Insurance management device, insurance management method, program and system

Abstract

To provide technology that makes it easier to obtain insurance that compensates for damages incurred during transportation. [Solution] An insurance management device that communicates with a transportation management device that manages the transportation of goods carried out by a transportation company, the insurance management device comprising: an acquisition unit that acquires from the transportation management device consignor information of a consignor who requests the transportation company to transport goods and the goods price set by the consignor for the goods; a determination unit that determines the insurance premium for transportation insurance to compensate for damages incurred when transporting the goods, based on at least the goods price; and a notification unit that notifies the transportation management device of the insurance premium.

Description

[Technical Field]

[0001] The present invention relates to an insurance management apparatus, an insurance management method, a program, and a system. [Background Art]

[0002] Currently, a large volume of cargo is transported by many transportation companies. For example, Patent Document 1 discloses a physical distribution management system capable of efficiently managing physical distribution. [Prior Art Documents] [Patent Documents]

[0003] [Patent Document 1] Japanese Unexamined Patent Publication No. 7444383 [Summary of the Invention] [Problem to be Solved by the Invention]

[0004] When a shipper requests a transportation company to transport cargo, there is a possibility that damage to the cargo or the like may occur. Therefore, it is desirable to take out insurance in advance to compensate for damages if an accident should occur.

[0005] Accordingly, an object of the present invention is to provide a technology that enables smoother entry into insurance that compensates for damages incurred during transportation. [Means for Solving the Problem]

[0006] An insurance management apparatus according to one aspect of the present invention is an insurance management apparatus that communicates with a transportation management apparatus that manages cargo transportation performed by a transportation company, the insurance management apparatus comprising: an acquisition unit that acquires, from the transportation management apparatus, shipper information of a shipper who requests the transportation company to transport cargo and a cargo price set by the shipper for the cargo; a determination unit that determines an insurance premium for transportation insurance for compensating for damages incurred when transporting the cargo based on at least the cargo price; and a notification unit that notifies the transportation management apparatus of the insurance premium. [Effect of the Invention]

[0007] According to the present invention, it is possible to provide a technology that makes it easier to subscribe to insurance that compensates for damages incurred during transportation. [Brief explanation of the drawing]

[0008] [Figure 1] This is a diagram showing an example of a transportation management system. [Figure 2] This figure shows an example of the hardware configuration for a transportation management device and an insurance management device. [Figure 3] This figure shows an example of the functional block configuration of a transportation management device. [Figure 4] This figure shows an example of the functional block configuration of an insurance management device. [Figure 5] This figure shows an example of target shipper information and past case information. [Figure 6] This is a sequence diagram showing an example of the processing procedure for submitting a power of attorney. [Figure 7] This is a sequence diagram showing an example of the procedure for creating a shipping label and processing an insurance contract. [Figure 8] This is a sequence diagram showing an example of the processing procedure for inquiries regarding past cases. [Modes for carrying out the invention]

[0009] Embodiments of the present invention will be described with reference to the attached drawings. In each drawing, components denoted by the same reference numerals have the same or similar configurations.

[0010] <System Configuration> Figure 1 shows an example of a transportation management system. The transportation management system 1 includes a transportation management device 10, an insurance management device 20, and a shipper terminal 30.

[0011] The transportation management device 10 is used by transportation companies that transport goods, and it processes requests for shipment from shippers, calculates transportation fees, prints shipping labels (also called delivery slips), and manages the status of goods in transit. The transportation management system 1 may include multiple transportation management devices 10. For example, if the insurance management device 20 covers multiple transportation companies, the transportation management system 1 may include different transportation management devices 10 for each transportation company.

[0012] The insurance management device 20 is a device used by insurance companies that provide insurance to compensate for damages that occur during the transportation of goods. The insurance management device 20 can communicate with the transportation management device 10. When the insurance management device 20 receives information necessary for calculating the insurance premium from the transportation management device 10, it calculates the insurance premium and notifies the transportation management device 10.

[0013] The shipper terminal 30 is a terminal operated by the shipper, and can be, for example, a personal computer, smartphone, or tablet. The shipper terminal 30 does not necessarily have to be a dedicated terminal; it may be part of the transportation management device 10. For example, the shipper terminal 30 may be a display connected to the transportation management device 10.

