Protocols Using Social Networks TRIZ Cases
- SMTP Email Commerce Authentication Using Multi-Channel Payment Verification
Multi-channel confirmation via email, SMS, or voice secures SMTP-based payments without passwords and adds oversight for transaction approval.
- A2A Transaction Network Using Issuer Consent for Secure Settlement
Issuer-verified consent and intent IDs enable card-free A2A payments with lower fraud, simpler channel handling, and secure account settlement.
- Payment Avatar Routing for Fraud-Resistant Metaverse Fund Transfer
Encrypted transaction packets placed on metaverse billboards let a payment avatar move funds securely while blocking spoofing and fraud.
- A2A Payment Network Using Issuer URL and Intent-Based Authentication
Issuer URL routing and intent-based consent remove card data dependency while reducing fraud and simplifying A2A payment integration.
- Cross-Network Social Payments Through an Embedded Gateway
An intermediary gateway links social networks to payment providers, preserving in-platform checkout and routing payment alerts to payees.
- Token-Based Email Authentication for Login-Free Peer Payments
Email-embedded tokens authenticate responders by matching sender addresses, enabling secure peer payments without login pages or credentials.
- Risk-Based Decisioning System for Payment Fraud Detection
A risk-based decisioning system evaluates transaction trustworthiness using merchant fraud scores and reason codes.
- Decentralized Communication Platform Using Distributed Ledger
A decentralized digital communication platform aggregates user groups via a remote abstraction layer for secure data transfer.
- Dynamic Authentication Process Selection for Payment Transactions
Server computer selects a specific authentication process from a hierarchy to reduce processing time while maintaining security.
- NFT-Based Digital Wallet Access Control System
Non-fungible tokens mediate digital wallet asset access through automated evaluation of user location and identity factors.
- Beverage Dispensing System Social Media Integration
A beverage dispensing system processes social media instructions to generate redemption codes and messages for mobile devices.
- Updateable Digital Asset Will System with Real-Time Access
An updateable digital asset will system enables real-time access for modifying designated elements through online platforms.
- GobblinQ Payment System Dynamic Cashback Personalization
GobblinQ payment system delivers tiered cashback rewards through AI-driven user profiling and NFC transactions.
- Distributed Computing Cost Management via Digital Wallets
Digital team wallets segment budgets for distributed computing teams, preventing unpredictable spot instance costs from disrupting project execution.
- User-Centric Royalty Attribution via Intent-Based Scheduling
Intent-based attribution schedules segment royalty distribution to balance label revenue with artist compensation, reducing network bandwidth usage.
- SOCOACT Smart Contract System for Secure Microtransactions
SOCOACT enables secure microtransactions by aggregating blockchain inputs, resolving high costs that limit Bitcoin usage.
- Real-Time Transaction Message Targeting via Asynchronous Segmentation
Asynchronous segmentation decouples message delivery from transaction processing, resolving the trade-off between marketing effectiveness and system complexity.
- AI Data Breach Detection via Transaction Risk Scoring
An AI detection system scores transaction records to identify high-risk fraud patterns in real time.
- Unified Payment API Mediating Cross-Provider Transactions
An intermediary networking system integrates multiple payment providers to resolve user registration complexity while maintaining payment versatility.