Payment methods, devices, equipment and computer-readable storage media

Abstract

This invention discloses a payment method, apparatus, device, and computer-readable storage medium. The method includes: scanning a graphical code used by a merchant to receive resources, wherein the graphical code is obtained by encoding the merchant's resource receiving information based on a Type-Length-Value (TLV) format, and the graphical code includes basic fields and extended fields; the basic fields include the merchant's first resource receiving information and a cross-border network identifier, and the extended fields include resource access address information; determining a target field based on the transaction mode of the e-wallet, wherein the target field is any one of the basic fields and extended fields; parsing the graphical code based on the TLV format to obtain resource receiving information, which includes the field information of the basic fields and the field information of the extended fields; and performing a payment operation based on the field information of the target field. According to embodiments of this invention, it is possible to be compatible with QR code payments using overseas e-wallets in China while minimizing the impact on existing domestic QR code payment methods.

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