[0014] In this embodiment, the insurance provided allows the shipping company to act as an agent for the shipper in the insurance contract procedures, provided the shipper submits a power of attorney. The insurance amount and compensation amount are determined based on the actual value of the goods. In this embodiment, a power of attorney (which may also be called a blanket power of attorney) is obtained in advance from the shipper, entrusting future insurance contracts to the shipping company. For shippers who submit a power of attorney, the shipping company acts as an agent in the insurance contract procedures, enabling the shipper to enter into an insurance contract with the insurance company. Furthermore, all of these procedures can be performed online. This makes it possible to obtain insurance more smoothly.

[0015] <Hardware Configuration> FIG. 2 is a diagram showing an example hardware configuration of a transportation management device 10 and an insurance management device 20. The transportation management device 10 and the insurance management device 20 include a processor 11 such as a CPU (Central Processing Unit) or a GPU (Graphics Processing Unit), a memory (e.g., RAM (Random Access Memory) or ROM (Read Only Memory)), a storage device 12 such as an HDD (Hard Disk Drive) and / or an SSD (Solid State Drive), a communication IF (Interface) 13 for performing wired or wireless communication, an input device 14 for accepting input operations, and an output device 15 for outputting information. The input device 14 is, for example, a keyboard, a touch panel, a mouse and / or a microphone. The output device 15 is, for example, a display, a touch panel and / or a speaker.

[0016] <Functional Block Configuration> (Transportation Management Device) FIG. 3 is a diagram showing an example functional block configuration of the transportation management device 10. The transportation management device 10 includes a storage unit 100, an acquisition unit 101, a notification unit 102, and an output unit 103. The storage unit 100 can be implemented using the storage device 12 included in the transportation management device 10. Further, the acquisition unit 101, the notification unit 102, and the output unit 103 can be implemented by the processor 11 of the transportation management device 10 executing a program stored in the storage device 12. Further, the program can be stored in a storage medium. The storage medium storing the program may be a non-transitory computer-readable medium. The non-transitory storage medium is not particularly limited, and may be, for example, a storage medium such as a USB (Universal Serial Bus) memory or a CD-ROM (Compact Disc Read-Only Memory).

[0017] The storage unit 100 stores target consignor information 100a and shipping fare information 100b. The target consignor information 100a is information related to one or more consignors that are covered by transportation insurance. The shipping fare information 100b is information used to calculate a shipping fare corresponding to the delivery destination, size, etc., of a package.

[0018] The obtaining unit 101 obtains consignor information, shipping date, delivery destination information, package price set by the consignor, etc., from the consignor who requests a transportation company to transport the package. The obtaining unit 101 that obtains information from the consignor may also be referred to as a first obtaining unit. It should be noted that the package price set by the consignor is assumed to be a specific price corresponding to each individual package, rather than a fixed amount uniformly set by the transportation company.

[0019] Furthermore, the obtaining unit 101 obtains information related to insurance premiums for compensating for damage occurring during transportation of a package from the insurance management device 20. The obtaining unit 101 that obtains information from the insurance management device 20 may also be referred to as a second obtaining unit.

[0020] Furthermore, the obtaining unit 101 (first obtaining unit) may obtain the package price from the consignor if the consignor is included in the target consignor information 100a, and may not obtain the package price from the consignor if the consignor is not included in the target consignor information.

[0021] The notification unit 102 (which may also be referred to as a first notification unit) notifies the insurance management device 20 of the consignor information and the package price.

[0022] Furthermore, the notification unit 102 may notify the insurance management device 20 of the consignor information and the package price if the consignor is included in the target consignor information, and may not notify the insurance management device 20 of the consignor information and the package price if the consignor is not included in the target consignor information. This can reduce the amount of data transmitted from the transportation management device 10 to the insurance management device 20.

[0023] The output unit 103 outputs a waybill based on the consignor information, shipping date, delivery destination information, etc., and also outputs information related to the insurance premium notified from the insurance management device 20.

[0024] (Insurance management device) Figure 4 shows an example of the functional block configuration of the insurance management device 20. The insurance management device 20 includes a storage unit 200, an acquisition unit 201, a determination unit 202, and a notification unit 203. The storage unit 200 can be implemented using a storage device 12 provided by the insurance management device 20. The acquisition unit 201, the determination unit 202, and the notification unit 203 can be implemented by the processor 11 of the insurance management device 20 executing a program stored in the storage device 12. This program can be stored in a storage medium. The storage medium on which the program is stored may be a computer-readable non-temporary storage medium. The non-temporary storage medium is not particularly limited, but may be, for example, a USB memory or a CD-ROM.

