A system that allows one card to be used in place of more than one card.

Abstract

This invention relates to a system (1) that enables a physical card to carry the features of more than one card.

Description

1 TARIFF ONE CARD CAN BE USED TO REPLACE MORE THAN ONE CARD. A SYSTEM THAT PROVIDES Technical Area 5 This invention enables a single physical card to carry the features of multiple cards. It is related to a system. Previous Tech 10 In the current state of technology, each bank offers many cards with different features. It offers. The growth and widespread acceptance of credit cards has led to increased sales. This has led to increased acceptance of proximity and loyalty programs. 15 This has led to many customers having multiple loans that are separate and independent of each other. It has a card. Traditional cards generally have the static advantage of not being able to be changed, and They have programs. Therefore, as customers' needs and goals change, additional programs are added. Card products may be required. However, these are expired or have different specifications. Cards cause an increase in plastic consumption, which in turn leads to environmental pollution. This leads to... Therefore, considering the studies and shortcomings in the current technique... when used, a physical card can have multiple card features. It appears that a system providing this is needed. 25 Chinese patent CN102395978A, which is included in the prior art. in the document, a card that has the functions of multiple card types It is mentioned that in this invention, the user only needs to select the appropriate card type. It is sufficient to select it, and the card reader or other data reading device will detect card type 30. It is possible to access a specific date. The card in question is a multi-functional card. 2 It stores specific information about numerous different card types and allows the user to... It allows the user to choose from a wide variety of card types. When you select the card type, the selected card type is activated, making the card available. The information corresponds only to the activated card type. Brief Description of the Invention The aim of this invention is to enable a single physical card to possess the features of multiple cards. It is about implementing a system developed to provide this. Another purpose of this invention is to allow users to replace a physical card when its lifespan expires. the card is returned to the bank and a new card is issued, thus reducing waste consumption. The goal is to implement a system developed to ensure its reduction. Another purpose of this invention is to reduce waste consumption by offering the customer a single card 15 enabling different types of bank cards to be processed through a single card. It is about implementing a system developed to provide this. Detailed Description of the Invention The purpose of this invention was to create "One Card to Multiple Cards". A system that enables it to be replaced is shown in the attached document, and this shape; Figure 1; Schematic view of the system that is the subject of the invention. 25 The parts shown in the figure are individually numbered, and these numbers correspond to... The corresponding answers are given below. 1. System 30 2. Electronic Devices 3 3. Mobile Banking Application 4. Server A. ATM Machine To enable a physical card to have multiple card features. The developed invention subject system (1); - exchanging data using any remote communication protocol at least one electronic device configured to perform (2), - to be carried out on electronic devices (2), customers' banking 10 to enable customers to carry out their transactions, a new card to enable them to apply to bank branches if they are eligible at least one mobile banking application structured to (3), - using any communication protocol with electronic devices (2) to establish a connection and through this established connection electronic device (2) 15 communication with the mobile banking application (3) to establish, through the mobile banking application (3), customers access to new bank card applications, customer bank card the bank and card type information of the new card to be added to make their definitions, using any communication protocol 20 Connecting to ATM machine (A), performing a transaction from ATM machine (A) if this is done, for cards defined belonging to more than one bank and type After inserting the card, the first thing that will be requested is to select the bank and card type. It includes at least one server (4) configured for this purpose. The electronic device (2) in the system (1) which is the subject of the invention, any remote communication exchanging data using the protocol, mobile phone, tablet, being a device in the form of a desktop computer and / or a portable computer, to run the mobile banking application (3) on it and the known technique using any remote communication protocol included in the case of server (4) 30 It is configured to establish a connection. 4 The mobile banking application (3) included in the system (1) which is the subject of the invention, electronic to be carried out on the device (2), customers’ banking transactions to enable them to do so, when customers are going to get a new card, the bank It is structured to enable them to apply to branches. 5 The server (4) in the system in question (1) is located in the known state of the art. the field connects with electronic devices (2) using any communication protocol to establish and run on the electronic device (2) through this established connection It is configured to communicate with the mobile banking application (3), 10 Through the mobile banking application (3), customers can get their new bank card To access applications, the bank will add a new card to the customer's bank card. It is configured to define card type information. The server (4) uses any communication protocol available in the known state of the art. using an ATM (Automated Teller Machine) 15 To connect with device (A), if a transaction is to be made from ATM device (A) For cards defined from multiple banks and types, after the card is inserted, the first step is... The server (4) is configured to request bank and card type selection. For cards identified from multiple banks and card types, a lost card must be reported to one of the banks. In this case, the reported bank will send this information to other banks where the card is registered within 20 days. to communicate and ensure the card is closed through all banks is configured. The server (4) can select any of the cards defined on the card. If one card needs to be closed, only the card involved in the transaction will remain open without affecting other defined cards. The card is configured to enable transactions to be carried out. Server (4) makes old cards delivered to the relevant bank reusable 25 It is configured to allow it to be identified as belonging to a different customer by bringing it in. Industrial application of the invention In the system in question (1), if a customer receives a new card, he / she can use his / her existing card for 30 days. by going to bank branches or through the mobile banking application (3) The server (4) is doing so. The new card to be added to the bank card It provides definitions. If a transaction is to be processed via POS, the bank and... Information such as card type details is requested from the customer, and the information provided by the customer... Transactions are processed on the POS device using this information. Multiple banks If a transaction is made from an ATM machine (A) for the card defined for the type, the card will be 5 After insertion, the first thing you'll be asked to do is select your bank and card type. For the card... If a loss report is made to the bank, the bank card identified in the report will be used. This information is transmitted to other banks via the server (4) and the card is available to all banks It is automatically deactivated via the system defined on the card. If any of the cards needs to be closed, these other defined cards will be affected by the 10 It does not affect anything; transactions are only processed for the card being used. When a customer cancels their cards and returns the card to the bank, the bank will return the card. By making it reusable, it can be assigned to a different customer. This This helps prevent plastic consumption and waste of card chips. The electronic device (2) included in the system (1) which is the subject of the invention, mobile banking application (3) and server (4) provide the user with data privacy principles in accordance with the principles of data privacy. This provides information and consent, in accordance with the Law on the Protection of Personal Data. It operates within the scope of the (KVKK - Turkish Personal Data Protection Law). Around these fundamental concepts, the invention is about "One Card Replacing Multiple Cards". A wide variety of applications related to "A System That Enables Passing (1)" It is possible to develop further, and the invention cannot be limited to the examples described here. It is essentially as stated in the requests.

