A CONTRACT RISK SCORE CALCULATION SYSTEM

Abstract

This invention relates to a system (1) which enables the calculation of a risk score for contracts and informing the contract parties by checking the standard clauses that should be in contracts, especially for commercial contracts, using natural language processing techniques.

Description

1 TARIFF A CONTRACT RISK SCORE CALCULATION SYSTEM Technical Area This invention sets a standard for contracts, especially commercial contracts. Risk assessment for contracts by checking the terms using natural language processing techniques. a system that enables the calculation of the score and informs the contracting parties. It is related to the system. Previous Technique In commercial contracts, proper preparation of the contract for the contracting parties is crucial. The presence of required standard substances and their risk assessment are quite important. In the known state of the art, the standard clauses of the contract are 15. There is a system in place where contract risk scores are calculated by evaluating them. It is not. Therefore, considering the studies and shortcomings in the current technique... When considered, the standard clauses that should be included in contracts are in natural language 20 calculating risk scores for contracts by controlling them with processing techniques and a system is needed to ensure that the parties to the contract are informed It is understood. Turkish patent no. TR2021 / 021502, which is included in the known state of the art, 25 The document mentions a contract management system. The aforementioned invention, review of contract processes, negotiation with the company, signing, Monitoring and enforcing post-contractual sanctions and archiving the contract. the management of such processes in a digital environment and during the negotiation phase 30 It relates to a system that provides. In the invention, there is no mention of any clauses in the contract. 2 the substance is used which is triggered and changes when a revision occurs. Identifying contracts and templates and making changes to the implementation is necessary. to submit to the application for action to be taken, a new clause to the contract If added, that clause would affect the templates and / or contracts. To determine its effect, track the changing substances, frequently identifying the 5 that undergo change. Information for reporting items by authorized users to the application The transmission is triggered when a new contract template is created, and the information within the template is transmitted. to analyze the materials and create templates similar to those created by users If it detects this, it should suggest templates to users. It includes at least one server configured to transmit data to the application. 10 Brief Description of the Invention The purpose of this invention is to render contract content in natural language, especially for commercial contracts. Articles 15 and 15 of the contract were identified through analysis using processing techniques. compare it with the standard clauses that should be included in the contracts and calculating risk scores for contracts based on comparison and The goal is to create a system that ensures the contracting parties are informed. Detailed Description of the Invention 20 The purpose of this invention is to create a "Contract Risk Score". The "Calculation System" is shown in the attached figure; Figure 1 is a schematic view of the system that is the subject of the invention. 25 The parts shown in the figure are individually numbered, and the corresponding numbers correspond to these numbers. given below: 1. System 30 2. Electronic device 3 3. Application 4. Database 5. Server 5 Standard clauses that should be included in contracts were created using natural language processing techniques. by checking and calculating the risk score for the contracts and the contract parties The system of invention which enables the informing (1); - exchanging data using any remote communication protocol and at least one configured to run at least one application on it electronic device (2), 10 - to perform risk score calculation on electronic device (2) the ability to undertake contracts, expert opinions on contracts to enable entry and display of calculated risk score results at least one application configured (3), -records data regarding standard clauses that should be included in contracts. 15 at least one database (4) structured to keep it under control and - communicating with the application (3) and database (4) and exchanging data able to do so by receiving the contract data uploaded via the application (3). processing the contract content using natural language processing techniques, the information contained in the contract Standard items kept under record in the database (4) 20 Identifying similarities by comparing them, and then using the identified similarities with the expert. by analyzing their opinions together, and at least configured to transmit to the application (3) for sharing with users It includes a server (5). The electronic device (2) included in the system (1) which is the subject of the invention, has at least one smartphone, tablet computer, desktop configured to run application (3) It is a device in the form of a desktop or portable computer. The device in question... electronic device (2) speakers that provide sound output, image reception capability It has at least one camera and an input device in the form of a keypad or touchscreen. 