[0025] The storage unit 200 stores target shipper information 200a, insurance premium information 200b, and insurance coverage information 200c. Target shipper information 200a is information about one or more shippers who are covered by transportation insurance. Insurance premium information 200b is information used to calculate insurance premiums according to the price of the cargo, etc. Insurance coverage information 200c is information about past insurance coverage cases (i.e., past transportation accidents in which insurance was applied). Information about insurance coverage cases includes shipper information, transportation company information, date and time of occurrence, accident details report, etc.

[0026] The acquisition unit 201 acquires, from the transportation management device 10, the consignor information of the consignor who requests the transportation of goods from the transportation company, and the goods price set by the consignor. The acquisition unit 201 may also be called the third acquisition unit.

[0027] Furthermore, the acquisition unit 201 may acquire information from the transportation management device 10 regarding shippers who are newly covered by transportation insurance. The acquisition unit 201 may also add the acquired information to the target shipper information 200a (i.e., update the target shipper information 200a).

[0028] Furthermore, the acquisition unit 201 may be configured to receive requests from the transportation management device 10 for inquiries regarding past insurance application cases related to the consignor.

[0029] The determination unit 202 determines the insurance premium for transportation insurance to compensate for damages incurred during the transportation of the goods, based at least on the value of the goods. For example, the determination unit 202 may refer to the insurance premium information 200b and determine the insurance premium based on the value of the goods.

[0030] The determination unit 202 may choose not to determine insurance premiums for shippers not included in the target shipper information 200a (shippers who have not submitted a power of attorney). Specifically, the determination unit 202 may choose not to determine insurance premiums if the acquisition unit 201 acquires shipper information and cargo prices for shippers not included in the target shipper information 200a from the transportation management device 10.

[0031] The notification unit 203 notifies the transportation management device 10 of the insurance premium determined by the determination unit 202. The notification unit 203 may also be called the second notification unit. The notification unit 203 may also notify the transportation management device 10 of the target shipper information 200a updated by the acquisition unit 201.

[0032] Furthermore, the notification unit 203 may refer to the insurance coverage information 200c and notify the transportation management device 10 of information regarding past insurance coverage cases of a shipper that has received an inquiry request from the transportation management device 10.

[0033] Figure 5 shows an example of target shipper information and past case information. Target shipper information 100a and target shipper information 200a include information such as a shipper ID that uniquely identifies the shipper, a shipper name indicating the shipper's name, and a shipper address indicating the shipper's address. Target shipper information 200a further includes a transport company ID that uniquely identifies the transport company. Insurance coverage information 200c includes a case report that describes information such as a shipper ID that uniquely identifies the shipper, a transport company ID that uniquely identifies the transport company, the date and time of the accident, and the details of the accident.

[0034] <Processing Procedure> Figure 6 is a sequence diagram showing an example of the processing procedure for the submission of a power of attorney. The processing procedure in Figure 6 is performed when requesting a shipper who has not yet signed a power of attorney to sign one (i.e., agree to entrust the transportation company with the contracting of transportation insurance, insurance claims, and receipt of insurance payments for future transportation). Therefore, the processing procedure shown in Figure 6 is not performed for shippers who have already signed a power of attorney.

[0035] In step S10, the notification unit 203 of the insurance management device 20 notifies the shipper terminal 30 of data (for example, Landing Page data) necessary to display an explanation of the insurance details related to transportation insurance on the shipper terminal 30. In step S11, the shipper terminal 30 displays the explanation of the insurance details notified by the insurance management device 20 on its screen. If the shipper agrees to the insurance information, the shipper terminal 30 notifies the insurance management device 20 that the shipper has agreed to the insurance details. If the shipper does not agree to the insurance details, the shipper terminal 30 notifies the insurance management device 20 that the shipper has not agreed to the insurance details. In this case, the insurance management device 20 does not perform the processing from step S12 onward.

[0036] In step S12, the notification unit 203 of the insurance management device 20 instructs the transportation management device 10 to notify the shipper of the power of attorney data necessary when the shipper delegates the transportation insurance contract to the transportation company, if the shipper agrees to the insurance details. In step S13, the notification unit 102 of the transportation management device 10 sends power of attorney data to the shipper terminal 30 of the shipper who wishes to take out insurance when requesting transportation from the transportation company. Alternatively, the processing procedure in step S13 may be carried out by sending an email with the power of attorney data attached to the shipper. Alternatively, the processing procedure in step S12 may be omitted, and in step S13, the notification unit 203 of the insurance management device 20 may send the power of attorney data to the shipper terminal 30.

