Automated payment systems and equipment.

Abstract

OCR Automated payment systems and equipment consist of payment kiosks that are provided as equipment for use in... Payments are made to users after user identification is achieved through entered user information or scanned codes. To confirm financial transactions, the payment kiosk connects to a server via a network. To record a user's transaction history or set user's financial transaction terms and conditions, but... Each client uses a server to provide connectivity to computing or communication devices via a network. Browse information, confirm transactions, or set up financial transactions.

Claims

OCR 09WP 12 / 01 / 2569 1. Automatic payment systems and equipment consist of (1) payment kiosks that are provided as equipment for use in Paying money to users. The payment kiosk (1) provides a connection to the server (3) through the network (2) in order to Record user transaction history or set transaction terms and conditions for financial transactions. Each user, by the server (3), provides a connection to the calculator (41) through the system. Network (2) for browsing information, confirming transactions, or setting up financial transactions. The cash dispenser (1) consists of a structure (11) that supports the weight of the cash dispenser (1). It is a hollow box with an area inside for installing a control panel, with a screen (12) installed. The front area of ​​the structure (11) is connected to the control panel via a conductor wire for receiving operational data. Financial transactions and the installation of a keyboard (13) that is connected to the control panel via a conductor wire for Enter values ​​into the control panel to process payments and send commands to the bill dispenser (14). Or a coin dispensing device (15), either one or both combined, installed in front of The structure (11) passes through the conductor wires, and the printer (16) is mounted on the front of the structure. (11) Connected to the control panel via conductor wire to print receipts as proof of payment. and arrange for the installation of data scanning equipment (18) in front of the payment kiosk (1) in Receive identity verification information. Inside the control panel of the cash dispenser (1) is provided a memory unit that is recorded with the unit. Work that can be read or performed by a payment kiosk (1) that at least consists of: Input unit (51) which is provided to work in conjunction with the control panel to receive input from the keyboard. (13) or data scanning device (18) from the user entering data in receiving confirmation data. Identity or transaction information or receiving information from the server (3) through the network (2) in any way. One or more of them combined, and send the information to the processing unit (52). The processing unit (52) which is provided to operate in conjunction with the control panel inside the cash dispenser (1) to bring Data from the input unit (51) is processed together and sent to the output unit (53) and the output unit. Print the receipt (55) and send the order results to the payment unit (54). The display unit (53) which is provided to work in conjunction with the screen (12) to receive transaction information. Financial information from the control panel is displayed on the screen (12). Payment unit (54) which is provided to operate in conjunction with the bill dispensing equipment (14) or the dispensing equipment Coins (15) to receive commands from the control panel via conductor wires and make payments from the dispenser. (1) Through either (14) bill dispenser or (15) coin dispenser, or both. Combined Receipt printing unit (55) which is provided to work in conjunction with the printer (16) to receive transaction information. Financial transactions from the control panel are then printed as receipts from the printer (16). Data recording unit (56) which is provided to operate in conjunction with the control panel for sending data processing information. Financial transactions to the server (3) through the network (2) in order to be recorded as a history. User transactions are stored on the server (3) It has the special characteristic that the server (3) provides a connection to the communication device (42) through Network system (2) for viewing information, confirming transactions, or setting up financial transactions. In the financial transaction process, the processing unit (52) is provided to operate in conjunction with the control panel. Inside the cash dispenser (1), to process the data from the input unit (51), proceed as follows: Comparing the data from the input unit (51) with the financial transaction conditions received from The server (3) before proceeding to send the order to the payment unit (54) and the receipt printing unit (55) in Making payments and printing receipts. The processing unit (52) performs additional actions by sending transaction notification information that does not match. Pre-defined conditions to the server (3) for recording and notification to the communicator. (42) via the network (2) by the server (3) performs the creation of a temporary password in the operation. Perform a transaction that does not meet the conditions and send it to the communication device (42) along with transaction notification information. That does not meet the conditions. The authorized person approves the operation by notifying the temporary password through the communication device (42) of the person. The power is given to the user's communication device (42) by the user entering a temporary password at the payment kiosk (1). To allow transactions that do not meet the conditions. The data receiving unit (51) of the dispensing kiosk (1) operates in conjunction with the control panel to receive data from The keyboard (13) or screen (12) receives a temporary password from the user and sends it to the unit. Processing (52) in response to a request for confirmation of the temporary password from the server (3). And in making payments, the input unit (51) operates in conjunction with the scanning device (18) or camera. Take a photograph (19) which is installed in the payment kiosk (1) to verify the identity of the payee by sending the identity verification information to The processing unit (52) requests authentication from the server (3) before sending the command to the unit. Payment (54) and Receipt Printing Unit (55) for payment and receipt printing.

