System and method for optimizing liquidity in supply chains

Abstract

The systems and methods are directed to the Supply Chain Liquidity Optimization Platform (SCLOP), including a transaction manager configured to receive requests associated with the Supply Chain Liquidity Optimization Platform. An accounts receivable (AC) data warehouse can record. For individual entities associated with the Supply Chain Liquidity Optimization Platform, certified accounts payable to be paid to the individual entities. Whereas an accounts payable (CXP) data warehouse may record, for individual entities associated with the Supply Chain Liquidity Optimization Platform, certified accounts payable to be paid by the individual entities. IN OPERATION, A PAYMENT PROCESSING SERVICE DISTRIBUTES, IN RESPONSE TO CERTIFIED CXCs, A DISCOUNTED PAYMENT TO AN ENTITY ASSOCIATED BY THE CERTIFIED CXCs AND TO PROVIDE, TO AN INVESTOR WHO PROVIDES FINANCING FOR THE DISCOUNTED PAYMENT, AN INVESTMENT PAYMENT THAT INCLUDES AT LEAST THE FINANCING AND AN ADDITIONAL INTEREST PAYMENT AT MATURITY.