[0037] In step S14, the shipper terminal 30 displays the power of attorney format on its screen and receives an electronic signature from the shipper for the power of attorney.

[0038] In step S15, the shipper terminal 30 transmits the electronically signed power of attorney data to the transportation management device 10.

[0039] In step S16, the transport management device 10 checks the electronic document of the power of attorney. If it confirms that the electronic signature is legitimate, it proceeds to the processing procedure in step S15. If the electronic signature is not legitimate, the transport management device 10 terminates the process without proceeding to the processing procedure in step S15.

[0040] In step S17, the notification unit 102 of the transportation management device 10 notifies the insurance management device 20 of the transportation company identifier (transportation company ID) and information about the consignor (e.g., consignor name and consignor address). The power of attorney data includes information about the consignor (e.g., consignor name and consignor address), and this consignor is a consignor who will be newly covered by transportation insurance.

[0041] In step S18, the acquisition unit 201 generates a new shipper ID and adds the generated shipper ID, information about the shipper (shipper name, shipper address, etc.), and the transport company ID to the target shipper information 200a.

[0042] In step S19, the notification unit 203 of the insurance management device 20 accesses the target shipper information 200a and notifies the transportation management device 10 of data (records) including the transportation company ID of the transportation company using the transportation management device 10.

[0043] In step S20, the acquisition unit 101 of the transportation management device 10 stores the target shipper information acquired from the insurance management device 20 as target shipper information 100a in the storage unit 100.

[0044] Figure 7 is a sequence diagram showing an example of the processing procedure for creating a shipping label and an insurance contract.

[0045] In step S20, the acquisition unit 101 of the transportation management device 10 acquires data necessary for creating a shipping label (shipper information, shipping date, and destination information) from the shipper terminal 30. The shipper information is information that can uniquely identify the shipper, and specifically may be a shipper ID, or the shipper name and shipper address. The destination information includes, for example, the destination address and information about the recipient (personal name, company name, telephone number, etc.).

[0046] In step S21, the acquisition unit 101 of the transportation management device 10 refers to the target shipper information 100a and checks whether the shipper is a shipper covered by transportation insurance. In step S22, if the shipper is covered by transportation insurance, the acquisition unit 101 inquires with the shipper terminal 30 about the actual price of the goods.

[0047] In step S23, the acquisition unit 101 obtains the actual price of the goods from the shipper terminal 30.

[0048] The actual price of the cargo may be included in the invoice creation data notified in the processing procedure of step S20. In other words, the transportation management device 10 may always obtain the price of the cargo, regardless of whether the shipper is a shipper covered by transportation insurance or not. In this case, the processing procedures of steps S22 and S23 are omitted.

[0049] In step S24, the output unit 103 prints a shipping label based on the shipping label creation data acquired in step S20.

[0050] In step S25, the notification unit 102 of the transportation management device 10 notifies the insurance management device 20 of insurance contract request data if the shipper is covered by transportation insurance. The insurance contract request data includes, for example, shipper information, shipping date, destination information, cargo price, and transportation company information.

[0051] In step S26, the determination unit 202 refers to the insurance premium information 200b and determines the insurance premium based on the cargo price. Alternatively, the determination unit 202 may determine the insurance premium based on the shipper information and the cargo price. For example, in addition to the cargo price, the determination unit 202 may determine the insurance premium by referring to the number of transportation accidents that have occurred in the past in the transportation services requested by the shipper.

[0052] In step S27, the notification unit 203 notifies the transportation management device 10 of insurance premium data indicating the determined insurance premium, and insurance certificate data indicating that an insurance contract has been attached to the transportation of the goods.

[0053] In step S28, the notification unit 102 of the transportation management device 10 calculates the amount to be billed to the shipper by adding the shipping fee and insurance fee for the cargo, and notifies the shipper terminal 30 of the cost billing data showing the calculated billing amount and the insurance certificate data.

[0054] Figure 8 is a sequence diagram showing an example of the processing procedure for inquiries regarding past cases.

[0055] In step S30, the acquisition unit 201 of the insurance management device 20 acquires an insurance application case inquiry message from the transportation management device 10. This message includes shipper information (e.g., shipper ID).

[0056] In step S31, the notification unit 203 of the insurance management device 20 obtains information (such as text or image data) regarding past insurance application cases related to the consignor specified in the consignor information by referring to the insurance application information 200c, and notifies the transportation management device 10.

