Method for operating welfare service with local business voucher and crypto currency and apparatus for performing the method

Abstract

The present invention relates to a method for operating a welfare mall service that integrates local currency or cryptocurrency, and an apparatus for performing such a method. The method for operating a welfare mall service that integrates local currency or cryptocurrency comprises the steps of: a welfare point operating server issuing at least one welfare point based on at least one blockchain network (welfare point); a heterogeneous currency operating server issuing at least one heterogeneous currency based on at least one blockchain network (heterogeneous currency); and a bridge blockchain network can connect the blockchain network (welfare point) and the blockchain network (heterogeneous currency).

Description

Technology Field

[0001] The present invention relates to a method for operating a welfare mall service that integrates local currency or cryptocurrency, and to an apparatus for performing such a method. More specifically, it relates to a method for operating a welfare mall service that integrates local currency or cryptocurrency for utilizing not only welfare points but also different types of currencies on a welfare mall site, and to an apparatus for performing such a method. Background Technology

[0002] Employee benefits refer to various benefits provided to employees in addition to their salary. This includes basic benefits mandated by law, as well as autonomous welfare benefits offered by companies.

[0003] Statutory benefits are provisions stipulated in the Labor Standards Act and are mandatory for all companies to provide. This includes the National Pension, Health Insurance, and Employment Insurance. Non-statutory benefits are additional benefits provided at the company's discretion, involving the operation of welfare systems that consider the needs of employees.

[0004] Non-statutory benefits include support to reduce food expenses and transportation costs, as well as vacation systems that provide paid leave and annual leave. Employee discounts that allow employees to use company-made products and services at a discount, support for leisure activities, and club activities also fall under this category. Tuition or housing support, and the ability to purchase various necessary goods through online sites such as welfare malls using points, may also be included in non-statutory benefits.

[0005] Previously, when we talked about welfare malls, it was taken for granted that purchases were made at higher prices than on other sites or that there were significant restrictions on the items that could be purchased. However, now, points are provided that can be used in various ways, such as shopping within a set period, purchasing when hot deals appear, or accessing medical services.

[0006] In order to establish such welfare malls and effectively provide goods and services through them, research and development of technologies that consider the unique characteristics of welfare malls is necessary. The problem to be solved

[0007] The present invention aims to solve all of the aforementioned problems.

[0008] In addition, the present invention aims to enable the use of heterogeneous currencies other than welfare points (e.g., local currency, cryptocurrency) on a welfare mall site by utilizing blockchain.

[0009] In addition, the present invention aims to enable the simultaneous use of different heterogeneous currencies and welfare points by processing transactions occurring in local services through a blockchain, so that a welfare mall site can utilize local services more effectively. means of solving the problem

[0010] A representative configuration of the present invention for achieving the above objective is as follows.

[0011] According to one embodiment of the present invention, a method for operating a welfare mall service that integrates local currency or cryptocurrency comprises the steps of: a welfare point operating server issuing at least one welfare point based on at least one blockchain network (welfare point); a heterogeneous currency operating server issuing at least one heterogeneous currency based on at least one blockchain network (heterogeneous currency); and a bridge blockchain network can connect the blockchain network (welfare point) and the blockchain network (heterogeneous currency).

[0012] Meanwhile, the above-mentioned welfare mall service operation method may further include the step of a user device requesting a welfare service on a welfare mall site through conversion between the at least one welfare point or conversion between the at least one welfare point and the heterogeneous currency.

[0013] In addition, the aforementioned welfare mall site may be configured based on point conversion data and conversion data between heterogeneous currencies and welfare points.

[0014] According to another embodiment of the present invention, a welfare point processing system integrating local currency or cryptocurrency includes a welfare point operating server implemented to issue at least one welfare point based on at least one blockchain network (welfare point), and a heterogeneous currency operating server implemented to issue at least one heterogeneous currency based on at least one blockchain network (heterogeneous currency), wherein a bridge blockchain network may be implemented to connect the blockchain network (welfare point) and the blockchain network (heterogeneous currency).

[0015] Meanwhile, the welfare point processing system may further include a user device implemented to request welfare services on a welfare mall site through conversion between at least one welfare point or conversion between at least one welfare point and the heterogeneous currency.

