Financial product recommendation and verification system and method

TW202632585APending Publication Date: 2026-08-01HUA NAN COMML BANK LTD
View PDF 0 Cites 0 Cited by

Patent Information

Authority / Receiving Office
TW · TW
Patent Type
Applications
Current Assignee / Owner
HUA NAN COMML BANK LTD
Filing Date
2025-01-23
Publication Date
2026-08-01

Smart Images

  • Figure TWG2TA001069836_001
    Figure TWG2TA001069836_001
  • Figure TWG2TA001069836_002
    Figure TWG2TA001069836_002
  • Figure TWG2TA001069836_003
    Figure TWG2TA001069836_003
Patent Text Reader

Abstract

A financial product recommendation and verification system and method are provided, comprising two stages: the recommendation stage and the verification stage. In the recommendation stage, voiceprint recognition is performed on an audio recording to extract the first voiceprint feature value. A speech processing procedure is then executed to obtain the first financial service name and the first amount. A hash operation is performed based on the extracted data to generate the first hash value, and the audio recording is stored in a designated location, with an associated verification code generated simultaneously. In the verification stage, an image extraction procedure retrieves the second financial service name, the second amount, and the verification code from the signed document's image file. The verification code is used to locate the corresponding test audio recording. Voiceprint recognition is applied to the test recording to extract the second voiceprint feature value, and a hash operation generates the second hash value. The system compares the two hash values: a mismatch triggers an alert, while a match approves the operation.
Need to check novelty before this filing date? Find Prior Art