[0057] <Summary> According to the embodiment described above, the insurance management device 20 obtains the cargo price set by the shipper from the transportation management device 10, determines the insurance premium, and notifies the transportation management device 10 of the insurance premium. This provides a technology that enables smoother enrollment in insurance to compensate for damages incurred during transportation. In addition, the transportation management device 10 and the insurance management device 20 obtain a power of attorney signed by the shipper online in advance and manage data on one or more shippers who are covered by transportation insurance. This makes it possible for shippers to enroll in insurance more smoothly when requesting transportation.

[0058] The embodiments described above are for the purpose of facilitating understanding of the present invention and are not intended to limit its interpretation. The flowcharts, sequences, elements, arrangements, materials, conditions, shapes, and sizes described in the embodiments are not limited to those exemplified and can be modified as appropriate. Furthermore, configurations shown in different embodiments can be partially substituted or combined. The "notification unit" may also be referred to as the "transmission unit." Also, "notifying" may be read as "transmitting." [Explanation of symbols]

[0059] 1 Transportation management system, 10 Transportation management device, 11 Processor, 12 Storage device, 14 Input device, 15 Output device, 20 Insurance management device, 30 Shipper terminal, 100 Storage unit, 100a Target shipper information, 100b Shipping fee information, 101 Acquisition unit, 102 Notification unit, 103 Output unit, 200 Storage unit, 200a Target shipper information, 200b Insurance premium information, 200c Insurance application information, 201 Acquisition unit, 202 Determination unit, 203 Notification unit

Claims

1. An insurance management device that communicates with a transportation management device that manages the transportation of goods carried out by a transportation company, The transportation management device includes an acquisition unit that acquires shipper information that uniquely identifies the shipper who requests the transportation company to transport the goods, and the goods price set by the shipper for the goods, A determination unit that determines the insurance premium for transportation insurance to be charged to the consignor identified in the consignor information, based at least on the price of the goods, to compensate for damages incurred during the transportation of the goods, A notification unit that notifies the transportation management device of insurance premium data showing the aforementioned insurance premium and certificate data indicating that an insurance contract has been attached to the transportation, It has a storage unit for managing target shipper information, which manages one or more shippers who are covered by the aforementioned transportation insurance and who have submitted a power of attorney indicating that they entrust the transportation company with the contract of the aforementioned transportation insurance, The acquisition unit acquires information from the transportation management device regarding the transportation insurance, specifically information about a shipper who has become newly covered by the insurance as a result of submitting the power of attorney to the transportation company, and adds this information to the target shipper information. The notification unit notifies the transportation management device of the target shipper information to which the newly targeted shipper information has been added. The determination unit determines the insurance premium when the shipper identified in the shipper information is included in the target shipper information. Insurance management device.

2. A transport management device having an instruction unit that instructs the transport management device to transmit to the shipper who has agreed to the terms of the transport insurance contract a power of attorney data, which is unsigned by the shipper indicating that the transport company is in charge of the transport insurance contract, to the shipper who has agreed to the terms of the transport insurance, The insurance management device according to claim 1.

3. The determination unit shall not determine the insurance premium if the acquisition unit acquires the shipper information and the cargo price of the cargo relating to a shipper not included in the target shipper information. The insurance management device according to claim 1.

4. It has a memory unit that manages insurance coverage information showing insurance coverage examples for each shipper, The acquisition unit receives a request from the transportation management device to inquire about past insurance application cases related to the shipper. The notification unit obtains information regarding past insurance claim cases of the shipper who made the inquiry request from the insurance claim information, and notifies the transportation management device of the information regarding past insurance claim cases of the shipper who made the inquiry request. The insurance management device according to claim 1.

5. A system including a transportation management device and an insurance management device for managing the transportation of goods carried out by a transportation company, The aforementioned transportation management device is A first acquisition unit obtains, from a shipper who requests the transportation company to transport the goods, shipper information that uniquely identifies the shipper, the shipping date, the delivery address information, and the price set by the shipper for the goods. A first notification unit that notifies the insurance management device of the aforementioned shipper information and the aforementioned cargo price, A second acquisition unit acquires information regarding insurance premiums for compensating for damages incurred during the transportation of the cargo from the aforementioned insurance management device, An output unit that outputs a shipping label based on the aforementioned consignor information, the aforementioned shipping date, and the aforementioned delivery address information, and also outputs information regarding the aforementioned insurance premium, It has, The insurance management device, A third acquisition unit that acquires the consignor information and the cargo price from the aforementioned transportation management device, A determination unit that determines the insurance premium for transportation insurance to be charged to the consignor identified in the consignor information, based at least on the price of the goods, to compensate for damages incurred during the transportation of the goods, A second notification unit that notifies the transportation management device of the aforementioned insurance premium, A system that has

