, and total monthly tax amount to their initial values ​​at a predetermined time each month.

[0026] Here, the electronic wallet information management unit, when it is decided to use the first point for a payment made to a store, deducts the first point stored in the electronic wallet of the employee who presented the prepaid card 100 according to the payment amount. On the other hand, when it is decided to use the second point, the unit deducts the second point stored in the electronic wallets of each member employee registered in the group, including the employee who presented the prepaid card 100, according to the payment amount. The members of the group who will use the second point are registered in advance with the server 300 by the employee operating the employee terminal 500.

[0027] For example, when an employee A dines at store X, the use of the first point is specified on employee A's employee terminal 500. If the amount of points to be used (employee burden) for the payment at store X is 1000 yen, the electronic wallet information management unit deducts 1000 yen from the first point stored in the electronic wallet of employee A, who presented the prepaid card 100.

[0028] On the other hand, if two employees, A and B, register as a group in advance and dine at store X, the use of second points will be specified on either employee A's or employee B's employee terminal 500. In this case, if the amount of points to be consumed (employee burden) calculated for payment at store X is 2000 yen, and employee A, who is the representative member of the group, presents a prepaid card 100, the electronic wallet information management unit will deduct 1000 yen worth of second points from the electronic wallets of the two registered members of the group, A and B, including employee A who presented the prepaid card 100.

[0029] In this embodiment, employees make payments using a combination of personal electronic money that they themselves charge onto a prepaid card 100 and points provided by the server 300 as a company benefit. Regarding points, payments are made using points designated by the employee, either the first set of points for personal use or the second set of points for group use. This allows employees to use the points provided by the company as a benefit for personal use, as well as for internal company communication among multiple people. The amount equivalent to the points that the company grants to employees as a benefit is paid in advance by the company to the operator of the server 300, for example. The operator of the server 300 then pays the amount equivalent to the points to each store where an employee has used points on the prepaid card 100 to pay a service fee. By constructing such a system, the company does not need to pay the equivalent amount of points to each store, and only needs to pay the equivalent amount of points to the operator of the server 300 in advance.

[0030] Furthermore, the server 300 may be configured to include a function for registering restriction information regarding stores where the second point can be used, and to allow the use of the second point only if the store where payment is made is designated as a store where the second point can be used according to the restriction information. For example, the server may register restriction information that allows the second point to be used only at stores located within a predetermined distance from the company's location.

[0031] Furthermore, while the above embodiment describes an example in which an employee operates the employee terminal 500 to specify either the first point or the second point, and the server 300 determines which point to use according to this specification, the system is not limited to this. For example, if an employee who is part of a group registered in advance with the server 300 performs an operation on the employee terminal 500 to select the use of points, the system may be configured to automatically decide to use the second point.

[0032] Furthermore, although the above embodiment describes an example in which a prepaid card 100 is used as an example of an electronic wallet storage medium, the present invention is not limited thereto. For example, a storage medium built into an employee terminal 500 may be used as an electronic wallet storage medium.

[0033] Furthermore, while the above embodiment describes an example in which electronic money and points are recorded on the prepaid card 100, the present invention is not limited thereto. For example, electronic money and points may not be recorded on the prepaid card 100, and may be managed solely by the electronic wallet information storage unit 30A of the server 300. Alternatively, the prepaid card 100 may be used to record the charged electronic money, while the points awarded by the server 300 may be managed solely by the electronic wallet information storage unit 30A of the server 300.