30 4 has. Electronic device (2) enables users to access application (3) and It is structured to enable them to upload contracts. The application (3) in the system (1) is on the electronic device (2) is being implemented and at least 5 users are required to calculate their risk score. It is structured to enable them to upload contracts. The aforementioned application (3) calculates contract risk scores and analyzes users at least one adapted to allow them to view the results It is structured to provide an interface. Application in one arrangement of the invention. (3) enabling expert users in the field to review contracts and access contracts 10 and is structured to enable them to submit their views on its articles. The application in question (3) is each standard regarding contracts for expert users data demonstrating the importance of the matter, which party to the standard clause in the contract substance orientation data showing that it protects, the protective effect of the substance The change in clause 15, which affects the entire contract if it is altered. at least one interface adapted to allow them to input impact data. It is structured to provide (3) inputs entered by users. contract data and opinion data entered by expert users It is configured to transmit to the server (5). In the system that is the subject of the invention, the database (1) is in communication with the server (5) (4). and is configured to be managed by server (5). Database (4) It records the standard clauses that should be included in any contract. It is structured to keep track of users. The database (4) also contains users They record the contracts and expert opinion data they entered through the application (3) 25 It is structured to keep it under control. The database (4) also contains more first determined by experts and used in calculating the risk score It is structured to keep records of the rules. Communication between the server (5) electronic device (2) in the system (1) which is the subject of the invention 30 to establish and exchange data with the application (3) run on the electronic device (2) It is configured to perform. The server (5) communicates with the database (4). to establish and access the data in the database (4) It is structured. The server (5) processes the data by taking it as input and to run at least one software program and / or algorithm that produces meaningful results is being configured. The server (5) enters the contracts via the application (3) 5 by processing and analyzing the contents of the said contract using natural language processing. It is structured accordingly. Server (5) standard set for contracts. By processing the items using natural language processing techniques, it breaks down the standard items word for word. to separate, perform positional indexing, and analyze each standard item. It is configured to obtain the positional representation. Server (5) specified 10 to record standard items together with their positional representations in the database (4) It is structured in such a way. Server (5) a new contract via application (3) It is triggered when loaded to retrieve and process the contract data in question. performing positional indexing by breaking down the contract content into its constituent words. to carry out and obtain spatial representation of contract data 15 is being configured. Server (5) is kept under record in database (4) standard contract clauses entered via application (3) with spatial representation by comparing the positional representation issued in relation to the contract, the information contained in the contract It is configured to obtain matching scores for the items. Server (5) Fuzzifying contract matching scores using fuzzy logic method and 20 to obtain the degree of changes in the clauses contained in the contract It is being structured. Server (5) receives the data entered by expert users through application (3) It is structured to process and combine different expert opinions. 25 Server (5) each standard entered by the expert user through application (3) data demonstrating the importance of the matter, which party to the standard clause in the contract substance orientation data showing that it protects, the protective effect of the substance A clause change that affects the entire contract if it changes. By taking the impact data and blurring that data, we can gather expert opinions. 30 It is structured to combine and obtain new expert opinion data. 6 Server (5) obtained match score, degree of change and blurred and combined expert opinion data as input to a fuzzy inference engine by giving the said data in accordance with the rules registered in the database (4) 5 to ensure processing and calculation of the final contract risk score is configured. Server (5) applies the obtained risk score data to the application (3) It is structured for transmission. Industrial Application of the Invention In the system in question (1) the content of the contract is especially for commercial contracts It was determined that it was in the contract by analyzing it using natural language processing techniques. comparing the clauses with standard clauses that should be included in contracts and Calculating risk scores for contracts based on comparison and contract The parties are kept informed. 15 Based on these fundamental concepts, the invention is titled "Calculating a Contract Risk Score". It is possible to develop a wide variety of applications related to the System (1)”, and the invention This cannot be limited to the examples described here, but is primarily stated in the claims. It is like this. 20

