Agent Device Mediator for POS Network Banking Simplification

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Solution Overview

Problem

Conventional Point Of Sale (POS) devices for network banking services face high manufacturing and maintenance costs due to complex functionality and restricted application ranges, especially with wired connections, and increased complexity with wireless connections.

Innovation Solution

Implementing an agent device that establishes a connection with a POS device, performs identification and authentication, and then connects to a network banking server through wireless Internet access to forward network banking service data, simplifying POS device functions and reducing costs.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Adaptability or versatility

If a POS device uses wired connection to a private network for network banking, then network banking service can be provided, but the application occasion and range are greatly restricted and the cost of manufacturing, deploying, and maintaining is high

Engineering Contradiction:
Improveapplication occasion and rangeVSAvoidconnection mode
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent introduces an agent device as an intermediary between the POS device and the network banking server. The agent device handles wireless connectivity and authentication, allowing the POS device to function without built-in wireless communication capabilities. This mediator approach enables the POS device to access network banking services through a simplified connection model while maintaining versatility across different application occasions.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If a POS device uses wireless connection to a banking server through a private wireless network, then network banking service can be provided, but the POS device requires both banking service function and wireless communication function, making functions complicated and cost even higher

Engineering Contradiction:
Improveconnection flexibilityVSAvoidfunction complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent segments the system into distinct functional components: the POS device handles banking service operations, while the agent device handles wireless communication and authentication. This segmentation allows the POS device to remain functionally simple by offloading wireless communication responsibilities to the agent device, thereby reducing manufacturing and maintenance costs while maintaining connection flexibility.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The agent device serves as an intermediary that manages the complexity of wireless communication protocols and authentication processes. By placing this intermediary between the POS device and the network banking server, the POS device itself remains functionally simple, focusing only on its core banking operations, while the agent device handles the complex wireless connectivity requirements.

Inventive Principle:
Principle #24Intermediary (Mediator)

3Ease of operation

If a POS device integrates both banking service function and wireless communication function, then wireless network banking can be achieved, but manufacturing and maintenance cost increases

Engineering Contradiction:
Improvewireless access capabilityVSAvoidmanufacturing and maintenance cost
Core Design Contradiction:
Ease of operationVSEase of manufacture

Solution Approach 1:

The agent device acts as an intermediary that provides wireless access capabilities to the POS device without requiring the POS device itself to have integrated wireless communication hardware. This approach enables ease of operation with wireless access while avoiding the increased manufacturing and maintenance costs that would result from integrating wireless functions directly into the POS device.

Inventive Principle:
Principle #24Intermediary (Mediator)

Data Source

PatentUS9015065B2Method, system, and device for implementing network banking service
Publication Date: 2015.04.21 NOKIA TECHNOLOGIES OY
  • US9015065B2 patent drawing
  • US9015065B2 patent drawing
  • US9015065B2 patent drawing

AI summary

In the field of communications, a method, a system, and devices for implementing a network banking service are provided. The method includes: after an agent device establishes a connection with a Point Of Sale (POS) device, the agent device performs identification with the POS device; after successful identification, the agent device performs authentication with the POS device; after successful authentication, the agent device establishes a connection with a network banking server according to a preset address of the network banking server through wireless access to the Internet; and the agent device forwards network banking service data between the POS device and the network banking server, thereby implementing the network banking service. Therefore, it is convenient for users to use a network banking service, the functions of POS devices are simplified, and the cost of manufacturing and maintaining POS devices is reduced.