[0016] In addition, the aforementioned welfare mall site may be configured based on point conversion data and conversion data between heterogeneous currencies and welfare points. Effects of the invention

[0017] According to the present invention, heterogeneous currencies other than welfare points (e.g., local currency, cryptocurrency) can be utilized on a welfare mall site by utilizing blockchain.

[0018] In addition, according to the present invention, in order to utilize local services more effectively, processing of transactions occurring in local services is performed through a blockchain, so that different heterogeneous currencies and welfare points can be used together on a welfare mall site. Brief explanation of the drawing

[0019] FIG. 1 is a conceptual diagram showing a welfare point processing system capable of utilizing heterogeneous currency according to an embodiment of the present invention. FIG. 2 is a conceptual diagram showing the operation between a welfare point operation server and a blockchain network according to an embodiment of the present invention. FIG. 3 is a conceptual diagram showing the welfare point settings of a welfare point operation server according to an embodiment of the present invention. FIG. 4 is a conceptual diagram showing a payment method between different welfare points according to an embodiment of the present invention. FIG. 5 is a conceptual diagram showing a process for heterogeneous currency conversion processing according to an embodiment of the present invention. FIG. 6 is a conceptual diagram showing the configuration of a welfare mall site based on conversion data between welfare points and conversion data between heterogeneous currency and welfare points according to an embodiment of the present invention. Specific details for implementing the invention

[0020] The following detailed description of the invention refers to the accompanying drawings, which illustrate specific embodiments in which the invention may be practiced. These embodiments are described in sufficient detail to enable those skilled in the art to practice the invention. It should be understood that various embodiments of the invention are different but need not be mutually exclusive. For example, specific shapes, structures, and characteristics described herein may be modified from one embodiment to another without departing from the spirit and scope of the invention. It should also be understood that the location or arrangement of individual components within each embodiment may be modified without departing from the spirit and scope of the invention. Accordingly, the following detailed description is not meant to be limiting, and the scope of the invention should be understood to encompass the scope claimed by the claims and all equivalents thereof. Similar reference numerals in the drawings indicate identical or similar components across various aspects.

[0021] Hereinafter, in order to enable a person skilled in the art to easily practice the present invention, various preferred embodiments of the present invention will be described in detail with reference to the attached drawings.

[0023] FIG. 1 is a conceptual diagram showing a welfare point processing system capable of utilizing heterogeneous currency according to an embodiment of the present invention.

[0024] In Fig. 1, a welfare point processing system is disclosed for providing welfare services based on blockchain as well as heterogeneous currencies (local currency, cryptocurrency).

[0025] Referring to FIG. 1, the welfare point processing system may include a welfare point operation server (100), a heterogeneous currency operation server (110), a blockchain network (105, 115), and a user device (140).

[0026] The welfare point operation server (100) may be a server for operating welfare points. The welfare point operation server (100) may determine the welfare mall service target for the welfare mall service and provide welfare points to welfare mall service users based on the welfare policy of the welfare mall service target through a blockchain network (105, 115). The welfare mall service target may be a company that provides welfare points to employees who are welfare mall service users.

[0027] In addition, the welfare mall operating server (100) manages the use and payment of welfare points and establishes a relationship with the welfare service provided on the welfare mall site to perform payment processing for the use of welfare points through the welfare service.

[0028] Additionally, the welfare mall operation server (100) can be implemented to be linked with the heterogeneous currency operation server (110) to convert heterogeneous currency into welfare points and to provide welfare services on the welfare mall site based on the converted welfare points. The method for converting heterogeneous currency into welfare points will be described in detail later.

[0029] The heterogeneous currency operation server (110) may be a server for processing payments based on heterogeneous currency. The heterogeneous currency may be a currency operated based on its own payment blockchain network, such as local currency or cryptocurrency. The heterogeneous currency operation server (110) may send a request to convert the heterogeneous currency into welfare points to the welfare mall operation server (100) based on a user's request.

[0030] A blockchain network (105, 115) can be implemented to manage welfare points based on smart contracts. Additionally, a blockchain network (105, 115) can be implemented to manage heterogeneous currencies. Management can be performed on different blockchain networks (105, 115) for each welfare point, and based on the interconnection between blockchain networks (105, 115), it may be possible to utilize welfare points managed on different blockchain networks (105, 115) through the connection between blockchain networks (105, 115).