Claims

7 REQUESTS 1. Standard clauses that should be included in contracts using natural language processing. by controlling with techniques and calculating risk scores for contracts and 5. Ensuring that the parties to the contract are informed - exchanging data using any remote communication protocol to carry out and at least run an application on it at least one electronic device configured (2), -Calculation of risk score performed on electronic device (2) 10 for the possibility of loading contracts, expert regarding contracts input of opinions and calculated risk score results at least one application configured to enable display (3), - data regarding standard clauses that should be included in contracts containing at least one database (4) structured to keep records and -communicating with the application (3) and database (4) and exchanging data 15 able to perform, the contract data uploaded via application (3) by taking the contract content and processing it using natural language processing techniques, in the contract The standard items included are kept under record in the database (4). Identifying similarities by comparing with standard substances, the identified By analyzing similarities and expert opinions together, 20 contracts (3) to determine the risk score and share it with users. a server (5) characterized by having at least one server configured to transmit system (1).

2. Smart 25 configured to run at least one application (3) on it phone, tablet computer, desktop computer or portable computer The claim is characterized by an electronic device (2) which is a device of this type. A system like the one in 1 (1).

3. The speakers providing the sound output must have at least one 30-inch projector capable of receiving images. it has a camera and an input unit in the form of a button or touchscreen 8 an electronic device (2) characterized by one such as in Claim 1 or 2 system (1).

4. Enabling users to access the application (3) and the agreements electronic device (2) configured to enable them to load 5 a system like any of the above characterized claims (1).

5. The electronic device (2) is being run on and at least the users To enable them to upload contracts with a risk score calculation request. 10 The above application, which is structured as (3), is characterized by the above. a system like any of the requests (1).

6. Users' calculated contract risk scores and analysis results. at least one 15 adapted to allow them to view it characterized by the application (3) which is configured to provide an interface a system like any of the above requests (1).

7. Enabling users who are experts in the field to review the contracts and to enable them to submit their opinions on contracts and their clauses 20 from the above requests characterized by the structured application (3) a system like any other (1).

8. Expert users should examine each standard clause in the contracts. data showing its importance, which party to the standard clause in the contract 25 substance orientation data showing that it protects, the protective effect of the substance The clause that affects the entire contract if it is changed. adapted to allow them to input change impact data The application is characterized by being configured to offer at least one interface (3). a system like any of the above requests (1). 30 9 9. Contract data entered by users and expert users configured to transmit the opinion data entered by to the server (5) any of the above requests characterized by application (3) a system like one of them (1).

10. To be in communication with Server (5) and to be managed by Server (5) from the above requests characterized by the structured database (4) a system like any other (1).

11. It contains standard clauses that should be included in any contract. characterized by the database structured to keep it under (4) a system like any of the above requests (1).

12. It includes the agreements entered by users through the application (3) and Database structured to keep expert opinion data on record 15 (4) like any of the above-mentioned claims characterized by system (1).

13. Contains risk scores previously determined by experts. 20 to keep a record of the rules to be used in the calculation from the above requests characterized by the structured database (4) a system like any other (1).

14. To communicate with the electronic device (2) and on the electronic device (2) To exchange data with the implemented application (3) 25 from the above requests characterized by the configured server (5) a system like any other (1).

15. To communicate with the database (4) and access the data in the database (4). The above 30 is characterized by the server (5) configured to be able to access it. a system like any of the requests (1).

16. The most important thing is that it takes data as input, processes it, and produces meaningful results. Server configured to run a small amount of software and / or algorithm (5) as in any of the above claims characterized by system (1). 5 17. By receiving the contracts entered through Application (3), the said contract structured to process and analyze their content using natural language processing any of the above requests characterized by the server (5) such a system (1). 10 18. Standard clauses for contracts using natural language processing techniques separating standard items into their constituent words by processing them, positional indexing. to perform the operation and positional representation of each standard item The above 15 is characterized by the server (5) configured to obtain it. a system like any of the requests (1).

19. Data including spatial representations of the defined standard items. characterized by the server (5) configured to save to the base (4). a system like any of the above requests (1). 20 20. The contract is triggered when a new contract is uploaded via Application (3). The subject is to obtain and process contract data, and to transcribe the contract content word for word. by separating and performing positional indexing and the contract Server configured to obtain spatial representation of data (5) 25 as in any of the above claims characterized by system (1).

21. Standard contract clauses kept under record in the database (4) 30 regarding the contract entered through the application (3) with its spatial representation Comparing the extracted spatial representation with the clauses included in the contract. 11 server (5) configured to obtain match scores for a system like any of the above characterized claims (1).

22. Fuzzifying contract matching scores using fuzzy logic method and 5 obtaining the degree of changes in the clauses included in the contract from the above requests characterized by the server (5) configured for a system like any other (1).

23. By receiving the data entered by expert users through the application (3) 10 structured to process and combine different expert opinions any of the above requests characterized by the server (5) such a system (1).

24. Each standard entered by the expert user through the application (3) 15 Data demonstrating the importance of the matter, which standard clause is in the contract substance orientation data showing that it protects one side, the substance if the protection status changes, it will affect the entire contract. By obtaining the data showing the effect of item orientation change, the data in question blurring and combining expert opinions and new expert opinion 20 characterized by the server (5) configured to obtain data a system like any of the above requests (1).

25. The resulting match score, degrees of change, and blurred and Combined expert opinion data was fed into a fuzzy inference engine. 25 by giving it in accordance with the rules registered in the database (4) data processing and calculation of the final contract risk score The above is characterized by the server (5) configured to provide a system like any of the requests (1). 12 26. Configured to transmit the obtained risk score data to the application (3) any of the above requests characterized by the server (5) such a system (1).

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