Method and system for controlling card issuance

Abstract

This disclosure provides a system and a method for controlling card issuance, wherein the method includes: a card management server receiving a card issuance application from a user's electronic device; a card issuing device responding to a request, requesting and receiving authentication data; the device generating and displaying an authentication code based on the data; the electronic device identifying the code and performing verification using the server; the device requesting and receiving an authentication result; and in response to authentication completion, the device generating and issuing a card by writing information onto a temporary card. This disclosure can improve the convenience, timeliness, efficiency, and / or reliability of card issuance.

Description

Technical Field

[0001] The several embodiments disclosed herein are generally related to card issuing technology, and more particularly to a method and system for controlling card issuing. Prior Technology

[0002] Due to the convenience of using cards, the number of users using cards (such as credit cards, prepaid cards, and debit cards) for financial transactions such as payments and cash withdrawals is increasing. These cards can be issued in various ways. For example, users can visit a branch or affiliated location of the card company to issue and receive their cards. Another example is that users can apply for cards online or by phone and have them delivered via courier service.

[0003] However, traditional card issuance methods can cause inconvenience to users. For example, users may need to visit a branch or affiliated location in person to apply for a card, which is inconvenient. Furthermore, card delivery usually takes a significant amount of time (e.g., two to ten days). As a result, users face the inconvenience of not being able to use the card until it arrives. Summary of the Invention

[0004] Several embodiments disclosed herein provide a method and system for controlling card issuance, which improves convenience, timeliness, efficiency, and / or reliability in card issuance.

[0005] The technical problems to be solved by the present invention are not limited to those described above, and those skilled in the art will clearly understand other technical problems not mentioned above from the following description.

[0006] To achieve the aforementioned advantages, according to some non-limiting embodiments disclosed herein, a method for controlling card issuance is proposed, comprising the following steps: receiving a card issuance application from an electronic device of a user via a card management server through a card issuance device; responding to an input of a card issuance request in the card issuance device, requesting and receiving authentication data from the card management server via a card issuance device management server; generating an authentication code based on the received authentication data and displaying the generated authentication code on a display screen; identifying the displayed authentication code, transmitting a card issuance verification request to the card management server, and receiving a verification result from the card management server via the electronic device; responding to a request to continue to the next step, transmitting the card issuance application via the card issuance device management device... The card issuing device requests and receives an authentication result from the card management server; and in response to the completion of card issuance authentication, it writes and prints the card information of the applied card onto a pre-stored blank temporary card to generate a card and issues the generated card. The steps of requesting and receiving authentication data include: transmitting a request for authentication data and an identification code of the card issuing device to the card management server via the card issuing device through the card issuing device management server, the identification code including the geographical location information of the card issuing device; and in response to receiving this request, generating authentication data via the card management server and transmitting the generated authentication data to the card issuing device via the card issuing device management server, the authentication data including an identification code, an authentication number, and an expiration time, the identification code including the geographical location information of the card issuing device.

[0007] In some non-limiting embodiments or aspects, this method may further include: performing a user authentication via an electronic device in response to an identification authentication code.

[0008] In some non-limiting embodiments or aspects, the step of identifying the displayed authentication code may include: retrieving the authentication number and identification code from the authentication code using an electronic device; the step of transmitting a verification request may include: transmitting the retrieved authentication number and the retrieved identification code to a card management server using an electronic device; and the step of receiving a verification result may include: in response to receiving the verification request, generating issuance information about the applied card using the card management server and storing the generated issuance information; transmitting the card issuance verification result to the electronic device using the card management server; and receiving the verification result from the card management server using the electronic device.

[0009] In some non-limiting embodiments or aspects, this method may further include: after transmitting the verification result, transmitting a request to continue to the next step to the card issuing device via a card management server.

[0010] In some non-limiting embodiments or aspects, the steps of requesting and receiving authentication results may include: transmitting a request for authentication results, including an authentication number and an identification code, to a card management server via a card issuing device through a card issuing device management server; responding to the request for receiving authentication results, selecting issuance information based on the authentication number and the identification code via the card management server; and transmitting the authentication results, including the selected issuance information, the authentication number, and the identification code, to the card issuing device via a card issuing device management server through the card management server.

[0011] In some non-limiting embodiments or aspects, the step of issuing a card may include: dispensing the generated card through an outlet; and confirming whether the dispensed card has been retrieved.

[0012] In some non-limiting embodiments or aspects, this method may further include: transmitting information about whether card issuance was successful to a card management server via a card issuing device through a card issuing device management server; and transmitting information about whether card issuance was successful to an electronic device via a card management server.

[0013] In some non-limiting embodiments or aspects, the step of transmitting information about whether card issuance was successful may include: when card issuance is successful and the user retrieves the issued card: transmitting a card issuance completion message to the card management server via the card issuing device through the card issuing device management server; and notifying the electronic device of card issuance completion and issuing a request to register the issued card for use via the card management server.