[0034] Furthermore, the above embodiments are merely examples of how the present invention may be implemented, and the technical scope of the invention should not be interpreted as being limited by them. In other words, the present invention can be implemented in various ways without departing from its gist or its main features. [Explanation of Symbols]

[0035] 100 Prepaid Cards (Electronic Wallet Storage Devices) 200 store terminals 300 Servers (Information Processing Devices) 400 enterprise terminals 500 employee terminals

Claims

1. An information processing device that processes information related to a company bearing all or part of the costs incurred when an employee uses various services covered by employee benefits, The system includes a group registration section for registering the members of a group when using the second set of points provided by a company as employee benefits, which consist of first points for individual use and second points for group use. When the above-mentioned employee uses a service covered by the above-mentioned employee benefits at any of the stores, the payment made by the above-mentioned employee to the above-mentioned store using an electronic wallet storage medium that stores the above-mentioned first point and the above-mentioned second point as an electronic wallet, the point usage determination unit determines which of the above-mentioned first point or the above-mentioned second point to use, according to the point designation by the above-mentioned employee or the employees of the above-mentioned group, or in response to the operation in which the employees of the above-mentioned group select to use points. The system includes an electronic wallet information management unit which, when the point usage determination unit determines that the first point should be used for a payment made at the above store, deducts the first point stored in the electronic wallet of the employee who presented the electronic wallet storage medium according to the payment amount, while when the point usage determination unit determines that the second point should be used, deducts the second point stored in the electronic wallets of each of the constituent employees registered by the group registration unit for the group including the employee who presented the electronic wallet storage medium, according to the payment amount. An information processing device characterized by the following:

2. The above second point further includes a usage restriction registration section for registering restriction information regarding stores where the points can be used, The above-mentioned point usage determination unit is configured to determine whether to use the second point only if the store making the payment is allowed to use the second point according to the above-mentioned restriction information. The information processing apparatus according to feature 1.

3. The information processing device according to claim 2, characterized in that the above-mentioned usage restriction registration unit registers the restriction information set so that the above-mentioned second point can only be used at stores located within a predetermined distance from the location of the above-mentioned company.

4. An information processing method for handling matters related to a company bearing all or part of the costs incurred when an employee uses various services covered by employee benefits, Regarding the first point for individual use and the second point for group use provided by the company as employee benefits, the employees who make up the group when using the second point will be registered. When the above-mentioned employee uses a service eligible for the above-mentioned employee benefits at any of the stores, the payment made by the above-mentioned employee to the above-mentioned store using an electronic wallet storage medium that stores the above-mentioned first point and the above-mentioned second point as an electronic wallet, the decision of whether to use the above-mentioned first point or the above-mentioned second point will be made according to the point designation by the above-mentioned employee or the employees of the above-mentioned group, or according to the operation in which the employees of the above-mentioned group choose to use the points. For payments made at the above-mentioned stores, if it is decided to use the first point, the first point stored in the electronic wallet of the employee who presented the electronic wallet storage medium will be deducted according to the payment amount. On the other hand, if it is decided to use the second point, the second point stored in the electronic wallets of each of the registered employees in the group, including the employee who presented the electronic wallet storage medium, will be deducted according to the payment amount. An information processing method in which a computer performs the processing.

5. A program for causing an information processing device to perform a process related to the company bearing all or part of the costs incurred when an employee uses various services covered by employee benefits, A group registration method for registering the members of a group when using the second set of points provided by a company as employee benefits, which consists of first points for individual use and second points for group use. When the above-mentioned employee uses a service covered by the above-mentioned employee benefits at any of the stores, a means for determining which of the above-mentioned points to use when the employee makes a payment to the above-mentioned store using an electronic wallet storage medium that stores the above-mentioned first point and the above-mentioned second point as an electronic wallet, according to the point designation by the above-mentioned employee or an employee of the above-mentioned group, or in response to an operation in which an employee of the above-mentioned group selects to use points, and With respect to a payment made to the above store, if the use of the first point is determined by the point usage determination means, the first point stored in the electronic wallet of the employee who presented the electronic wallet storage medium is deducted according to the payment amount. On the other hand, if the use of the second point is determined by the point usage determination means, the second point stored in the electronic wallets of each of the constituent employees registered by the group registration means for the group including the employee who presented the electronic wallet storage medium is deducted according to the payment amount. A program for processing employee benefits, enabling computers to function as such.

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