Claims

6 REQUESTS 1. To enable a single physical card to have the features of multiple cards. developed for this purpose; - data exchange using any remote communication protocol 5 at least one electronic device configured to perform (2), - to be carried out on electronic devices (2), banking of customers to enable customers to carry out their transactions, a new card to enable them to apply to bank branches if they are eligible 10 which includes at least one mobile banking application (3) structured to And; - using any communication protocol with electronic devices (2) to establish a connection and through this established connection electronic device (2) communication with the mobile banking application (3) to establish, through the mobile banking application (3), customers 15 access to new bank card applications, customer bank card the bank and card type information of the new card to be added to make definitions, using any communication protocol Connecting to ATM machine (A), performing a transaction from ATM machine (A) If this is done, 20 for cards defined belonging to more than one bank and type. After inserting the card, the first thing that will be requested is to select the bank and card type. a server characterized by having at least one server (4) configured for system (1).

2. Data exchange using any remote communication protocol 25 to perform, mobile phone, tablet, desktop computer and / or being a portable computer-shaped device, with mobile banking on it to run the application (3) and in the known state of the art connect to the server (4) using any remote communication protocol 30 characterized by the electronic device (2) configured to establish A system like the one in claim 1 (1). 7 3. To be carried out on electronic devices (2), customers' banking to enable customers to carry out their transactions, a new card to enable them to apply to bank branches in case of need 5 characterized by the structured mobile banking application (3) a system like any of the above requests (1).

4. Using any communication protocol with the electronic device (2) to establish a connection and through this established connection electronic device (2) Communicating with the mobile banking application (3) which is run on 10 is structured to be done via the mobile banking application (3), access to customers' new bank card applications, customer's bank the bank and card type information of the new card to be added to the card characterized by the server (4) configured to make its definitions a system like any of the above requests (1). 15 5. Connect to ATM machine (A) using any communication protocol. to set up, if transaction (A) is to be made from ATM machine, more than one bank and after the card is inserted for the defined type of card, the bank and Characterized by the server (4) configured to request card type selection 20 a system like any of the above-mentioned requests (1).

6. Reporting a lost card to one bank for multiple defined cards belonging to different banks and types. If a notification is made, the bank card that is registered will be notified. to share this information with other banks and for the card to be valid through all banks for 25 Characterized by the server (4) configured to enable its shutdown a system like any of the above-mentioned requests (1).

7. If you wish to close any of the cards defined on the card, Transactions are processed only for the card being processed, without affecting other defined cards. 8 with the server (4) configured to enable its implementation as in any of the above characterized claims system (1).

8. Old cards returned to the relevant bank can be made reusable. 5 by bringing it and enabling it to be identified to a different customer from the above requests characterized by the configured server (4) a system like any other (1). 15 25

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