Acoustic Voice Authorization for Accessible Data Channel Processing

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Existing systems lack efficient integration of acoustic devices for data channel processing, making operations like bill payment difficult for visually impaired individuals or those preferring acoustic interfaces.

Innovation Solution

A system and method for augmented data channel processing using acoustic devices, which includes a processing device to receive voice commands, verify user identity, and execute actions based on authorized voice confirmations, enabling integration with multiple vendors for transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If acoustic devices are integrated for data channel processing, then accessibility and ease of operation are improved, but system complexity increases

Engineering Contradiction:
Improveease of operationVSAvoiddevice complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent introduces an intermediary system that bridges acoustic devices and data channel processing functions. This intermediary layer handles the complexity of voice command interpretation, vendor integration, and transaction processing, while presenting a simple voice-based interface to users. The system acts as a mediator that translates acoustic inputs into structured data channel operations without requiring users to understand the underlying complexity.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The acoustic device integration is designed to perform multiple functions including voice command recognition, user authentication, transaction authorization, and interaction with multiple vendors. By making the system universal and multi-functional, it consolidates various operations into a single acoustic interface, improving ease of operation while managing complexity through unified processing.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If voice command verification is implemented, then security and reliability are improved, but processing time increases

Engineering Contradiction:
ImprovereliabilityVSAvoidprocessing time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-registering user voice patterns and authentication credentials before actual transactions. During verification, the system compares incoming voice commands against pre-stored voiceprints and authentication data, significantly reducing processing time compared to real-time analysis. This preliminary preparation enables fast verification while maintaining high security standards.

Inventive Principle:
Principle #10Preliminary action

3Adaptability or versatility

If multiple vendor integrations are supported, then adaptability and versatility are improved, but system complexity increases

Engineering Contradiction:
ImproveadaptabilityVSAvoiddevice complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent segments the vendor integration architecture into modular components, where each vendor interaction is handled through standardized interfaces and protocols. This segmentation allows the system to support multiple vendors independently, with each vendor's data channel processing configured as a separate module. The modular approach enables easy addition or removal of vendors without affecting the core system, maintaining adaptability while managing complexity through organized structure.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12475897B2System and method for augmented data channel processing using acoustic devices
Publication Date: 2025.11.18 BANK OF AMERICA CORP
  • US12475897B2 patent drawing
  • US12475897B2 patent drawing
  • US12475897B2 patent drawing

AI summary

Systems, methods, and computer program products are provided for augmented data channel processing using acoustic devices. The method includes receiving a request for a user data channel processing action associated with a user. The user data channel processing action is associated with a vendor. The method also includes causing an audible notification to an acoustic device associated with the user. The audible notification is a prompt to authorize the user data channel processing action to be executed. The method further includes receiving a voice command from the acoustic device associated with the user. The voice command is a confirmation of the user data channel processing action. The method still further includes verifying the voice command from the acoustic device associated with the user is from the user. The method also includes causing an execution of the user data channel processing action based upon the verification of the voice command.