Adaptive Learning System for Transaction Processing Latency

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Solution Overview

Problem

Existing systems handling transactions face inefficiencies due to large numbers of fields and increasing complexities, leading to latency issues and potential token deficiencies, which can cause transaction declines and require manual intervention.

Innovation Solution

An adaptive learning system with a product configuration engine that consolidates transaction attributes, unifies structures, and proactively manages token issuance by analyzing depletion rates to prevent deficiencies, eliminating the need for human intervention and reducing latency.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If the number of fields and records are increased to handle transaction complexities, then the system can accommodate more transaction attributes and entities, but system inefficiency and latency increase

Engineering Contradiction:
Improvetransaction attribute handling capabilityVSAvoidtransaction processing efficiency
Core Design Contradiction:
Adaptability or versatilityVSProductivity

Solution Approach 1:

The patent segments the monolithic transaction processing system into a distributed network of edge devices and central servers. Edge devices perform local processing of transaction fields and records, while only essential data is transmitted to central servers. This segmentation allows the system to handle complex transaction attributes distributed across multiple nodes, improving both adaptability and processing efficiency by avoiding centralized bottlenecks.

Inventive Principle:
Principle #1Segmentation

2Reliability

If more fields are clustered with transactions to capture all attributes, then comprehensive transaction tracking is achieved, but system inefficiency increases due to data volume

Engineering Contradiction:
Improvetransaction tracking completenessVSAvoidsystem processing efficiency
Core Design Contradiction:
ReliabilityVSProductivity

Solution Approach 1:

The patent extracts and separates essential transaction attributes from the complete set of fields. Edge devices identify and extract only the critical fields needed for immediate processing and validation, leaving non-essential fields to be handled separately or cached locally. This extraction reduces the data volume transmitted and processed centrally while maintaining reliable tracking of essential transaction attributes.

Inventive Principle:
Principle #2Taking out (Extraction)

3Reliability

If manual intervention is implemented to handle token deficiencies and transaction declines, then transaction accuracy can be improved, but latency and operational complexity increase

Engineering Contradiction:
Improvetransaction processing accuracyVSAvoidtransaction processing latency
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements self-service mechanisms where edge devices autonomously detect token deficiencies and handle transaction declines without requiring manual intervention. The system automatically retrieves additional tokens from distributed pools, validates transaction parameters locally, and resolves common errors at the edge. This self-service capability maintains high transaction accuracy while eliminating the latency associated with manual processing.

Inventive Principle:
Principle #25Self-service

4Speed

If distributed edge devices are deployed to process transactions locally, then processing speed and user experience are improved, but system complexity and token management challenges increase

Engineering Contradiction:
Improvetransaction processing speedVSAvoiddistributed system management complexity
Core Design Contradiction:
SpeedVSDevice complexity

Solution Approach 1:

The patent implements a universal token pool architecture where distributed edge devices share access to common token pools through standardized protocols. Each edge device can independently access and utilize tokens from any pool in the network, eliminating the need for separate token management systems at each location. This universal approach simplifies distributed system management while maintaining fast local processing capabilities.

Inventive Principle:
Principle #6Universality (Multi-functionality)

Data Source

PatentUS11316751B2Adaptive learning system with a product configuration engine
Publication Date: 2022.04.26 PAYPAL INC
  • US11316751B2 patent drawing
  • US11316751B2 patent drawing
  • US11316751B2 patent drawing

AI summary

The adaptive learning systems described herein may include machine-learning engines, product configuration engines, and/or various other components configured to improve the efficiency of processing transactions. The systems described herein may detect and/or predict declined transactions, token deficiencies, insufficient system capacities, and/or other system anomalies. As such, the system may perform operations to generate additional tokens associated with assets, provision various bin ranges, and/or share reserve capacities, and/or other operations. Thus, the system may improve system efficiencies, ensure reliability and operability across the system, and optimize the operations for successfully processing transactions.