2. Automatic payment systems and equipment, in accordance with claim 1, where the payment kiosk (1) is provided to have the equipment installed. The lock (17) is located on either side of the additional structure (11), and can be selected from an electric lock or One or both types of mechanical locks.

3. Automatic payment systems and equipment, in accordance with claim 1, where the payment kiosk (1) is provided to have the equipment installed. Scan data (18) is located in front of structure (11) additionally, and can be selected from the device. A code scanner, fingerprint scanner, or ID card scanner, either individually or in combination. Combined 4. Automatic payment systems and equipment under claim 1, where the payment kiosk (1) is equipped with a camera. Photograph (19) taken in front of structure (11).

5. Automatic payment systems and devices, in accordance with claim 1, which the calculator (41) provides. ability To receive data via wireless or network systems by at least one calculator (41). together with Display device and input device. Inside the calculator (41) there is memory that Recorded by A working unit that can be read or executed by a calculator (41) that is at least It consists of: The setting unit (411) is provided to be operated in conjunction with the calculator (41) for inputting conditional data. Financial transactions are recorded on the server (3) through the network system. The data retrieval unit (412) is provided to work in conjunction with the calculator (41) to receive data. User transaction history from the server (3) and displayed on the display device. Calculator (41) 6. Automatic payment systems and equipment, pursuant to claim 1, in which the Communications Equipment (42) provides the capability. For receiving data wirelessly or via a network, and with an internal display device. Communication equipment (42) There is a memory unit that is stored with a working unit that can be read or executed. By machine Communication (42) that at least consists of: Transaction confirmation unit (421) which is provided to work in conjunction with the communication device (42) in receiving notifications. Receive alerts for transactions that do not meet the configured criteria, and obtain a code for approval. Transactions that do not meet the conditions from the server (3) through the network. Data retrieval unit (422) which is provided to work in conjunction with the communication device (42) to receive data. User transaction history from the server (3) and displayed on the display device. Communication devices (42) 7. Automated payment systems and devices, pursuant to claim 1, where the screen (12) provides the ability to Receives information from touch on the screen surface for inputting data to the control panel via conductive wires.

8. Automated payment systems and devices, pursuant to any one of claims 1, 3, 4, or 7, where the data receiving unit... (51) Arrange for receiving data from the screen (12), data scanning device (18) and camera (19) and then sending the data. To the processor (52) 9. Automated payment systems and devices, pursuant to any one of claims 1-8, where transactions are conducted. Financial transactions via ATM (1) provide users with the ability to perform financial transactions by identifying themselves. Money can be claimed through either a code or user data authentication. By identifying with a code, scanning device (18) or keyboard (13) in conjunction with Input unit (51) receives the code and sends it to the processing unit (52) to verify its correctness. Codes and conditions for transactions with the server (3) Once the transaction details and conditions have been verified to be correct and meet the requirements, Transactions recorded on the server (3) The user performs fingerprint authentication via a scanning device. Data (18) or take a photograph of the payee with a camera (19) by a data receiving unit (51) connected to The scanning device (18) or camera (19) sends authentication data to the processing unit (52). In requesting authentication from the server (3) before sending orders to the payment unit (54) and the unit Print a receipt (55) when paying through either a bill dispenser (14) or a coin dispenser (15). One or two of them combined, and print the receipt via a printer (16). In making a payment, the cash dispenser (1) dispenses money from the cash dispenser (1) through the dispensing device. A banknote (14) or a coin dispensing device (15), either one or both together, and provided. The printers (16) that work in conjunction with the receipt printing unit (55) print receipts. In order to verify the transaction conditions, the processing unit (52) arranges to operate together with The control panel inside the cash dispenser (1) is used to process the data from the input unit (51) together. Comparing the data from the input unit (51) with the financial transaction conditions received from The server (3) then sends transaction notification information that does not meet the above conditions to the server. (3) To record and forward to the communication device (42) In receiving financial transaction information that does not meet the specified conditions, the server (3) Create a temporary password for the transaction and send it to the communicator (42) along with Transaction notification information that does not meet the criteria for approval or disapproval by the authorized decision-maker. Such transactions When the user receives a temporary password via the communication device (42) and the user enters the password Temporarily via the keyboard (13) or screen (12) which performs the input in conjunction with the input unit. (51) The receiving unit (51) sends data to the processing unit (52) upon confirmation request. Correct temporary password from the server (3) before proceeding to verify the payee's identity and Process payments through either a bill dispenser (14) or a coin dispenser (15). The two are combined and the receipt is printed via the printer (16).

10. Automated payment systems and devices, pursuant to claim 9, where the code received by the user is used for Identification can be done using a barcode, QR code, or text code. Having a length of one or more characters, either one.

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