Accordion Wallet Insert for Concurrent Payment Access

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Solution Overview

Problem

Current wallets are cumbersome, making it difficult to access and view cash, credit cards, and coins simultaneously, often requiring zippers or flaps that complicate quick payments and lead to excess coins being left unused due to accessibility issues.

Innovation Solution

An accordion-like pocket insert assembly for wallets with full-length and half-length pockets that expand for easy viewing and access, eliminating the need for zippers or flaps, allowing users to concurrently display and retrieve cash, cards, and receipts without additional opening mechanisms.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If traditional wallet designs with zippers and flaps are used, then security and organization are improved, but ease of access and viewing all payment forms concurrently deteriorates

Engineering Contradiction:
Improveease of accessVSAvoidwallet structure
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The wallet interior is segmented into multiple pockets of different types (full-length pockets, half-length pockets, coin pocket) that are arranged to allow concurrent access. Each pocket is separated by partitions but designed to open independently or in coordination, allowing users to access different payment forms simultaneously without opening the entire wallet.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The wallet employs dynamic pocket structures that can expand and contract. When the wallet is opened, the pockets expand to allow easy viewing and access of contents. When closed, the pockets compress together, eliminating the need for zippers or flaps. This dynamic behavior provides both security when closed and ease of access when opened.

Inventive Principle:
Principle #15Dynamics

2Ease of operation

If coin compartment is placed on outside of wallet, then access to coins is improved, but ability to view coin and paper currency simultaneously deteriorates

Engineering Contradiction:
Improveaccess to coinsVSAvoidviewing all payment forms
Core Design Contradiction:
Ease of operationVSLoss of information

Solution Approach 1:

The coin pocket is merged with the bill and card pockets within the same wallet interior space, arranged adjacently rather than separately. This allows all payment forms (coins, bills, cards) to be viewed and accessed simultaneously in one glance when the wallet is opened, eliminating the need to switch between interior and exterior compartments.

Inventive Principle:
Principle #5Merging (Combining)

3Volume of moving object

If cards are stored in overlapping slits, then compactness is improved, but ease of extraction deteriorates

Engineering Contradiction:
Improvewallet compactnessVSAvoidcard extraction
Core Design Contradiction:
Volume of moving objectVSEase of operation

Solution Approach 1:

Card storage is segmented into individual half-length pockets rather than overlapping slits. Each pocket provides a dedicated space for cards to be inserted and removed easily. The pockets are arranged in rows and allow cards to be accessed without disturbing adjacent cards, maintaining compactness while improving extraction ease.

Inventive Principle:
Principle #1Segmentation

4Reliability

If wallet requires multiple opening mechanisms (zippers, flaps), then security is improved, but speed of payment deteriorates

Engineering Contradiction:
ImprovesecurityVSAvoidpayment speed
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The wallet uses dynamic pockets that expand when opened and compress when closed, eliminating the need for zippers or flaps. This provides security when closed (contents are contained) and rapid access when opened (all pockets expand simultaneously for concurrent viewing and access), thereby improving payment speed without sacrificing security.

Inventive Principle:
Principle #15Dynamics

Data Source

PatentUS11013304B1Ease of access wallet insert assembly
Publication Date: 2021.05.25 NYGREN GAIL
  • US11013304B1 patent drawing
  • US11013304B1 patent drawing
  • US11013304B1 patent drawing

AI summary

An easy access pocket insert assembly affixable within a wallet that does not have a separate zipper for coins, the insert comprising: an array of full-length pockets and two staggered rows of half-length pockets, to securely store and concurrently display a plurality of forms of payment. Each pocket is adjoined at sidewalls to neighbor pockets to create an accordion-like display, and to pull open the pockets for a user to insert their fingertips to easily remove payment. One full-length pocket may store unfolded paper currency next to a pocket storing coins to quickly count out cash payment; and if the user is short, to select a payment card. The height of the half-length pockets permits the top portion of the payment card to extend above the insert for easy viewing. When the wallet is closed, the compression on the insert assembly keeps the coins and cards from spilling out.