[0014] In some non-limiting embodiments or aspects, the step of transmitting information about whether card issuance was successful may include: when card issuance is successful and the user has not retrieved the issued card: the card issuing device transmits the information about the unretrieved issued card to the card management server via the card issuing device management server; and the card management server sets the issued card as lost and notifies the electronic device that the issued card has not been retrieved and has been marked as lost.

[0015] In some non-limiting embodiments or aspects, this method may further include: notifying the card issuance failure via an electronic device based on the card issuance failure.

[0016] To achieve the aforementioned advantages, according to some non-limiting embodiments disclosed herein, a system for controlling card issuance is proposed, comprising: an electronic device; a card management server; a card issuing device; and an issuing device management server, wherein the card management server is configured to: receive a card issuance application from the electronic device via the card issuing device; receive a request from the card issuing device to transmit authentication data via the issuing device management server; transmit the authentication data to the card issuing device via the issuing device management server; receive a card issuance verification request from the electronic device; transmit a verification result to the electronic device; receive a request from the card issuing device to transmit an authentication result for card issuance via the issuing device management server; and transmit the authentication result to the card issuing device via the issuing device management server, wherein the card issuing device is configured to: respond to an input of a card issuance request from a user, request and receive authentication data from the card management server via the issuing device management server; generate an authentication code based on the received authentication data; and display the generated authentication code. On a display screen; in response to a request to continue to the next step, requesting and receiving the card issuance authentication result from the card management server via the card issuance device management server; and in response to the completion of one of the card issuance authentications, generating a card by writing and printing the card information of the applied card onto a pre-stored blank temporary card, and issuing the generated card, and wherein the electronic device is configured to: transmit the card issuance application to the card management server via the card issuance device; identify the authentication code displayed on the card issuance device; transmit the card issuance verification request to the card management server; and receive the verification result from the card management server, wherein the card issuance device is further configured to transmit a request for authentication data and an identification code of the card issuance device to the card management server, the identification code including the geographical location information of the card issuance device, and wherein the card management server is further configured to, in response to receiving this request, generate authentication data and transmit the generated authentication data to the card issuance device, the authentication data including the identification code, an authentication number, and an expiration time, the identification code including the geographical location information of the card issuance device.

[0017] In some non-limiting embodiments or aspects, the electronic device may be further configured to: perform a user authentication in response to an identification authentication code.

[0018] In some non-limiting embodiments or aspects, the electronic device may be configured to: extract an authentication number and an identification code from an authentication code; and transmit the extracted authentication number and the extracted identification code to a card management server; and the card management server may be configured to: in response to receiving a verification request, generate issuance information about the applied card and store the generated issuance information; and transmit the verification result to the electronic device.

[0019] In some non-limiting embodiments or aspects, the card management server may be further configured to: after transmitting the verification result, transmit a request to continue to the next step to the card issuing device.

[0020] In some non-limiting embodiments or aspects, the card issuing device may be configured to: transmit a request for authentication results, including an authentication number and an identification code, to a card management server, and the card management server may be configured to: respond to the request for receiving authentication results, select issuance information based on the authentication number and the identification code; and transmit the authentication results, including the selected issuance information, the authentication number, and the identification code, to the card issuing device.

[0021] In some non-limiting embodiments or aspects, the card issuing device may be configured to: deliver the generated card through an outlet; and confirm whether the delivered card has been retrieved.

[0022] In some non-limiting embodiments or aspects, the card issuing device may be configured to transmit information about whether the card issuance was successful to a card management server, and the card management server may be configured to transmit the transmitted information about whether the card issuance was successful to an electronic device.

[0023] To achieve the aforementioned advantages, according to some non-limiting embodiments disclosed herein, a method for controlling card issuance is proposed, comprising the following steps: receiving a card issuance application from a user's electronic device via a card management server through a card issuance device; receiving, via the card management server, a request for authentication data to generate an authentication code and an identification code of the card issuance device, the identification code including the geographical location information of the card issuance device; generating authentication data via the card management server and transmitting the generated authentication data to the card issuance device, the authentication data including the identification code, an authentication number, and an expiration time, the identification code including the geographical location information of the card issuance device; and transmitting the card... The card management server receives a verification request from an electronic device for card issuance based on an authentication code displayed on a card issuing device, and the verification request is based on authentication data; transmits a verification result to the electronic device via the card management server; receives a request from the card issuing device for an authentication result of card issuance via the card management server; transmits the authentication result to the card issuing device via the card management server; in response to the authentication result, generates a card via the card issuing device by writing and printing the card information of the applied card onto a pre-stored blank temporary card; and, based on the issuance of the card generated by the card issuing device, receives information from the card issuing device regarding whether the card issuance was successful via the card management server.

[0024] In some non-limiting embodiments or aspects, this disclosure can improve user convenience by enhancing the ease, timeliness, efficiency, and / or reliability of card issuance. For example, users can quickly and conveniently obtain card issuance services through a self-service kiosk near them. Furthermore, users can efficiently and securely obtain card issuance services through a user authentication process connected to their electronic device (e.g., a smartphone).

