Autonomous Ad Hoc Group Authentication for Real-Time Member Operations

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Solution Overview

Problem

Traditional group management, particularly for ad hoc groups, is time-consuming and burdensome due to manual operations, lack of flexibility, and security concerns, especially when managing dynamic membership and transactions.

Innovation Solution

An ad hoc group organizer system that automates group operations using digital authentication and mDL verification, enabling real-time membership management, secure transactions, and geolocation tracking, with capabilities for fund collection and activity coordination.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If manual group operations are used for ad hoc groups, then flexibility in group formation is maintained, but time consumption and operational burden increase significantly

Engineering Contradiction:
Improveflexibility in group formationVSAvoidtime consumption for group operations
Core Design Contradiction:
Adaptability or versatilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-establishing group templates, pre-configuring payment methods, and pre-defining activity parameters. When forming an ad hoc group, these pre-configured elements are automatically deployed, eliminating the need for manual setup during the actual group formation process. This resolves the contradiction by maintaining flexibility through customizable templates while reducing time consumption through automated deployment.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system enables self-service by allowing group members to automatically join or leave groups, select activities, and manage their own payments without organizer intervention. The automated system handles member onboarding, activity registration, and fund collection independently. This maintains flexibility for members to act autonomously while dramatically reducing the time and effort required from organizers.

Inventive Principle:
Principle #25Self-service

2Reliability

If extensive prior planning is conducted for traditional groups, then operational completeness is improved, but time consumption and planning complexity increase

Engineering Contradiction:
Improveoperational completenessVSAvoidplanning time
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The system performs preliminary actions by pre-establishing group templates, pre-configuring payment methods, and pre-defining activity parameters. When forming an ad hoc group, these pre-configured elements are automatically deployed, eliminating the need for manual setup during the actual group formation process. This resolves the contradiction by maintaining flexibility through customizable templates while reducing time consumption through automated deployment.

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system changes parameters by dynamically adjusting group configurations, payment limits, and activity options based on real-time conditions and member preferences. Rather than fixing all parameters in advance, the system allows flexible parameter modification during group operations, ensuring operational completeness while avoiding excessive prior planning.

Inventive Principle:
Principle #35Parameter changes

3Reliability

If manual fund collection and ticket distribution are performed, then transaction security is maintained, but operational efficiency and accuracy decrease

Engineering Contradiction:
Improvetransaction securityVSAvoidoperational efficiency
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The system replaces manual mechanical processes with automated digital systems. Fund collection is automated through integrated payment processing, eliminating manual cash handling. Ticket distribution is replaced with digital voucher generation and automatic delivery to member devices. This substitution maintains security through encrypted transactions and automated verification while dramatically improving operational efficiency and eliminating human error.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system creates digital copies of physical processes. Instead of manual cash collection, digital payment records are automatically generated and stored. Instead of physical ticket distribution, electronic vouchers are copied and delivered to member devices. These digital copies maintain the security and integrity of original transactions while enabling automated, efficient processing.

Inventive Principle:
Principle #26Copying

4Reliability

If group organizers manage all operations manually, then control and oversight are maintained, but operational burden and error potential increase

Engineering Contradiction:
Improvecontrol and oversightVSAvoidoperational burden
Core Design Contradiction:
ReliabilityVSEase of operation

Solution Approach 1:

The system enables self-service by allowing group members to automatically join or leave groups, select activities, and manage their own payments without organizer intervention. The automated system handles member onboarding, activity registration, and fund collection independently. This maintains flexibility for members to act autonomously while dramatically reducing the time and effort required from organizers.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system implements feedback mechanisms that automatically notify organizers of group status, payment receipt, and activity participation. Real-time notifications and automated reporting provide continuous oversight without requiring manual monitoring. This maintains control and oversight while significantly reducing operational burden on organizers.

Inventive Principle:
Principle #23Feedback

Data Source

PatentUS20250365257A1Systems and methods for autonomous ad hoc group operations
Publication Date: 2025.11.27 WELLS FARGO BANK NA
  • US20250365257A1 patent drawing
  • US20250365257A1 patent drawing
  • US20250365257A1 patent drawing

AI summary

Systems, apparatuses, methods, and computer program products are disclosed for establishing an ad hoc group and performing autonomous ad hoc group operations. An example method includes creating an ad hoc digital representation and selecting an invitation region to transmit an ad hoc group invitation to devices associated with individuals within the invitation region. The example method further includes receiving response decisions from the devices associated with the individuals within the invitation region and performing a digital authentication operation to authenticate devices for which the response decisions indicate acceptance of the invitation. The example method further includes adding authenticated devices to the ad hoc group and performing autonomous group operations. The autonomous group operations may comprise at least one or more of a group message broadcast, a group fund transaction, a group member geolocation tracking, a group member request handling, or a group feedback collection.