Electronic payment methods and transaction systems that support the use of digital currency.

Claims

1. Electronic payment methods supporting digital currency include: receiving payee information from the transaction medium; where the payee information consists of the first payee's address stored in the first field of the transaction medium and the second payee's address stored in the second field of the transaction medium; transmitting the first payment message to the first payee's address and the second payment message to the second payee's address depending on the user's payment terms; where the first payee's address is on the first blockchain network and the second payee's address is on the second blockchain network.

2. Claim method 1, where the payee information also includes the electronic currency recipient's address; the method also includes: transmitting the electronic currency payment message to the electronic currency recipient's address depending on the user's payment terms. 3.Method of Claim 1 where the first blockchain network is different from the second blockchain network.

4. Method of Claim 1 where the first field contains the first blockchain network identifier and the second field contains the second blockchain network identifier.

5. Any one of Methods 1 through 4 where the payee information also includes the third payee's address, which is stored in the third field of the transaction medium, and the third payee's address is the address of the third blockchain network, and the third blockchain network is a redundant network of the first or second blockchain network.

6. Method of Claim 5 where the transaction medium consists of at least one of the following: barcode; 2D code; contactless label; and computer-readable storage medium. 7.The method of claim 5, which also includes: a decision to route the first transaction for payment of the first digital currency amount to the first payee's address; and / or a decision to route the second transaction for payment of the second digital currency amount to the second payee's address.

8. The method of claim 7, which also includes: a decision to route the third transaction for payment of the third digital currency amount to the third payee's address when the first or second transaction route is blocked.

9. The method of claim 5, whereby the transaction aid also stores the digital currency header information, which includes the identifier bit, the first field for recording the digital currency amount, and the second field for storing the verification code of the header information.

10. The method of claim 9, whereby the second field also contains: the first verification code for verifying the first payee's address; the second verification code for verifying the second payee's address; and / or the third verification code for verifying the third payee's address. 11.The transaction system supporting digital currency is configured to: provide a transaction holder with a first and second field, where the first field is used to store the first payee's address and the second field is used to store the second payee's address; where the first payee's address is on the first blockchain network and the second payee's address is on the second blockchain network; accept payment condition settings based on the user's specific payment program; and provide transaction paths to pass the first payment message to the first payee's address and the second payment message to the second payee's address.

12. The transaction system of the claim11, where the transaction holder also contains the electronic currency recipient's address, is configured to pass electronic currency payment messages to the electronic currency recipient's addresses depending on the payment condition settings.13.The transaction system of claim 11 is also configured to: provide a first transaction path directed to the address of the first payee; provide a second transaction path directed to the address of the second payee.

14. The transaction system of claim 11 is also configured to: provide a third transaction path directed to the address of the third payee, where the third payee's address is a third blockchain network address, and the third blockchain network is a redundant network of the first or second blockchain network.

15. Any one of the transaction systems of claims 11 through 14 is also configured to verify the addresses of the first and second payees using digital currency header information stored on the transaction medium.

16. A machine-readable storage medium containing multiple executable instructions, which, when executed by a machine-readable instruction processor, is configured to execute one of the methods of claims 1 through 10. 17.A mobile payment device consists of memory, a processor, and computer programs stored in memory and executed by the processor. When the computer program is executed, the processor is configured to perform each step of the method of one of the ten claims 1 through 10;