[0025] These and other features and characteristics of the embodiments disclosed herein, as well as the operation methods and functions of the related components, the assembly of parts, and the manufacturing economy, will become more readily understood with reference to the accompanying drawings and the appended claims. All the drawings form part of this specification, wherein similar reference numerals denote corresponding components in different drawings. However, it should be clearly understood that these drawings are for illustrative and explanatory purposes only and are not intended to limit the scope of this disclosure. To provide a better understanding of the above and other aspects of the invention, embodiments are described below in detail with reference to the accompanying drawings: Simple Explanation of the Diagram

[0026] The above and other objects, features and advantages of the embodiments disclosed herein will become clearer from the following description in conjunction with the accompanying drawings, wherein: Figure 1 illustrates a configuration diagram of a system for controlling card issuance according to an embodiment of the present disclosure. Figure 2 illustrates a flowchart of a method for controlling the card issuing system according to an embodiment of the present disclosure. Figure 3A illustrates an example of the initial screen of a card issuing device according to an embodiment of the present disclosure. Figure 3B illustrates an example image of a screen used to provide an authentication code for a card issuing device according to an embodiment of this disclosure. Figure 3C illustrates an example diagram of a screen representing the completion of verification of an electronic device according to an embodiment of this disclosure. The 3D figure illustrates an example diagram of a screen showing a card issuing device issuing a card according to an embodiment of the present disclosure. Figure 3E illustrates an example of a screen used to provide card issuing information for a card issuing device according to an embodiment of this disclosure. Figure 3F illustrates an example diagram of a screen showing the completion of card issuance by a card issuing device according to an embodiment of this disclosure. Figure 3G illustrates an example diagram of a screen representing the completion of card issuance by an electronic device according to an embodiment of this disclosure. Figure 3H illustrates an example image of an electronic device displaying an unretrieved issued card according to an embodiment of this disclosure. Figure 3I illustrates an example diagram of a screen representing a card-issuing failure of an electronic device according to an embodiment of the present disclosure. Figure 4 illustrates a configuration diagram of a system for controlling card issuance according to another embodiment of this disclosure. Implementation

[0027] Several embodiments of the present disclosure will be described in detail below with reference to the accompanying drawings. However, since various variations may occur in these embodiments, the scope of the present disclosure is not limited to or construed as such. It should be understood that all modifications, equivalents, and alternatives to the embodiments are included within the scope of the present disclosure. For example, it will be understood that, unless otherwise expressly stated otherwise, the embodiments of the present disclosure include various alternative variations and sequences of steps. It will also be understood that the specific apparatus or procedures illustrated in the accompanying drawings and described in the following embodiments are for illustration and explanation of non-limiting embodiments of the disclosed subject matter only. Therefore, the specific dimensions and other physical characteristics associated with the embodiments disclosed herein are not considered limiting.

[0028] Unless explicitly stated as essential or necessary, the terms "state," "component," "element," "structure," "action," "step," "function," "instruction," and / or similar used herein should not be construed as essential or necessary. Furthermore, the articles "a" and "an" as used herein are intended to include one or more items and may be used interchangeably with "one or more" and "at least one." Similarly, the term "set" as used herein is intended to include one or more items (e.g., related items, unrelated items, combinations of related and unrelated items, and / or similar), and may be used interchangeably with "one or more" or "at least one." Where only one item is intended to be included, the term "one" or a similar expression is used. Furthermore, the terms "comprise," "comprises," "comprising," "include," "includes," "including," "has," "have," "having," or similar as used herein are intended to be open-ended terms. Furthermore, unless otherwise expressly stated, the term "based on" is intended to mean "based at least partially." Additionally, mentioning an action "based on" a condition can mean an action "in response to" that condition. For example, the terms "based on" and "in response to" can, in some non-limiting embodiments, mean a condition used to automatically trigger an action (e.g., a specific operation of an electronic device, such as a computing device, processor, and / or the like).

[0029] It will be understood that when an element is described as being "connected," "joined," or "coupled" to another element, this element may be directly connected or coupled to that other element, or may be "connected," "joined," or "coupled" to other elements by means of other possible intermediate elements.

[0030] Furthermore, when describing the elements of the embodiments, "or" can mean each of these elements, two or more of these elements, or all of these elements. For example, it should be understood that "a, b, or c" means any one of "a", "b", "c", "a and b", "a and c", "b and c", and "a, b, and c".

[0031] Elements included in one embodiment and elements having common functions will use the same names in other embodiments. The description provided in one embodiment is applicable to other embodiments, and therefore, unless otherwise stated, the content within the scope of repetition will not be described in detail again.

[0032] The “data” processed by the apparatus and / or the device may be referred to by the word “information”. Information may be used here as a concept that includes data.

[0033] Figure 1 illustrates a configuration diagram of a system for controlling card issuance according to an embodiment of the present disclosure.

