AI Conversation System for Dynamic Transaction Processing

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Solution Overview

Problem

Existing service platforms are inflexible and require users to navigate through structured interfaces to access desired data and services, making it difficult for users to find information or perform transactions without manual navigation or human assistance.

Innovation Solution

A computer framework that utilizes artificial intelligence (AI) models to provide natural conversation services, allowing users to interact with the system through chat interfaces and enabling the AI to dynamically generate responses and perform transactions by communicating with backend modules via predefined specifications.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If predefined information pages with fixed questions and answers are used, then the platform structure remains simple and easy to maintain, but users cannot naturally access desired data and services without manual navigation

Engineering Contradiction:
ImproveUser accessibility to data and servicesVSAvoidPlatform structure complexity
Core Design Contradiction:
Ease of operationVSDevice complexity

Solution Approach 1:

The patent replaces the mechanical navigation system (fixed menus and structured interfaces) with an AI-based natural language processing system. Users can query information through conversational input instead of navigating through predefined pages, allowing the system to dynamically retrieve and present relevant data based on user intent rather than following a rigid structural path.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The patent introduces an AI model as an intermediary between the user and the platform's data/services. This intermediary processes natural language queries, understands user intent, and translates requests into appropriate data retrieval operations, effectively mediating the interaction without requiring users to navigate the underlying platform structure directly.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If pre-generated questions and answers are provided on information pages, then the platform requires less processing power for basic queries, but the system cannot adapt to new or unanticipated user needs

Engineering Contradiction:
ImproveSystem adaptability to user needsVSAvoidProcessing power consumption
Core Design Contradiction:
Adaptability or versatilityVSUse of energy by moving object

Solution Approach 1:

The patent implements a dynamic query processing system where the AI model adapts its behavior based on the complexity and novelty of each user query. For simple, common queries, the system uses efficient retrieval mechanisms. For complex or novel queries, the system dynamically adjusts its processing strategy, invoking more sophisticated analysis only when necessary, thus balancing adaptability with processing efficiency.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The patent employs parameter changes in the AI model's processing depth and complexity based on query characteristics. The system adjusts parameters such as retrieval breadth, analysis depth, and response detail level dynamically, allocating processing resources according to the specific requirements of each query rather than using a fixed high-processing mode for all queries.

Inventive Principle:
Principle #35Parameter changes

3Reliability

If information pages are updated whenever platform data changes, then the information remains accurate and current, but the service provider bears additional maintenance burden and time consumption

Engineering Contradiction:
ImproveInformation accuracy and currencyVSAvoidTime for updating information
Core Design Contradiction:
ReliabilityVSLoss of time

Solution Approach 1:

The patent implements a self-service information update mechanism where the AI model automatically retrieves and presents updated platform information in response to user queries. When platform data changes, the system automatically reflects these updates without requiring manual intervention to update information pages, as the AI dynamically queries the latest data from the platform's data sources.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent employs preliminary action by continuously monitoring and indexing platform data changes in the background. The system prepares updated information in advance so that when users make queries, the most current data is already ready for immediate retrieval and presentation, eliminating the need for manual updates and reducing information latency.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS20250061407A1Evaluation of artificial intelligence models usable for a conversational artificial intelligence system
Publication Date: 2025.02.20 PAYPAL INC
  • US20250061407A1 patent drawing
  • US20250061407A1 patent drawing
  • US20250061407A1 patent drawing

AI summary

Methods and systems are presented for providing an artificial intelligence (AI)-based conversation system for facilitating a conversation with users and processing transactions for the users. The AI-based conversation system includes an AI model coupled with different backend modules. Based on an utterance submitted by a user during a chat session, the AI model is configured to generate instructions for a backend module to perform a transaction for the user based on a prompt template. The AI model also communicates the instructions to the backend module using a protocol specified in the prompt template. Upon receiving an output from the backend module, the AI model is configured to generate content for the chat session based on the output, and provide the content to the user.