NFC-tag-based payment methods, devices, user terminal, system and medium

WO2026103259A1PCT designated stage Publication Date: 2026-05-21CHINA UNIONPAY
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Patent Information

Authority / Receiving Office
WO · WO
Patent Type
Applications
Current Assignee / Owner
CHINA UNIONPAY
Filing Date
2025-08-25
Publication Date
2026-05-21

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Abstract

The present application belongs to the field of electronic payment. Disclosed are NFC-tag-based payment methods, devices, a user terminal, a system and a medium. A method comprises: in response to a near-field operation of a user terminal on an NFC tag, transmitting to the user terminal, by means of NFC technology, application information of a payment application or control information of an intermediate control, which correspond to the near-field operation, such that the user terminal launches a target payment application on the basis of the obtained application information of the payment application, or launches the target payment application by means of the intermediate control, wherein the target payment application is one of at least two payment applications supported by an acceptance device; and scanning a payment code displayed by the target payment application launched by the user terminal, and performing payment on the basis of payment information in the payment code.
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