[0031] The user device (140) can use welfare points on the welfare mall site. Based on the welfare mall site, a welfare point wallet is created for a welfare mall service user working at the welfare mall service target, and when welfare points are used, processing of welfare points based on the blockchain network (105, 115) can be performed.

[0032] Additionally, the user device (140) can convert the foreign currency into welfare points through a conversion request to use the foreign currency on the welfare mall site, and conversely, can convert welfare points into the foreign currency.

[0033] In addition, according to an embodiment of the present invention, functions such as converting reward points into welfare points for use, or using the converted points to use welfare cards or meal voucher points, may be provided. That is, heterogeneous currency may be a concept that includes various rewards and points that serve as exchange functions similar to currency.

[0035] FIG. 2 is a conceptual diagram showing the operation between a welfare point operation server and a blockchain network according to an embodiment of the present invention.

[0036] In Fig. 2, the operation between the welfare point operation server and the blockchain network is initiated.

[0037] Referring to FIG. 2, the welfare point operation server (200) can create a smart contract for issuing welfare points by considering the type of welfare point and the amount of welfare points for each welfare mall service target and record it on the blockchain network (220).

[0038] In the present invention, different types of welfare points may be used depending on the welfare mall service target, and different welfare points may be processed and utilized on different blockchain networks (or one blockchain network) (220). For example, different types of welfare points may be issued depending on the type of welfare and / or welfare mall site, such as welfare point A, welfare point B, and welfare point C.

[0039] The welfare point operation server (200) can distribute welfare points to welfare mall service users working at the welfare mall service target after determining the type of welfare points for the welfare mall service target. When determining the type of welfare points and the distribution of welfare points, the details of the decision can be converted into a smart contract and recorded on the blockchain network (220).

[0040] The welfare point operation server (200) can distribute welfare points to welfare mall service users working at each of the multiple welfare mall service targets and manage the processing of welfare points resulting from service purchases on the welfare mall site as a transaction on the blockchain network (220). For example, if welfare mall service user C working at welfare mall service target B at welfare mall site A uses 10 welfare points out of 100 welfare points A that he / she possesses, this record of welfare point usage is formed as a transaction at the time of payment on the welfare mall site, and the 10 welfare points from the welfare mall site A wallet of welfare mall service target B can be transferred to the welfare point A wallet of the service provider (e.g., hotel operator) providing the welfare mall service.

[0041] In the manner described above, users of the welfare mall service use the welfare points deposited into their own welfare point wallets, and the used welfare points can be deposited into the welfare point wallets of service providers offering welfare services on the welfare mall site. Service providers can convert welfare points into cash and withdraw them by converting them into fiat currency corresponding to the welfare points (e.g., Korean Won, USD).

[0042] In the manner described above, welfare points can be traded based on transactions on a blockchain network, and welfare services can be purchased on the welfare mall site.

[0044] FIG. 3 is a conceptual diagram showing the welfare point settings of a welfare point operation server according to an embodiment of the present invention.

[0045] In FIG. 3, a method is disclosed for a welfare point operation server to set welfare points for each welfare mall site and to set the use of welfare points.

[0046] Referring to Fig. 3, the welfare point operation server can operate welfare points by setting welfare points for each welfare mall site.

[0047] Welfare points can be set by considering the types and frequency of welfare services primarily sold on each welfare mall site.

[0048] For example, welfare mall site A (310) may be a welfare mall site that provides relatively expensive products such as travel products and electronic products as welfare services, where a relatively large amount of payment occurs when making a payment and payments do not occur frequently. Welfare mall site B (320) may be a welfare mall site that provides meal tickets, cafes, restaurants, etc. as welfare services, where payments are made with welfare points, where a relatively small amount of payment occurs when making a payment and payments occur frequently.

[0049] Considering the payment nature of such welfare malls, welfare points A and welfare points B processed on different blockchains may be utilized. Welfare point A is a welfare point processed on blockchain network A, which is relatively slow but can be processed on blockchain network A where the verification of transaction consistency of payment transactions on the blockchain network is relatively accurate. Welfare point B is a welfare point processed on blockchain network B, which is processed on a blockchain with a relatively fast transaction processing algorithm, although the verification of transaction consistency of transactions is relatively inaccurate.