6. The insurance management device, It has a second storage unit that manages information on target shippers relating to one or more shippers who are covered by the aforementioned transportation insurance based on the price of the cargo, The determination unit determines the insurance premium when the shipper identified in the shipper information is included in the target shipper information. The second acquisition unit acquires information from the transportation management device regarding newly covered shippers for the transportation insurance and updates the covered shipper information. The second notification unit notifies the transportation management device of the updated target shipper information. The system according to claim 5.

7. The determination unit shall not determine the insurance premium if the third acquisition unit acquires the shipper information and the cargo price of the cargo for a shipper that is not included in the target shipper information. The system according to claim 6.

8. The insurance management device, It has a second memory unit that manages insurance coverage information showing insurance coverage examples for each shipper, The third acquisition unit receives a request from the transportation management device to inquire about past insurance application cases related to the shipper. The second notification unit obtains information regarding past insurance claim cases of the shipper who made the inquiry request from the insurance claim information and notifies the transportation management device of the information regarding past insurance claim cases of the shipper who made the inquiry request. The system according to claim 5.

9. The transportation management device has a first storage unit that stores information on target shippers relating to one or more shippers who are covered by the transportation insurance based on the cargo price, The first acquisition unit acquires the cargo price from the shipper if the shipper is included in the target shipper information, and does not acquire the cargo price from the shipper if the shipper is not included in the target shipper information. The first notification unit notifies the insurance management device of the shipper information and the cargo price if the shipper is included in the target shipper information, and does not notify the insurance management device of the shipper information and the cargo price if the shipper is not included in the target shipper information. The system according to claim 5.

10. An information processing method performed by an insurance management device that communicates with a transportation management device that manages the transportation of goods carried out by a transportation company, A step of storing in a storage unit information of target shippers who are covered by transportation insurance to compensate for damages incurred when transporting goods and who have submitted a power of attorney indicating that they have entrusted the transportation company with the contract for said transportation insurance, The steps include obtaining, from the transportation management device, shipper information that uniquely identifies the shipper who requests the transportation company to transport the goods, and the goods price set by the shipper for the goods, A step of determining the insurance premium for the transportation insurance to be charged to the consignor identified in the consignor information, based at least on the price of the cargo, The steps include notifying the transportation management device of insurance premium data showing the aforementioned insurance premium and certificate data indicating that an insurance contract has been attached to the transportation, Includes, The aforementioned acquisition step involves obtaining information from the transportation management device regarding the cargo owner who has newly become covered by the transportation insurance as a result of submitting the power of attorney to the transportation company, and adding this information to the target cargo owner information. The aforementioned notification step involves notifying the transportation management device of the target shipper information to which the newly targeted shipper information has been added, The aforementioned determination step determines the insurance premium if the shipper identified in the shipper information is included in the target shipper information. Insurance management methods.

11. The insurance management device, which communicates with the transportation management device that manages the transportation of goods carried out by the transportation company, runs on a computer. A step of storing in a storage unit information of target shippers who are covered by transportation insurance to compensate for damages incurred when transporting goods and who have submitted a power of attorney indicating that they have entrusted the transportation company with the contract for said transportation insurance, The steps include obtaining, from the transportation management device, shipper information that uniquely identifies the shipper who requests the transportation company to transport the goods, and the goods price set by the shipper for the goods, A step of determining the insurance premium for the transportation insurance to be charged to the consignor identified in the consignor information, based at least on the price of the cargo, The steps include notifying the transportation management device of insurance premium data showing the aforementioned insurance premium and certificate data indicating that an insurance contract has been attached to the transportation, Make it run, The aforementioned acquisition step involves obtaining information from the transportation management device regarding the cargo owner who has newly become covered by the transportation insurance as a result of submitting the power of attorney to the transportation company, and adding this information to the target cargo owner information. The aforementioned notification step involves notifying the transportation management device of the target shipper information to which the newly targeted shipper information has been added, The aforementioned determination step determines the insurance premium if the shipper identified in the shipper information is included in the target shipper information. program.

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