Account Transfer Interface Using Visual Codes and Minimal Data Sharing

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Solution Overview

Problem

Existing techniques for managing account information on electronic devices are cumbersome, inefficient, require unnecessary user interaction, and consume excessive time and energy, particularly in battery-operated devices.

Innovation Solution

Faster and more efficient methods and interfaces for managing account information, including resource transfers and digital pass management, utilizing visual effects and user input options to streamline processes and conserve power.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If existing techniques are used to manage account information, then user identification information can be transmitted, but the process is cumbersome and inefficient requiring multiple key presses

Engineering Contradiction:
Improveaccount information management efficiencyVSAvoidtime required for resource transfer
Core Design Contradiction:
ProductivityVSLoss of time

Solution Approach 1:

The system pre-generates and stores visual code representations (QR codes, barcodes) of account information before transfer is needed. When a transfer is initiated, the pre-prepared visual code is immediately displayed without requiring real-time generation or multiple user inputs, thus resolving the contradiction between efficiency and time consumption.

Inventive Principle:
Principle #10Preliminary action

2Productivity

If existing techniques are used to manage account information, then resource transfers can be performed, but device energy is consumed excessively

Engineering Contradiction:
Improveresource transfer speedVSAvoiddevice energy consumption
Core Design Contradiction:
ProductivityVSUse of energy by moving object

Solution Approach 1:

The patent replaces traditional mechanical input methods (keyboard typing, multiple button presses) with optical display methods (QR codes, barcodes). The account information is visually presented and can be captured by the receiving device's camera, eliminating the need for prolonged device activation and processing, thus reducing energy consumption while maintaining transfer speed.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

3Ease of operation

If existing techniques are used to manage account information, then user identification can be shared, but user privacy may be compromised by unnecessary information sharing

Engineering Contradiction:
Improveaccount information accessibilityVSAvoiduser privacy protection
Core Design Contradiction:
Ease of operationVSLoss of information

Solution Approach 1:

The system extracts only the essential account information needed for the transfer and encodes it into a visual code (QR code or barcode). This extracted minimal set of information is displayed without showing the complete user identification details, allowing the transfer to proceed while protecting user privacy by not exposing unnecessary personal information.

Inventive Principle:
Principle #2Taking out (Extraction)

4Productivity

If existing techniques are used to manage account information, then transfers can be initiated, but the user interface is complex requiring navigation through seldom-used applications

Engineering Contradiction:
Improvetransfer initiation speedVSAvoiduser interface simplicity
Core Design Contradiction:
ProductivityVSEase of operation

Solution Approach 1:

The patent integrates the account information display functionality into a universal, commonly-used application interface (such as a messaging or contact app) rather than requiring a separate, specialized finance application. The same interface used for regular communication now also displays QR codes for resource transfers, eliminating the need to navigate to seldom-used applications and simplifying the user experience.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS20250379905A1User interfaces for managing account information
Publication Date: 2025.12.11 APPLE INC
  • US20250379905A1 patent drawing
  • US20250379905A1 patent drawing
  • US20250379905A1 patent drawing

AI summary

The present disclosure generally relates to user interfaces for managing account information. In some embodiments, the user interfaces are directed to techniques for customizing information that is shared when transferring account resources. In some embodiments, the user interfaces are directed to techniques for providing visual feedback for instructing a resource transfer process. In some embodiments, the user interfaces are directed to techniques for performing a resource transfer process. In some embodiments, the user interfaces are directed to techniques for managing a digital pass.