[0034] Referring to Figure 1, a card issuance control system (hereinafter referred to as the card issuance system) 1000 according to an embodiment of the present disclosure can support online or offline payment (or installment payment) card issuance services. The card issuance system 1000 may include a card management server 100, a user device (hereinafter referred to as an electronic device) 200, a card issuance device 300, and an issuance device management server 400.

[0035] The card management server 100 can support various card-related services. For example, the card management server 100 can support online or offline payment (or installment payment) services. Furthermore, the card management server 100 can support the issuance (or reissue) of cards used for payment. That is, the card management server 100 may include a payment service server 110 and a card issuance server 120. Moreover, the card management server 100 can store service user information (such as information about at least one payment card held by the user, debit account information, etc.) in a database.

[0036] According to one embodiment, the card management server 100 can support card issuance through the card issuing device 300. The card management server 100 can be connected to the electronic device 200 and the card issuing device management server 400 via a wired or wireless network. For example, the card management server 100 can receive card issuance applications from the electronic device 200 via the card issuing device 300; receive requests for transmitting authentication data from the card issuing device 300 via the card issuing device management server 400; transmit authentication data to the card issuing device 300 via the card issuing device management server 400; receive card issuance verification requests from the electronic device 200; transmit verification results to the electronic device 200; receive requests for transmitting card issuance authentication results from the card issuing device 300 via the card issuing device management server 400; and transmit authentication results to the card issuing device 300 via the card issuing device management server 400. The operation method of the card management server 100 for the above-mentioned card issuance will be described later with reference to Figures 2 to 3I.

[0037] Electronic device 200 may include online / offline payment functionality. Examples of electronic devices include smartphones, smartwatches, etc. Electronic device 200 may include (for example, an application already installed) for managing / controlling payment functionality (e.g., e-wallets, mobile cards, etc.). According to one embodiment, electronic device 200 may transmit a card issuance application to card management server 100 via card issuing device 300; identify the authentication code displayed on card issuing device 300; transmit a card issuance verification request to card management server 100; and receive verification results from card management server 100. Furthermore, electronic device 200 may receive card issuance information (information regarding whether card issuance was successful) from card management server 100. Detailed operation of electronic device 200 for card issuance will be described later with reference to Figures 2 to 3I.

[0038] The card issuing device 300 can be a self-service kiosk providing various services. According to one embodiment, in response to a user's card issuance request, the card issuing device 300 can request and receive authentication data from the card management server 100 via the issuing device management server 400. Furthermore, the card issuing device 300 can generate an authentication code based on the received authentication data and display the generated authentication code on a display screen. Moreover, in response to a request to continue to the next step, the card issuing device 300 can request and receive the card issuance authentication result from the card management server 100 via the issuing device management server 400. Furthermore, in response to the completion of card issuance authentication, the card issuing device 300 can generate and issue the card by storing (for example, writing card information into the memory of an integrated circuit (IC) chip) and printing card information about the applied card onto a pre-stored temporary card (for example, a blank card in the IC chip (for example, the IC chip's memory) that has no information stored (or written)). According to one embodiment, although not shown, the card issuing device 300 may include a storage box for storing several temporary cards, a card dispensing outlet, and a writing module for storing (or writing) card information onto an IC chip. Detailed operation of the card issuing device 300 for issuing cards will be described later with reference to Figures 2 to 3I.

[0039] The card issuing device management server 400 can support services for various card issuing devices 300. According to one embodiment, the card issuing device management server 400 can control the communication between the card issuing device 300 and the card management server 100 used for card issuance.

[0040] Figure 2 illustrates a flowchart of a method for controlling the card issuing system according to an embodiment of the present disclosure; Figure 3A illustrates an example of the initial screen of the card issuing device according to an embodiment of the present disclosure; Figure 3B illustrates an example of a screen for providing an authentication code to the card issuing device according to an embodiment of the present disclosure; Figure 3C illustrates an example of a screen indicating that the verification of the electronic device is complete according to an embodiment of the present disclosure; Figure 3D illustrates an example of a screen indicating that the card issuing device is issuing a card according to an embodiment of the present disclosure; Figure 3E illustrates a method for controlling the card issuing system according to an embodiment of the present disclosure. This disclosure includes an example diagram of a screen for providing card issuance information of a card issuing device according to an embodiment of this disclosure; Figure 3F shows an example diagram of a screen indicating that card issuance by the card issuing device has been completed according to an embodiment of this disclosure; Figure 3G shows an example diagram of a screen indicating that card issuance by an electronic device has been completed according to an embodiment of this disclosure; Figure 3H shows an example diagram of a screen indicating that the electronic device has not retrieved the issued card according to an embodiment of this disclosure; and Figure 3I shows an example diagram of a screen indicating that card issuance by an electronic device has failed according to an embodiment of this disclosure.

[0041] Referring to Figures 2 to 3I, a method for controlling a card issuance system according to an embodiment of this disclosure (hereinafter referred to as the card issuance method) may include a step of applying for card issuance (S201). For example, a user who wants to issue a card (e.g., a physical card) through the card issuance device 300 may apply for card issuance to the card management server 100 through the electronic device 200. In particular, the user may apply for card issuance through a payment service application or web browser installed on the electronic device 200. Meanwhile, although not shown in Figure 2, the card issuance method may further include a step whereby the card management server 100 stores the user's card issuance application details. The card issuance application details may later be used for authentication by the card issuance device 300 during card issuance.

