Protocols Using Social Networks TRIZ Cases
- SMTP Email Commerce Authentication Using Multi-Channel Payment Verification
Multi-channel confirmation via email, SMS, or voice secures SMTP-based payments without passwords and adds oversight for transaction approval.
- A2A Transaction Network Using Issuer Consent for Secure Settlement
Issuer-verified consent and intent IDs enable card-free A2A payments with lower fraud, simpler channel handling, and secure account settlement.
- Payment Avatar Routing for Fraud-Resistant Metaverse Fund Transfer
Encrypted transaction packets placed on metaverse billboards let a payment avatar move funds securely while blocking spoofing and fraud.
- A2A Payment Network Using Issuer URL and Intent-Based Authentication
Issuer URL routing and intent-based consent remove card data dependency while reducing fraud and simplifying A2A payment integration.