AI Call Facilitation With Real-Time Client Validation

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Solution Overview

Problem

Traditional telephonic interactions between customer support agents and customers are inefficient, prone to errors, and lack real-time monitoring and validation, leading to confusion and frustration.

Innovation Solution

Implementing AI-powered conversational assistance that transcribes and records calls, provides real-time updates and summaries, and allows clients to visually and audibly validate information, while automating interactions and guiding agents through predefined scripts.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Productivity

If traditional telephonic interactions are used between customer support agents and customers, then communication can be maintained, but efficiency is low and errors are frequent due to communication difficulties

Engineering Contradiction:
Improveinteraction efficiencyVSAvoidcommunication accuracy
Core Design Contradiction:
ProductivityVSReliability

Solution Approach 1:

The patent introduces AI as an intermediary system that mediates between the agent and customer. The AI assistant transcribes spoken words to text, provides real-time guidance to agents, and enables customers to view and validate information visually, reducing communication errors and improving efficiency without requiring perfect verbal communication

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces the purely mechanical verbal communication system with an enhanced system that includes speech-to-text conversion, real-time transcription, and digital display. This substitution transforms auditory communication into visual and textual channels, eliminating misunderstandings caused by voice transmission limitations

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Loss of time

If agents verbally identify and explain each step to customers, then information can be conveyed, but the process becomes confusing, time-consuming, and frustrating

Engineering Contradiction:
Improveprocess completion timeVSAvoidcustomer understanding
Core Design Contradiction:
Loss of timeVSEase of operation

Solution Approach 1:

The AI assistant performs preliminary actions by pre-transcribing the entire conversation into text before the agent needs to explain steps. The system also pre-preares visual displays of transaction details and process status, so that when the agent needs to communicate with the customer, the information is already ready for immediate display rather than requiring verbal explanation

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent creates a visual copy of the conversation and transaction status that is displayed on the customer's device. Instead of the agent verbally describing each step, the system copies the transaction details, process status, and conversation history into a visual interface that the customer can view and understand at their own pace

Inventive Principle:
Principle #26Copying

3Reliability

If voice or data in one mode of communication is used, then interaction can be maintained, but security issues arise if voice or data is intercepted

Engineering Contradiction:
Improvecommunication securityVSAvoidcommunication system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The AI assistant acts as a secure intermediary that processes and transmits information through encrypted channels. The system transcribes conversations and displays sensitive information visually on the customer's device, creating a layered security approach where voice data is converted to text and displayed, making interception less effective

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent substitutes voice-based communication with visual display and text-based communication for sensitive information exchange. By replacing auditory transmission with visual displays on customer devices and encrypted text communication, the system reduces the risk of voice data interception while maintaining communication functionality

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

4Ease of operation

If customers cannot monitor agent progress in real-time, then simple communication is maintained, but customers experience confusion and frustration

Engineering Contradiction:
Improvecustomer monitoring capabilityVSAvoidreal-time update system complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The system implements continuous feedback by displaying real-time transaction status, process progress, and conversation summaries on the customer's device. The AI assistant provides ongoing updates about what the agent is doing and the current state of the transaction, giving customers immediate feedback on progress without requiring complex monitoring systems

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The patent creates a visual copy of the agent's actions and transaction status that is displayed on the customer's device. The system copies the conversation transcript, transaction details, and process progress into a visual interface that customers can monitor in real-time, eliminating the need for complex monitoring while providing complete transparency

Inventive Principle:
Principle #26Copying

Data Source

PatentUS20250392664A1AI Automated Facilitation of Support Agent/Client Interactions in Multi-Modal Communications
Publication Date: 2025.12.25 BANK OF AMERICA CORP
  • US20250392664A1 patent drawing
  • US20250392664A1 patent drawing
  • US20250392664A1 patent drawing

AI summary

Systems and processes are disclosed to leverage conversational AI across voice and digital channels by automating employee interactions with clients to deliver humanized experiences with speed and accuracy. Live phone conversation. Transcriptions between clients and agents are generated. AI assist provides automation based on client interactions. Prompts are provided to speak to customers. Real time updates and summaries are sent to client devices and streamed to customize agent sessions. Auto navigation of agent views and manipulations of the agent screen are optimized by AI. Instant client validations are enabled via audible and visual confirmations on client devices. Various other AI implementations for improved processing our similarly disclosed.