[0042] The card issuing method may include the step of entering a card issuing request (S203). For example, a user may enter a card issuing request to the card issuing device 300 by selecting (for example, by touch) card issuing option 301 from a variety of options on the initial screen of the card issuing device 300 shown in Figure 3A.

[0043] The card issuance method may include the steps of requesting authentication information (S205, S207). For example, the card issuing device 300 may transmit (S205) a request for authentication information to the issuing device management server 400, and the issuing device management server 400 may transmit (S207) a request for authentication information to the card management server 100 (e.g., card issuing server 120). In other words, in response to the input of a card issuance request, the card issuing device 300 may request authentication information from the card management server 100 via the issuing device management server 400. At the same time, the card issuing device 300 may transmit its own identification code along with the request for authentication information.

[0044] The card issuance method may include the steps of receiving authentication data (S209, S211). For example, in response to a request for authentication data, the card management server 100 may generate authentication data, transmit (S209) the generated authentication data to the issuing device management server 400, and the issuing device management server 400 may transmit (S211) the authentication data from the card management server 100 to the card issuing device 300. In other words, the card issuing device 300 may receive authentication data from the card management server 100 via the issuing device management server 400. Simultaneously, the authentication data transmitted from the card management server 100 to the card issuing device 300 may include an identification code, authentication number, expiration time, and address information (e.g., a URL).

[0045] According to some embodiments, the card issuance method may include the step of storing authentication requests (S210). Step S210 may be omitted.

[0046] The card issuance method may include the steps of generating and outputting an authentication code (S213). For example, the card issuing device 300 may generate an authentication code (e.g., a QR code) based on the received authentication data, and output (e.g., display) the generated authentication code on a display. In particular, as shown in Figure 3B, the card issuing device 300 may output an authentication code 302, an expiration time 303 based on the expiration time, and a guidance message 304 providing usage instructions on the display. Furthermore, after the authentication code recognition and card issuance verification are completed, the card issuing device 300 may display an option 305 on the display to continue to the next step.

[0047] The card issuance method may include a step of identifying an authentication code (S215). For example, when a user activates the camera of the electronic device 200 according to the guidance message 304, the electronic device 200 can identify the authentication code through a preview image (or captured image) of the authentication code displayed on the display of the card issuing device 300. At this time, the electronic device 200 can extract the authentication number and identification code from the identified code. Furthermore, the card issuance method may also include the electronic device performing user authentication in response to the identification of the authentication code. User authentication can be performed through various known methods (e.g., text message authentication, card authentication, using third-party authentication services, etc.).

[0048] The card issuance method may include a step of requesting card issuance verification (S217). For example, in response to the completion of authentication code recognition (and user authentication), electronic device 200 may transmit a card issuance verification request to card management server 100. At the same time, electronic device 200 may transmit the identification code and authentication number extracted from the recognized authentication code to card management server 100.

[0049] The card issuance method may include a verification step (S219). For example, the card management server 100 may perform verification to determine whether the user is the applicant for the card issuance. Furthermore, the card management server 100 may generate issuance data regarding the applied card and store the generated issuance data. The card management server 100 may store the issuance data by mapping the issuance data to an authentication number and identification code. The issuance data may include card information (e.g., card number, name, expiration date, payment PIN code, security code, etc.). The name can be extracted from the user's account information. Specifically, the payment service server 110 in the card management server 100 receives a verification request (e.g., including an authentication number and identification code), transmits the verification request and account information to the card issuance server 120, and the card issuance server 120 generates issuance data and may store the issuance data by mapping the issuance data to an authentication number and identification code.

[0050] The card issuance method may include the step of transmitting a verification result (S221). For example, the card management server 100 may transmit a verification response to the electronic device as a verification result, indicating that the card issuance verification is complete (or successful). In particular, the card issuance server 120 in the card management server 100 may transmit the verification result to the payment service server 110, and the payment service server 110 may transmit the verification result to the electronic device 200.

[0051] The card issuing method may include the step of displaying a verification completion screen (S223). For example, as shown in Figure 3C, the electronic device 200 may display a verification completion screen. The verification completion screen may include a message 306, which requests input from the card issuing device 300 for option 305 to continue to the next step.

[0052] The card issuance method may include a step (S225) of inputting a request to continue to the next step. For example, a user may input a request to continue to the next step to the card issuance device 300 by selecting (for example, by touch) option 305 on the card issuance device 300. According to some embodiments, when the card issuance verification is completed (or successful) in step S219 (for example, after storing or transmitting issuance data), the card management server 100 may transmit a request to continue to the next step to the card issuance device 300 via the issuance device management server 400. In this case, the verification completion screen may not include message 306. According to other embodiments, when the request to continue to the next step is issued from the electronic device 200 instead of from the card issuance device 300, the card management server 100 may transmit the request to continue to the next step to the card issuance device 300 via the issuance device management server 400. In this case, the verification completion screen of the electronic device 200 must include an option to request to continue to the next step (not shown).