[0050] As described above, the welfare point operation server can be configured to determine different welfare points based on the nature of the welfare mall site for the welfare mall service recipients, so that the welfare mall service recipients can utilize them.

[0051] According to an embodiment of the present invention, in the case of welfare points as described above, they are identified as an amount to the user, but the use of welfare points can be processed by changing the blockchain network in consideration of changes in the welfare mall site and welfare point usage data of welfare mall service users. More specifically, while welfare points appear identically as Korean Won to all welfare mall service users, in reality, different welfare point-based payment transactions may occur on different blockchain networks.

[0053] FIG. 4 is a conceptual diagram showing a payment method between different welfare points according to an embodiment of the present invention.

[0054] Figure 4 discloses a method for performing payment transactions between different welfare points during integrated operation between welfare mall sites.

[0055] Referring to FIG. 4, a method for managing payments between different welfare point types in an integrated manner when such payments occur on different blockchains is disclosed.

[0056] The first welfare point (410) can be used on the first welfare mall site and processed on the first blockchain network (415). The second welfare point (420) can be used on the second welfare mall site and processed on the second blockchain network (425).

[0057] According to an embodiment of the present invention, payment through conversion between welfare points and movement between welfare mall sites may be supported. In order to convert welfare points, the welfare point conversion process may be performed by sharing transaction information between the first blockchain network (415) and the second blockchain network (425). Hereinafter, a process of converting the first welfare point (410) into the second welfare point (420) on the first blockchain network (415) and the second blockchain network (425) is initiated.

[0058] A transaction requesting conversion of the first welfare point (410) of a welfare mall service user may be received on the first blockchain network (415) where the first welfare point (410) is used. When the conversion request transaction is performed on the first blockchain network (415), confirmation of the requested first welfare point (410) may be performed. A welfare point confirmation transaction for the first welfare point (410) existing in the welfare mall service user's wallet may occur, and the first welfare point (410) in the welfare mall service user's wallet may be confirmed.

[0059] When the first welfare point (410) requested for conversion in the wallet of a welfare mall service user is confirmed, additional transactions for the first welfare point (410) requested for conversion on the first blockchain network (415) may be suspended. At this time, additional transactions for the first welfare point (410) with some added considering the price fluctuation of the first welfare point (410) may be suspended, or the first welfare point (410) requested for conversion may be moved to a public wallet for conversion. Suspension of additional transactions may be selected when the transaction processing failure rate on the blockchain network exceeds a threshold or the transaction fee exceeds a threshold. Moving to a public wallet may be selected when the transaction failure rate on the blockchain network is below a threshold and the transaction fee is below a threshold.

[0060] Subsequently, a first welfare point conversion request transaction can be transmitted from the first blockchain network (415) to the second blockchain network (425). The second blockchain network (425) receives the first welfare point conversion request transaction, and a second welfare point (420) corresponding to the first welfare point (410) can be determined. Based on the time of receiving the first welfare point conversion request transaction, the conversion ratio between the first welfare point (410) and the second welfare point (420) is determined, and a conversion according to the conversion ratio can be performed.

[0061] When the conversion is performed, the second blockchain network (425) may transmit a first welfare point transfer request transaction linked to the first welfare point conversion request transaction based on a hash value to the first blockchain network (415). The first welfare point (410) located in the wallet of a welfare mall service user or a public wallet on the first blockchain network (415) may be transferred to the second blockchain network (425).

[0062] The second blockchain network (425) can verify the received first welfare point (410) and transfer the second welfare point (420) corresponding to the first welfare point (410) to the wallet of the welfare mall service user. When transferring the second welfare point (420) corresponding to the first welfare point (410) to the wallet of the welfare mall service user, the first blockchain network (415) and the second blockchain network (425) can complete transactions related to the conversion of the first welfare point (410) to the second welfare point (420) and the transfer of the second welfare point (420) to the wallet, and record them in the ledger of the first blockchain network (415) and the ledger of the second blockchain network (425).

[0063] Based on the welfare points converted in this manner, the welfare mall service user uses the second welfare points (420) on the second welfare mall site, and the second welfare points (420) used can be processed on the second blockchain network (425).

