SYSTEM AND PROCESS FOR TRANSACTION AUTHENTICATION BASED ON VIDEO COMBINED WITH MULTIMODAL BIOMETRICS

Abstract

The invention relates to a system and process for authenticating transactions based on video combined with multimodal biometrics. The system comprises: user device 100; transaction server 200; multimodal biometric authentication block 300; video proof packet generation block 400; and storage and auditing repository 500. During authentication, the user records video and pronounces a random code corresponding to the transaction session. Video data is processed to perform facial recognition, speech recognition, lip analysis, and viability testing. Authentication data is bound to the transaction content through the transaction data hash value and stored as a video proof packet for verification and auditing purposes.

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