[0053] The card issuance method may include the steps of requesting authentication results (S227, S229). For example, the card issuing device 300 may transmit (S227) a request for authentication results to the issuing device management server 400, and the issuing device management server 400 may transmit (S229) a request for authentication results to the card management server 100. That is, the card issuing device 300 may request authentication results from the card management server 100 via the issuing device management server 400. At the same time, the card issuing device 300 may transmit the authentication number and identification code together when requesting the authentication results.

[0054] The card issuance method may include the steps of receiving authentication results (S231, S233). For example, in response to a request for authentication results, the card management server 100 may select issuance authentication data based on the authentication number and identification code, transmit (S231) the authentication result including the selected issuance authentication data to the issuing device management server 400, and the issuing device management server 400 may transmit (S233) the authentication result transmitted from the card management server 100 to the card issuing device 300. That is, the card issuing device 300 may receive the authentication result from the card management server 100 via the issuing device management server 400. The authentication result may include the identification code, authentication number, and issuance authentication data.

[0055] The card issuance method may include the steps of generating and issuing cards (S235). For example, the card issuing device 300 may generate a card by storing (for example, writing card information into the memory of an IC chip) and printing card information (for example, card number, name, expiration date, and security code) included in the issuance data onto a pre-stored temporary card, and issue (for example, send out through an outlet) the generated card. In particular, as shown in Figure 3D, the card issuing device 300 displays a screen indicating that a card is being issued when generating a card. Furthermore, when card generation is complete, the card issuing device 300 may output a screen to confirm the generated card information (for example, card type, English name) as shown in Figure 3E. When the confirmation option 307 on the screen in Figure 3E is entered, the card issuing device 300 may output a screen indicating that card issuance is complete as shown in Figure 3F.

[0056] The card issuance method may include steps of transmitting card issuance information (S237, S239, S241). For example, card issuance device 300 may transmit card issuance information to issuing device management server 400, issuing device management server 400 may transmit card issuance information to card management server 100, and card management server 100 may transmit card issuance information to electronic device 200. The card issuance information may include information regarding whether the card issuance was successful.

[0057] In particular, when the card issuance is successful and the user retrieves the issued card, the steps of transmitting card issuance information (S237, S239, S241) may include the card issuing device 300 transmitting the card issuance completion message to the card management server 100 via the card issuing device management server 400, and the card management server 100 (for example, by sending a push notification) notifying the electronic device 200 that the card issuance is complete and issuing a request to register the issued card for use. For example, as shown in Figure 3G, the electronic device 200 may output a card issuance completion screen.

[0058] Meanwhile, when a card is successfully issued but the user fails to retrieve it, the steps for transmitting card issuance information (S237, S239, S241) may include the card issuing device 300 transmitting the unretrieved card to the card management server 100 via the issuing device management server 400, and the card management server 100 setting the card's status to "lost" and (for example, by sending a push notification) notifying the electronic device 200 that the issued card has not been retrieved and has been marked as "lost". For example, as shown in Figure 3H, the electronic device 200 may output a screen indicating that the card has been marked as "lost" because it has not been retrieved.

[0059] Furthermore, although not shown in Figure 2, the card issuance method may further include a step of notifying the electronic device 200 of the issuance failure when issuance fails. For example, as shown in Figure 3I, the electronic device 200 may output a screen indicating issuance failure. In particular, if an error occurs in some steps of Figure 2 (for example, the expiration time has passed before step S225 is executed, or authentication failure occurs in steps S227 to S233, etc.) and card issuance fails, the card issuance device 300 may transmit the card issuance failure to the card management server 100 via the card issuance device management server 400, and the card management server 100 may (for example, by sending a push message) notify the electronic device 200 of the card issuance failure. As another example, if an error occurs in steps S215 to S221 of Figure 2, the electronic device 200 may notify the occurrence of the error by popping up a message (for example, verification failure).

[0060] When using the card issuance method described above in this invention, users can easily and quickly issue cards through any nearby card issuance device 300 after applying for card issuance. In other words, the convenience of card issuance for users can be improved. According to some embodiments, the card issuance method may further include a step whereby the user selects a card issuance device when or after the card issuance application is completed. In this case, the card management server 100 can recommend at least one card issuance device based on the user's location.

[0061] Figure 4 illustrates a configuration diagram of a system for controlling card issuance according to another embodiment of this disclosure.

[0062] Referring to Figure 4, a card-issuing control system (hereinafter referred to as the card-issuing system) 2000 according to another embodiment of this disclosure may include a card management server 100, a user device 200, and a card-issuing device 300. That is, in the card-issuing system 2000 of Figure 4, the card-issuing device management server 130 may be included in the card management server 100. This is because the company managing the card-issuing device 300 is the same company that provides payment services (e.g., the company operating the card management server 100). Apart from this difference, the card-issuing system 2000 of Figure 4 is similar to the card-issuing system 1000 of Figure 1. Therefore, a detailed description of the card-issuing system 2000 will be omitted. According to some embodiments, at least one of the payment service server 110, the card-issuing server 120, and the card-issuing device management server 130 may be integrated.