[0064] According to an embodiment of the present invention, the conversion of welfare points may be performed in different ways depending on the timing of the payment request made through the conversion by a welfare mall service user. In the case of a first time payment method, such as when payment is made after a critical time following a conversion request by a welfare mall service user, payment may be performed after the conversion is completed through the aforementioned procedure and the welfare points are converted into the welfare mall service user's wallet.

[0065] In the second time payment method, where a welfare mall service user requests payment after a critical time following a conversion request, the converted second welfare points (420) are displayed in the welfare mall service user's wallet, but payment may be made before the actual conversion. In the second time payment method, the first welfare points (410) are first moved to the public wallet of the first blockchain network (415), and a payment based on the second welfare points (420) using the first welfare points (410) located in the public wallet as collateral can be made. After the provisional payment based on the first welfare points as collateral is completed, the actual point conversion and actual payment procedures can proceed through the aforementioned procedure. When such a second type payment is performed, considering the collateral ratio, an amount of the first welfare points (410) that is relatively larger than the first welfare points (410) requested for conversion is moved to the public wallet of the first blockchain network (415), and then settled after the actual payment is made. In the manner described above, when payments occur on different blockchain networks, delays caused by transaction processing between blockchains are prevented, and welfare point users can proceed with payments after converting their welfare points without experiencing any delay.

[0066] Services may be provided based on different discount rates depending on the welfare service recipient, and the price of the welfare service on the second welfare mall site purchased by the welfare mall service user of the first welfare mall site after converting to the second welfare point (420) may be indicated with a different discount rate than the price applied to other welfare service recipients who receive the original second welfare point (420) and use the second welfare mall site.

[0068] FIG. 5 is a conceptual diagram showing a process for heterogeneous currency conversion processing according to an embodiment of the present invention.

[0069] Figure 5 discloses a method for converting welfare points and heterogeneous currency between a heterogeneous currency operating server and a welfare mall operating server.

[0070] Referring to Fig. 5, in the case of heterogeneous currency, it may be operated based on a different type of blockchain network as well as a welfare mall operating server, so a conversion through a different procedure may be required compared to the conversion between welfare points.

[0071] If the blockchain network used for processing heterogeneous currency is the same as the blockchain network used by the welfare mall operation server, the conversion between heterogeneous currency and welfare points can be carried out through the procedure described in Fig. 4 above. In the case of heterogeneous currency, since it has a transaction unit of fiat currency such as the Korean Won, the conversion can be carried out based on a conversion rate based on the fiat currency unit (e.g., the Korean Won).

[0072] If the blockchain network used for processing heterogeneous currency is not the same as the blockchain network used by the welfare mall operation server, the conversion between heterogeneous currency and welfare points can be performed through the following procedure. For convenience of explanation below, the blockchain network for heterogeneous currency is referred to as the blockchain network (heterogeneous currency) (510), and the blockchain network for welfare points may be referred to as the blockchain network (welfare points).

[0073] First, a bridging blockchain network (520) for bridging between a blockchain network (heterogeneous currency) (510) and a blockchain network (welfare points) (530) can be implemented. The bridging blockchain network (520) is intended to connect transactions that occur in different blockchains and can be implemented to convert transaction formats between transactions that are difficult to access or process.

[0074] First, a user of the welfare mall service may generate a first format heterogeneous currency conversion transaction for converting heterogeneous currency into welfare points through a blockchain network (heterogeneous currency) (510). When the first format heterogeneous currency conversion transaction is received, the bridging blockchain network (520) may perform a format conversion to transmit the received first format heterogeneous currency conversion transaction to the blockchain network (welfare points) (530) to generate a second format heterogeneous currency conversion transaction.

[0075] When a first format heterogeneous currency conversion transaction occurs, the heterogeneous currency to be converted into welfare points may be separately transferred and stored in a public wallet used for conversion on the bridging blockchain network (520).

[0076] A second format heterogeneous currency conversion transaction can be transmitted to a blockchain network (welfare points) (530). The bridging blockchain network (520) can determine the conversion ratio between the heterogeneous currency and welfare points based on the time of receipt of the first format heterogeneous currency conversion transaction, and can transmit information regarding convertible welfare points based on the conversion ratio by including it in the second format heterogeneous currency conversion transaction. Such format conversion records can be recorded on the bridging blockchain network (520). According to an embodiment of the present invention, a consensus procedure between a welfare mall service user and a blockchain network (welfare points) (530) may be further carried out to determine the conversion ratio.

