Account Access Token System for Secure Third-Party Data Sharing

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Solution Overview

Problem

Existing systems lack an efficient mechanism for a platform management system to access a third-party account while maintaining the privacy and security of the third-party entity's information, especially in scenarios like electronic marketplaces and media management services.

Innovation Solution

Implementing a system that allows the platform management system to interact with the account management system through a specific mechanism, using authorization tokens and redirect URLs, to grant limited access to the third-party account, ensuring security and privacy by using APIs and secure protocols like OAUTH 2.0.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If the platform management system directly accesses the third-party account, then the operational efficiency is improved, but the security and privacy of the third-party entity's information deteriorates

Engineering Contradiction:
Improveoperational efficiencyVSAvoidsecurity and privacy
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The patent introduces an account management system as an intermediary between the platform management system and the third-party account. This intermediary system manages authorization tokens and facilitates secure access without allowing direct access to the third-party account by the platform management system. The intermediary handles the authentication and authorization processes, enabling operational efficiency while maintaining security and privacy through controlled access mechanisms.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Ease of operation

If the platform management system obtains full access to the third-party account, then the ease of operation is improved, but the loss of information increases

Engineering Contradiction:
Improveease of operationVSAvoidinformation privacy
Core Design Contradiction:
Ease of operationVSLoss of information

Solution Approach 1:

The patent segments the access rights by introducing specific authorization tokens that grant limited, scoped access to the third-party account rather than full access. The account management system issues tokens with specific permissions, allowing the platform management system to perform only the necessary operations. This segmentation of access rights enables ease of operation for permitted functions while preventing information loss by restricting access to only what is necessary.

Inventive Principle:
Principle #1Segmentation

3Reliability

If the third-party entity manually handles each access request, then the security control is improved, but the loss of time increases

Engineering Contradiction:
Improvesecurity controlVSAvoidtime consumption
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements self-service by allowing the third-party entity to automatically manage their own access requests through the account management system. The system provides automated token issuance and management without requiring manual intervention for each access request. The third-party entity can control their own account access through standardized protocols, maintaining security control while significantly reducing the time consumption associated with manual handling of each request.

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS10956972B2Account access system
Publication Date: 2021.03.23 PAYPAL INC
  • US10956972B2 patent drawing
  • US10956972B2 patent drawing
  • US10956972B2 patent drawing

AI summary

Operations may include providing, by an account management system of a first entity, a user interface to a third-party electronic device. The user interface may present an account access agreement that authorizes a second entity to access a third-party account managed by the account management system and owned by a third entity. The operations may further include generating, by the account management system, based on an indication that the third entity accepts the account access agreement, an account access token that is assigned to the third-party account and the second entity and that indicates that the third entity has authorized the second entity to access the third-party account. In addition, the operations may include communicating the account access token to a platform management system of the second entity such that the account access token provides the platform management system a mechanism to access the third-party account.