[0063] Various embodiments of this specification may include software (e.g., a program) implementations of one or more instructions stored on a machine-readable storage medium (e.g., internal or external memory). For example, a processor of a machine (e.g., an electronic device) may call and execute at least one of one or more instructions stored on the storage medium. This causes the machine to operate according to the called at least one instruction to perform at least one function. The one or more instructions may include code generated by a compiler or code executable by an interpreter. The machine-readable storage medium may be provided in the form of a non-transitory storage medium. "Non-transitory" here means only that the storage medium is a physical device and does not include signals (e.g., electromagnetic waves), and this term does not distinguish between data stored in semi-permanent storage and data temporarily stored in the storage medium.

[0064] Methods according to various embodiments of this specification are available and may be included in computer program products. Computer program products may be in the form of goods traded between a seller and a buyer. Computer program products may be distributed in the form of machine-readable media (e.g., compact disc read-only memory, CD-ROM) or distributed online (e.g., by download or upload) through an application store (e.g., Play Store™) (or directly between two user devices (e.g., smartphones)). In the case of online distribution, at least a portion of the computer program product may be stored at least temporarily or temporarily generated in machine-readable storage media, such as the memory of a manufacturer's server, an application store server, or a relay server.

[0065] While the embodiments shown in this invention have been described with reference to the foregoing, these are merely examples, and it will be clearly understood by those skilled in the art to which this disclosure pertains that various modifications, alterations, and equivalent embodiments can be implemented without departing from the spirit and scope of this disclosure. Therefore, the actual technical protection scope of this disclosure should be determined by the technical conception of the appended patent claims.

[0066] 100: Card Management Server 110: Payment Service Server 120: Card Issuing Server 130: Issuance Device Management Server 200: User devices, electronic devices 300: Card Issuing Equipment 301: Card Issuance Options 302: Authentication Code 303: Valid Time 304: Guidance Message 305: Options 306: Message 307: Confirm option 400: Issuer Management Server 1000, 2000: Card Issuance System S201~S241: Steps

Claims

1. A method for controlling the issuance of a card, the method comprising: The card issuance process involves: receiving a card issuance application from a user's electronic device via a card issuing device through a card management server; responding to an input of a card issuance request on the card issuing device, requesting and receiving authentication data from the card management server via a card issuing device management server; generating an authentication code based on the received authentication data and displaying the generated authentication code on a display screen; identifying the displayed authentication code, transmitting a card issuance verification request to the card management server, and receiving a verification result from the card management server via the electronic device; responding to a request to continue to the next step, requesting and receiving a card issuance authentication result from the card management server via the card issuing device management server; and responding to the completion of card issuance authentication, writing and printing the card information of the applied card onto a pre-stored blank temporary card via the card issuing device to generate a card and issue the generated card, wherein the requesting and receiving of the authentication data includes: The card issuing device transmits the authentication request and an identification code of the card issuing device to the card management server via the card issuing device management server. The identification code includes the geographical location information of the card issuing device. In response to receiving the request, the card management server generates the authentication data and transmits the generated authentication data to the card issuing device via the card issuing device management server. The authentication data includes the identification code, an authentication number, and an expiration time. The identification code includes the geographical location information of the card issuing device.

2. The method for controlling card issuance as described in claim 1 further includes: In response to the identification of the authentication code, a user authentication is performed via the electronic device.

3. The method for controlling card issuance as described in claim 1, wherein identifying the displayed authentication code includes: The electronic device extracts the authentication number and the identification code from the authentication code, wherein transmitting the verification request includes: transmitting the extracted authentication number and the extracted identification code to the card management server via the electronic device, and wherein receiving the verification result includes: in response to receiving the verification request, generating issuance information about the applied card via the card management server and storing the generated issuance information; transmitting the card issuance verification result to the electronic device via the card management server; and receiving the verification result from the card management server via the electronic device.

4. The method for controlling card issuance as described in claim 3 further includes: After transmitting the verification result, the card management server transmits the request to continue to the next step to the card issuing device.

5. The method for controlling card issuance as described in claim 3, wherein requesting and receiving the authentication result includes: The card issuing device transmits a request for authentication results, including the authentication number and the identification code, to the card management server via the card issuing device management server; in response to the request to receive the authentication results, the card management server selects issuance information based on the authentication number and the identification code; and the card management server transmits the authentication results, including the selected issuance information, the authentication number, and the identification code, to the card issuing device via the card issuing device management server.

6. The method for controlling card issuance as described in claim 5, wherein issuing the card includes: The generated card is sent out through an exit; And confirm whether the card that was sent out has been retrieved.

