Electronic Credentials TRIZ Cases
- Transaction Context Tokens for Secure Recurring Authentication
A signed or encrypted token preserves first-transaction context, enabling secure resubmissions and recurring payments without storing authentication data.
- Central Bill Network for Single-Login Payment Management
A central network consolidates bill access, authentication, and payment actions so users can manage multiple billers without separate logins.
- Direct Radio Communication for Secure Offline Device Discovery
Nearby devices discover each other over direct radio signals, enabling secure offline transactions without manual pairing or exposed sensitive data.
- Pre-Registered Customer Tokens for PIN Pad-Free Payment Authorization
Mobile devices use pre-registered customer tokens to authorize payments and added amounts without dedicated PIN pads.