Account Linking Control Portal for Centralized Permission Management
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Solution Overview
Problem
Customers face challenges in managing customer data and preferences across multiple platforms, leading to security risks and increased exposure of personal information due to multiple third-party access, which can result in data breaches and unauthorized use.
Innovation Solution
A portal system that allows users to manage and control access permissions, apply virtual rewards currency, and enable/disable transactions, while providing a graphical interface to view and manage account information and preferences across various platforms.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Ease of operation
If customers link account information to multiple third-party platforms, then the convenience of managing accounts across different services is improved, but the security risk and exposure of personal information increases
Solution Approach 1:
The patent introduces a control tower system as an intermediary between customers and multiple third-party platforms. This control tower acts as a centralized mediator that manages account linkings, authentication, and data sharing permissions, allowing customers to conveniently access multiple services while maintaining centralized security control and reducing direct exposure of personal information to numerous third parties
2Adaptability or versatility
If customers authorize multiple third-parties to access their information, then the functionality and service variety is improved, but the complexity of managing access permissions increases
Solution Approach 1:
The patent merges the management of multiple access permissions into a single control tower interface. Instead of managing permissions separately for each third-party platform, the control tower consolidates all access control functions into one unified system, allowing customers to manage diverse service access through a single point of control, thereby reducing complexity while maintaining versatility
3Productivity
If account information is stored in additional third-party databases, then the accessibility and utility of the information is improved, but the risk of data breaches and unauthorized access increases
Solution Approach 1:
The control tower serves as an intermediary layer between customers and third-party databases. Instead of directly storing customer information in multiple third-party databases, the control tower manages data sharing through controlled access mechanisms, allowing information to be accessible to authorized services while maintaining a single secure point of control that reduces the attack surface and risk of data breaches
Data Source
AI summary
Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.