[0077] A blockchain network (welfare points) (530) that receives a second format heterogeneous currency conversion transaction can verify the second format heterogeneous currency conversion transaction and the heterogeneous currency of a public wallet that matches the second format heterogeneous currency conversion transaction, and transfer welfare points to a public wallet of a bridging blockchain network (520) based on the conversion rate recorded on the second format heterogeneous currency conversion transaction.

[0078] The bridging blockchain network (520) can transfer heterogeneous currency to the second blockchain network or deliver heterogeneous currency wrapped on the blockchain to the second blockchain network. Alternatively, according to an embodiment of the present invention, the heterogeneous currency may be converted into fiat currency through an external exchange and transferred to a won account corresponding to the blockchain network (welfare points) (530). Additionally, the bridging blockchain network (520) can deliver welfare points corresponding to the heterogeneous currency that has been requested for conversion to the wallet of a welfare mall service user.

[0079] In the manner described above, conversion between heterogeneous currency and welfare points occurs, and conversely, the procedure for converting welfare points into heterogeneous currency can be performed in the same way.

[0081] FIG. 6 is a conceptual diagram showing the configuration of a welfare mall site based on conversion data between welfare points and conversion data between heterogeneous currency and welfare points according to an embodiment of the present invention.

[0082] FIG. 6 discloses a method for configuring a welfare mall site based on point conversion data on the welfare mall site and conversion data between heterogeneous currency and welfare points.

[0083] Referring to Fig. 6, additional welfare mall services to be provided on the welfare mall site can be determined based on point conversion and point conversion data and welfare services purchased through conversion between heterogeneous currency and welfare points during a specific period and at a specific time. This information can be used to configure the welfare mall site by determining it as demand data for specific welfare services.

[0084] First, welfare service provision groups by period can be determined based on demand data according to the period. Welfare mall services can be classified into period-dependent welfare services, which are dependent on the time period, and period-independent welfare services, which are independent of the time period. Period-dependent welfare services include welfare services such as summer water park tickets or winter ski resort tickets, while period-independent welfare services may be services provided regardless of the time period, such as TV sales. These period-dependent and period-independent welfare services can be classified, and the dependent period for period-independent welfare services can be determined. In the case of the summer water park target, a specific period such as June to September can be set as the dependent period.

[0085] Next, hourly welfare service provision groups can be determined based on demand data over time. Time can be classified into time-dependent welfare services, which are dependent on time, and time-independent welfare services, which are independent of time, on an hourly basis within a 24-hour period. Time-dependent welfare services may be services with high usage frequency at specific times, such as restaurant services. Time-independent welfare services are welfare services unrelated to time, and may be services provided regardless of time, such as TV sales. These time-dependent and time-independent welfare services can be classified, and the dependent time for time-dependent welfare services can be determined. In the case of meal tickets for a specific restaurant, as a time-dependent welfare service, a specific time (e.g., 11:00 to 1:00) can be set as the dependent time.

[0086] After determining the period-dependent welfare services / period-independent welfare services and time-dependent welfare services / time-independent welfare services as described above, the list of welfare services to be provided during a specific period / time and the priority of welfare services can be determined on the welfare mall site.

[0087] A list of welfare services and welfare service priorities can be established based on a priority period. It is determined that the dependent period of a period-dependent service includes the period-dependent service, and the priority of the period-dependent service can be set to be relatively high within the dependent period of the period-dependent service.

[0088] Next, a list of welfare services and welfare service priorities can be established based on time within the period. It is determined that time-dependent services are included in the dependent time of time-dependent services, and the priority of time-dependent services can be set to be relatively high during the dependent time of time-dependent services.

[0089] According to an embodiment of the present invention, the priority of welfare services within the welfare service list can be determined in three types.

[0090] The first welfare service priority type (610) is a type that sets individual priorities for each of the multiple welfare services and displays them on the welfare mall site.

[0091] The second welfare service priority type (620) sets a priority for a welfare service group including multiple welfare services and displays it on the welfare mall site, and multiple welfare services located within the welfare service group can be displayed with a random priority set.

