Aggregated Data Query Interface for Secure Financial Access
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Solution Overview
Problem
Users face difficulties in accessing their secured personal data stored remotely, making it less convenient and less useful, especially when needed from different online locations.
Innovation Solution
A system and method for an aggregated data query interface that includes authenticating users for third-party financial accounts, accessing financial transaction data, and embedding it within a graphical user interface alongside query results, allowing secure and convenient access to financial data from various locations.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If data is stored remotely with unique credentials for security, then data security is improved, but data accessibility and convenience deteriorate
Solution Approach 1:
The patent introduces a query interface as an intermediary layer between the user and the secured remote data. This interface accepts user queries, authenticates the user, retrieves relevant data from the remote storage system, and presents the results without requiring the user to directly interact with the secured credential system. The intermediary handles the complexity of authentication and data retrieval, allowing users to access their data conveniently while maintaining security.
2Quantity of substance
If data is stored remotely in the cloud, then data storage capacity is improved, but data accessibility from different locations deteriorates
Solution Approach 1:
The query interface is designed to be universally accessible from multiple locations and devices. It provides a single point of interaction that works regardless of the user's physical location, enabling them to access their remote data from any device with internet connectivity. The interface handles authentication and data retrieval uniformly across different access points, making the system multi-functional and location-independent.
3Ease of operation
If a publicly accessible query interface is provided, then data accessibility is improved, but data security and privacy control deteriorate
Solution Approach 1:
Before allowing any data access through the publicly accessible interface, the system performs preliminary authentication of the user. This authentication step occurs before any data is retrieved or displayed, ensuring that only authorized users can access the system. The preliminary action of authentication maintains security while allowing public access to authenticated users.
Solution Approach 2:
The system segments the access control into distinct layers: public interface layer for user interaction, authentication layer for credential verification, and data retrieval layer for accessing actual data. This segmentation allows the interface to remain publicly accessible while maintaining security through the authentication and controlled data retrieval layers in between.
Data Source
AI summary
Apparatuses, systems, methods, and computer program products are disclosed for an aggregated data query interface. A method includes authenticating a user of a publicly accessible query interface. A method includes authenticating the user for a third-party financial account of the user. A method includes accessing financial transaction data from the third-party financial account on behalf of the user. A method includes receiving a query from the user via the publicly accessible query interface. A method includes embedding, in a graphical user interface on an electronic display screen, a display of one or more financial transactions from the financial transaction data from the third-party financial account with a display of query results from the publicly accessible query interface, the one or more financial transactions and the query results each associated with the query from the user.