3D Hand-Held Elements for Retirement Planning

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Solution Overview

Problem

Current retirement planning methods fail to effectively engage individuals in envisioning and preparing for the complex challenges of older age, as they often focus solely on financial security and neglect other critical aspects such as living arrangements, care, and lifestyle changes, leading to incomplete and inadequate planning.

Innovation Solution

A set of three-dimensional hand-held elements with distinct faces featuring text, icons, and images that prompt users to think about retirement planning in a playful and provocative way, organized into a kit with instructions to facilitate deeper discussions and planning, allowing users to physically interact with their future scenarios.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If conventional conversations and checklists are used to prompt clients about retirement goals, then the planning process is simple and easy to conduct, but the client responses are incomplete and fail to identify critical challenges in older age

Engineering Contradiction:
Improveease of conducting retirement planningVSAvoidcompleteness of retirement planning information
Core Design Contradiction:
Ease of operationVSLoss of information

Solution Approach 1:

The patent transitions from two-dimensional checklists and text-based questions to three-dimensional tactile blocks that clients can physically manipulate. This dimensional change makes the planning process more engaging and helps clients visualize and articulate their retirement goals more completely, addressing both ease of operation and information completeness

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

Solution Approach 2:

The patent introduces physical blocks with images and questions as an intermediary tool between the client and the retirement planning process. These blocks serve as a mediator that facilitates deeper thinking and more comprehensive responses about retirement challenges and goals

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If financial professionals focus primarily on financial security issues, then their expertise is utilized effectively, but other critical aspects of aging such as living arrangements, care, and lifestyle are neglected

Engineering Contradiction:
Improvescope of retirement planning coverageVSAvoidcomplexity of planning tool
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent divides retirement planning into distinct categories represented by different blocks (e.g., financial security, living arrangements, healthcare, lifestyle). Each block contains specific questions related to that category, allowing comprehensive coverage of all critical aspects while maintaining organizational simplicity

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent creates a multi-functional planning tool that addresses not only financial security but also living arrangements, healthcare needs, lifestyle preferences, and other non-financial aspects of retirement, making it universally applicable to comprehensive retirement planning

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS20240321135A1Set of three-dimensional hand-held elements for guided exploration of solutions to problems
Publication Date: 2024.09.26 MASSACHUSETTS INST OF TECH
  • US20240321135A1 patent drawing
  • US20240321135A1 patent drawing
  • US20240321135A1 patent drawing

AI summary

An article of manufacture includes a set of three-dimensional elements, each having has a same size and the same shape, with at least three distinct faces on which content is provided. A first face on an element is a title page or a title face with text. The text represents certain hierarchical subject matter including a topic within a category. A second face is an icon page or an icon face with an icon, such as a graphic or line drawing. By being general, the icon provokes imagination beyond the topic expressed by the text. A third face is an image page or an image face with a photorealistic image of a scene, which may be a photographic image or computer-generated. On any given element, both the subject matter represented by the respective icon on that element and the subject matter represented by the respective image on that element are relevant to the topic represented by the respective text on that element.