[0092] The third welfare service priority type (630) is a method of dividing multiple welfare services into a first welfare service group and a second welfare service group, operating the first welfare service group as a first welfare service priority type (610), and operating the second welfare service group as a second welfare service priority type (620).

[0093] According to an embodiment of the present invention, when there is the same priority in terms of time and period as described above, a detailed priority can be determined based on sales volume.

[0094] According to an embodiment of the present invention, a first welfare service priority type (610), a second welfare service priority type (620), and a third welfare service priority type (630) may be selectively used depending on the characteristics of the welfare service provided on the welfare mall site as follows.

[0095] The first welfare service priority type (610) is utilized when the number of period-dependent services and time-dependent services is less than or equal to the first threshold, so that welfare services can be listed on the welfare mall site.

[0096] The second welfare service priority type (620) can be utilized when the number of period-dependent services and time-dependent services exceeds the first threshold and the category of welfare services provided on the welfare mall site is greater than or equal to the second threshold.

[0097] The third welfare service priority type (630) can be utilized when the first welfare service priority type (610) has a number of period-dependent services and time-dependent services exceeding a first threshold and the category of welfare services provided on the welfare mall site is less than a second threshold.

[0098] In the manner described above, the priority of welfare services within the welfare service list can be determined by considering the number of period-dependent and time-dependent services and the number of welfare service categories provided on the welfare mall site.

[0099] The size and location of welfare services displayed on the welfare mall site may change depending on the priority of welfare services within the welfare service list.

[0101] The embodiments according to the present invention described above may be implemented in the form of program instructions that can be executed through various computer components and recorded on a computer-readable recording medium. The computer-readable recording medium may include program instructions, data files, data structures, etc., either individually or in combination. The program instructions recorded on the computer-readable recording medium may be those specifically designed and configured for the present invention or those known and available to those skilled in the art of computer software. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tapes; optical recording media such as CD-ROMs and DVDs; magneto-optical media such as floptical disks; and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, and flash memory. Examples of program instructions include machine code, such as that generated by a compiler, as well as high-level language code that can be executed by a computer using an interpreter, etc. Hardware devices may be modified into one or more software modules to perform processing according to the present invention, and vice versa.

[0102] Although the present invention has been described above with reference to specific details such as specific components, limited embodiments, and drawings, this is provided only to aid in a more comprehensive understanding of the invention, and the invention is not limited to the above embodiments, and a person skilled in the art to which the invention belongs can make various modifications and changes from this description.

[0103] Accordingly, the scope of the present invention should not be limited to the embodiments described above, and all scopes equivalent to or equivalently modified from the claims set forth below, as well as the claims set forth below, shall be considered to fall within the scope of the concept of the present invention.

Claims

Claim 1 A method for operating a welfare mall service that integrates local currency or cryptocurrency comprises: a step in which a welfare point operating server issues at least one welfare point based on at least one blockchain network (welfare point); a step in which a heterogeneous currency operating server issues at least one heterogeneous currency based on at least one blockchain network (heterogeneous currency); and a bridge blockchain network connecting the blockchain network (welfare point) and the blockchain network (heterogeneous currency). Claim 2 In paragraph 2, the method of operating the welfare mall service is characterized by further including the step of a user device requesting a welfare service on the welfare mall site through conversion between the at least one welfare point or conversion between the at least one welfare point and the heterogeneous currency. Claim 3 A method according to paragraph 2, characterized in that the welfare mall site is configured based on point conversion data and conversion data between heterogeneous currency and welfare points. Claim 4 A welfare point processing system integrating local currency or cryptocurrency comprises: a welfare point operating server implemented to issue at least one welfare point based on at least one blockchain network (welfare point); and a heterogeneous currency operating server implemented to issue at least one heterogeneous currency based on at least one blockchain network (heterogeneous currency), wherein a bridge blockchain network is implemented to connect the blockchain network (welfare point) and the blockchain network (heterogeneous currency). Claim 5 In paragraph 4, the welfare point processing system is characterized by further including a user device implemented to request a welfare service on a welfare mall site through conversion between at least one welfare point or conversion between at least one welfare point and the heterogeneous currency. Claim 6 A welfare point processing system characterized in that, in paragraph 5, the welfare mall site is configured based on point conversion data and conversion data between heterogeneous currency and welfare points.

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