Project Setting System
Patent Information
- Authority / Receiving Office
- TW Β· TW
- Patent Type
- Utility models
- Current Assignee / Owner
- CTBC BANK CO LTD
- Filing Date
- 2026-05-15
- Publication Date
- 2026-08-01
Smart Images
Figure TWG2TB001904677_001 
Figure TWG2TB001904677_002 
Figure TWG2TB001904677_003
Abstract
Claims
1. A project setting system, applicable to a user terminal device, comprising: a processing unit electrically connected to the user terminal device; and a storage unit electrically connected to the processing unit, storing multiple types of business information, multiple credit limit type information corresponding to the same type of business information, multiple repayment method information corresponding to the same type of business information, and multiple guarantee type information corresponding to the same type of business information, each credit limit type information including one or more of multiple credit limit type items, each repayment method information including one or more of multiple repayment method items, and each guarantee type information including one or more of multiple guarantee type items; the processing unit is configured to: transmit the business information to the user terminal device; receive case information from the user terminal device, the case information indicating one type of business information; and transmit a project master file to the user terminal device, the project master file including the credit limit type information, the repayment method information, the repayment method information, and the guarantee type information corresponding to the one type of business information. The system receives project master configuration data from the user terminal device and corresponds to the project master data. The project master configuration data includes credit limit type configuration data corresponding to credit limit type data and indicating the credit limit type item, repayment method configuration data corresponding to repayment method data and indicating the repayment method item, and guarantee type configuration data corresponding to guarantee type data and indicating the guarantee type item.
2. The project setting system as described in claim 1, wherein, The storage unit also stores multiple organizational structure data corresponding to the same business type data, and multiple process data corresponding to the same business type data. Each organizational structure data contains one or more of multiple organizational structure items, and each process data contains one or more of multiple process items. The project master file also contains the organizational structure data and the organizational structure data corresponding to the business type data. The project master file settings also contain organizational structure settings corresponding to the organizational structure data and indicating the organizational structure items, and process settings corresponding to the process data and indicating the process items.
3. The project setting system as described in claim 1, wherein, The storage unit also stores multiple credit insurance type data corresponding to the corresponding business type data and multiple credit insurance fee collection method data corresponding to the corresponding business type data. Each credit insurance type data contains one or more of the multiple credit insurance type items, and each credit insurance fee collection method data contains one or more of the multiple credit insurance fee collection method items. The processing unit transmits credit insurance parameter data to the user terminal device. The credit insurance parameter data contains the credit insurance type data and the credit insurance fee collection method data corresponding to the business type data. The processing unit receives credit insurance parameter setting data from the user terminal device corresponding to the credit insurance parameter data. The credit insurance parameter setting data contains credit insurance type setting data corresponding to the credit insurance type data and indicating the credit insurance type item(s), and credit insurance fee collection method setting data corresponding to the credit insurance fee collection method data and indicating the credit insurance fee collection method item(s).
4. The project setting system as described in claim 1, wherein, The storage unit also stores multiple project category data corresponding to the same business category data, and multiple revenue screening data, each of the revenue screening data conforming to one or more of the project category data; the processing unit receives revenue data from the user terminal device; the processing unit calculates an optional project data corresponding to the one business category data and matching the revenue data based on the one business category data and the revenue data, and transmits the optional project data to the user terminal device, the optional project data including one or more of the project category data; the processing unit receives a selected project data from the user terminal device corresponding to the optional project data.
5. The project setting system as described in claim 1, wherein, The storage unit also stores multiple credit period data corresponding to the same service type data and multiple credit period data corresponding to the same service type data. Each credit period data includes one or more of the multiple credit period items, and each credit period data includes one or more of the credit period items. The processing unit transmits application period parameter data to the user terminal device. The application period parameter data includes the credit period data and the credit period data corresponding to one of the service types data. The processing unit receives application period parameter setting data from the user terminal device that corresponds to the application period parameter data. The application period parameter setting data includes credit period setting data that corresponds to the credit period data and indicates one of the credit period items, and credit period setting data that corresponds to the credit period data and indicates one of the credit period items.
6. The project setting system as described in claim 1, wherein, The storage unit also stores multiple records of prepayment period information corresponding to the corresponding business type information, and multiple records of prepayment default fee information corresponding to the corresponding business type information. Each record of prepayment period information includes one or more of the multiple prepayment period items, and each record of prepayment default fee information includes one or more of the multiple prepayment default fee items. The processing unit transmits a penalty information to the user terminal device. The penalty information includes the prepayment period information and the prepayment default fee information corresponding to the business type information. The processing unit receives penalty setting information from the user terminal device corresponding to the penalty information. The penalty setting information includes prepayment period setting information corresponding to the prepayment period information and indicating the prepayment period item(s), and penalty setting information corresponding to the prepayment default fee information and indicating the penalty fee setting information for the prepayment period item(s).
7. The project setting system as described in claim 1, wherein, The storage unit also stores multiple interest rate phase data, multiple interest rate type data, and multiple interest rate index data corresponding to the same service type data. Each interest rate phase data contains one or more of the multiple interest rate phase items, each interest rate type data contains one or more of the multiple interest rate type items, and each interest rate index data contains one or more of the multiple interest rate index items. The processing unit transmits interest rate parameter data to the user terminal device. The interest rate parameter data includes the interest rate phase data, the interest rate type data, and the interest rate index data corresponding to the service type data. The processing unit receives interest rate parameter setting data from the user terminal device corresponding to the interest rate parameter data. The interest rate parameter setting data includes interest rate phase setting data corresponding to the interest rate phase data and indicating one of the interest rate phase items, interest rate type setting data corresponding to the interest rate type data and indicating one of the interest rate type items, and interest rate index setting data corresponding to the interest rate index data and indicating one of the interest rate index items.
8. The project setting system as described in claim 1, wherein, The storage unit also stores multiple credit limit setup fee records corresponding to the corresponding service type data, each of which contains one or more of the multiple credit limit setup fee items; the processing unit transmits fee parameter data to the user terminal device, the fee parameter data containing the credit limit setup fee data corresponding to the service type data; the processing unit receives fee parameter setting data from the user terminal device corresponding to the fee parameter data, the fee parameter setting data containing setup fee setting data corresponding to the credit limit setup fee data and indicating the setup fee item(s).
9. The project setting system as described in claim 1, wherein, The storage unit also stores multiple loan purpose data corresponding to the corresponding business category data, each of which contains one or more of the multiple loan purpose items; the processing unit transmits loan purpose parameter data to the user terminal device, which contains the loan purpose data corresponding to one of the business category data; the processing unit receives loan purpose setting data from the user terminal device corresponding to the loan purpose parameter data, which contains loan purpose setting data corresponding to the loan purpose data and indicating the loan purpose item(s).
10. The project setting system as described in claim 1, wherein, The storage unit also stores multiple mergeable project data corresponding to the corresponding service category data, each of which contains one or more of the mergeable project items; the processing unit transmits application project parameter data to the user terminal device, the application project parameter data containing the mergeable project data corresponding to one of the service categories data; the processing unit receives application project setting data from the user terminal device corresponding to the application project parameter data, the application project setting data containing mergeable project setting data corresponding to the mergeable project data and indicating the mergeable project items.