7. The method for controlling card issuance as described in claim 6 further includes: The card issuing device transmits information about whether the card issuance was successful to the card management server via the card issuing device management server; and the card management server transmits the information about whether the card issuance was successful to the electronic device.

8. The method for controlling card issuance as described in claim 7, wherein transmitting information regarding whether the card issuance was successful includes: When the card issuance is successful and the user retrieves the issued card: the card issuing device transmits a card issuance completion notification to the card management server via the card issuing device management server; and the card management server notifies the electronic device that the card issuance is complete and issues a request to log in the issued card for use.

9. The method for controlling card issuance as described in claim 7, wherein transmitting information regarding whether the card issuance was successful includes: When the card is successfully issued and the user has not retrieved the issued card: the card issuing device transmits the information about the unretrieved issued card to the card management server via the card issuing device management server; and the card management server sets the issued card as lost and notifies the electronic device that the issued card has not been retrieved and has been marked as lost.

10. The method for controlling card issuance as described in claim 1, further comprising: The failure to issue the card is notified via the electronic device.

11. A system for controlling card issuance, the system comprising: An electronic device; One-card management server; A card issuing device; and a card issuing device management server, wherein the card management server is configured to: receive a card issuance application from an electronic device via the card issuing device; receive a request from the card issuing device to transmit authentication data via the card issuing device; transmit the authentication data to the card issuing device via the card issuing device management server; receive a verification request for card issuance from the electronic device; transmit a verification result to the electronic device; receive a request from the card issuing device to transmit an authentication result for card issuance via the card issuing device; and transmit the authentication result to the card issuing device via the card issuing device management server, wherein the card issuing device is configured to: respond to an input of a card issuance request from a user, request and receive the authentication data from the card management server via the card issuing device management server; generate an authentication code based on the received authentication data, and display the generated authentication code on a display; In response to a request to proceed to the next step, the issuing device requests and receives the authentication result of the card issuance from the card management server; and in response to the completion of one of the card issuance authentications, a card is generated by writing and printing the card information of the applied card onto a pre-stored blank temporary card, and the generated card is issued. The electronic device is configured to: transmit the card issuance application to the card management server via the issuing device; identify the authentication code displayed on the issuing device; transmit the card issuance verification request to the card management server; and receive the verification result from the card management server. The issuing device is further configured to transmit the authentication data request and an identification code of the issuing device to the card management server, the identification code including the geographical location information of the issuing device. The card management server is further configured to respond to receiving the request, generate the authentication information, and transmit the generated authentication information to the card issuing device. The authentication information includes the identification code, an authentication number, and an expiration time. The identification code includes the geographical location information of the card issuing device.

12. The system for controlling card issuance as described in claim 11, wherein the electronic device is further configured to: perform a user authentication in response to recognizing the authentication code.

13. The system for controlling card issuance as described in claim 11, wherein the electronic device is configured to: extract the authentication number and the identification code from the authentication code; and transmit the extracted authentication number and the extracted identification code to the card management server, and wherein the card management server is configured to: generate issuance information about the applied card in response to receiving the verification request, and store the generated issuance information; and transmit the verification result to the electronic device.

14. The system for controlling card issuance as described in claim 13, wherein the card management server is further configured to: after transmitting the verification result, transmit the request to continue the next step to the card issuing device.

15. The system for controlling card issuance as described in claim 13, wherein the card issuing device is configured to: transmit the request for an authentication result including the authentication number and the identification code to the card management server, and wherein the card management server is configured to: in response to the request for receiving the authentication result, select issuance information based on the authentication number and the identification code; and transmit the authentication result including the selected issuance information, the authentication number, and the identification code to the card issuing device.

16. The system for controlling card issuance as described in claim 15, wherein the card issuing device is configured to: deliver the generated card through an outlet; and confirm whether the delivered card has been retrieved.

17. The system for controlling card issuance as described in claim 16, wherein the card issuing device is configured to transmit information regarding whether the card issuance was successful to the card management server, and wherein the card management server is configured to transmit the transmitted information regarding whether the card issuance was successful to the electronic device.

18. A method for controlling the issuance of a card, the method comprising: The card management server receives a card issuance application from a user's electronic device via a card issuing device; the card management server receives a request from the card issuing device for authentication data to generate an authentication code and an identification code of the card issuing device, the identification code including the geographical location information of the card issuing device; the card management server generates the authentication data and transmits the generated authentication data to the card issuing device, the authentication data including the identification code, an authentication number, and an expiration time, the identification code including the geographical location information of the card issuing device; the card management server receives a verification request for card issuance from the electronic device, wherein the card issuance is based on the authentication code displayed on the card issuing device, and the verification request is based on the authentication data; the card management server transmits a verification result to the electronic device; the card management server receives a request from the card issuing device to transmit an authentication result for the card issuance; the card management server transmits the authentication result to the card issuing device. In response to the authentication result, the card issuing device generates a card by writing and printing the card information of the applied card onto a pre-stored blank temporary card; and based on the issuance of the card generated by the card issuing device, the card management server receives information from the card issuing device regarding whether the card issuance was successful.

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