Automated Account Identification via Message Analysis

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Solution Overview

Problem

Existing household management systems require manual entry of account information and lack efficient aggregation and organization of messages from various institutions, leading to clutter and inefficiency in managing household activities.

Innovation Solution

A system that automatically identifies institution accounts, aggregates information, and organizes messages from multiple sources, providing a unified dashboard with automated account setup and message processing, using a combination of email, web APIs, and push notifications to integrate data from various institutions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If manual entry of account information is used, then system setup is simple, but time consumption and labor intensity increase

Engineering Contradiction:
Improvesystem setup simplicityVSAvoidtime consumption for account entry
Core Design Contradiction:
Ease of manufactureVSLoss of time

Solution Approach 1:

The system automatically identifies institution accounts by analyzing messages from message sources without requiring manual user input. The automated account identification process extracts account information directly from incoming messages, enabling the system to self-configure and eliminate manual setup time.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system performs preliminary analysis of message sources to pre-identify institution accounts before the user needs to access them. By proactively processing messages and extracting account information in advance, the system prepares the account database automatically, saving user time when setting up or adding accounts.

Inventive Principle:
Principle #10Preliminary action

2Quantity of substance

If messages from multiple institutions are aggregated in a single inbox, then comprehensive information is available, but message organization and retrieval become difficult

Engineering Contradiction:
Improvecomprehensive information availabilityVSAvoidmessage organization and retrieval
Core Design Contradiction:
Quantity of substanceVSEase of operation

Solution Approach 1:

The system segments aggregated messages by institution account, creating separate organizational categories for each institution. Messages are automatically sorted and grouped according to their source institution, allowing users to navigate and retrieve specific messages efficiently while maintaining comprehensive aggregation of all institutional communications.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system introduces an intermediary classification layer between the raw message stream and the user interface. This intermediary automatically categorizes and tags messages based on institution identification, serving as a mediator that organizes comprehensive message data into easily navigable structures without losing any information.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Productivity

If automated account identification is implemented, then setup time is reduced, but system complexity increases

Engineering Contradiction:
Improveaccount setup speedVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system replaces manual mechanical processes of account setup with automated electronic message analysis. Instead of requiring users to manually input account information, the system uses computational algorithms to automatically extract and identify account details from digital messages, reducing setup time while managing complexity through software automation.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system employs an intermediary message analysis layer that bridges raw message data and account identification. This intermediary processing layer handles the complexity of automated account discovery by systematically analyzing message content, extracting relevant account information, and structuring it into usable account records, thereby managing system complexity while maintaining high productivity.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS10115154B2Method and apparatus for inbound message management
Publication Date: 2018.10.30 HMBAY PATENTS LLC
  • US10115154B2 patent drawing
  • US10115154B2 patent drawing
  • US10115154B2 patent drawing

AI summary

A computer-implemented method for identifying accounts with which an individual does business. The computer receives an access credential for at least one message source and analyzes a plurality of messages in the message source. From the analysis, a plurality of institutions are identified and a system account is created on the computer that is preloaded with the institutions.