Foreign currency life insurance survival benefit payment system

TWM686132UActive Publication Date: 2026-08-01BANK OF TAIWAN +1
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Patent Information

Authority / Receiving Office
TW · TW
Patent Type
Utility models
Current Assignee / Owner
BANK OF TAIWAN
Filing Date
2026-05-21
Publication Date
2026-08-01

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    Figure TWG2TB001904696_002
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Abstract

A foreign currency life insurance survival benefit payment system includes a bank server, a communication device, a storage device, and a processing device. The processing device is electrically connected to the communication device and the storage device, and is also electrically connected to a client server and the bank server via the communication device. The client server belongs to an insurance company and uploads an account file via an online banking service stored on the storage device. The account file includes multiple foreign currency life insurance survival benefits corresponding to multiple insurance customers of the insurance company. After determining that the account file conforms to a preset content format, the processing device transmits the account file to the bank server, causing the bank server to execute a foreign currency payment procedure corresponding to each insurance customer based on the account file.
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Claims

1. A foreign currency life insurance survival benefit payment system, applicable to a client server, and comprising: a bank server for executing a foreign currency account payment procedure; a communication device for providing network connectivity; a storage device for storing an online banking service; and a processing device electrically connected to the communication device and the storage device, and electrically connected to the client server and the bank server respectively via the communication device, wherein the client server belongs to an insurance company and uploads an account file conforming to a preset content format through the online banking service, the preset content format including multiple foreign currency life insurance survival benefits corresponding to multiple insurance customers of the insurance company, and the processing device, after determining that the account file conforms to the preset content format, transmits the account file to the bank server, so that the bank server executes the foreign currency account payment procedure corresponding to each insurance customer based on the account file.

2. The foreign currency life insurance survival benefit payment system as described in claim 1, wherein, The client server uploads the account file after logging into the online banking service by signing a financial FXML certificate.

3. The foreign currency life insurance survival benefit payment system as described in claim 2, wherein, The preset content format also includes multiple bank accounts and multiple foreign currencies corresponding to the insurance customers of the corresponding insurance company.

4. The foreign currency life insurance survival benefit payment system as described in claim 3, wherein, After executing the foreign currency payment procedure for each insurance customer, the bank server transmits a processing result to the processing device via the communication device, so that the processing device stores the processing result in the storage device.

5. The foreign currency life insurance survival benefit payment system as described in claim 4, wherein, The client server can query the processing result through the online banking service.