AI Resource Transfer Monitoring Agents

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Solution Overview

Problem

Monitoring and managing resource transfer activity across multiple locations and time periods is time-consuming and prone to errors, as traditional methods fail to accommodate dynamic resource requirements and generate substantial data, leading to inefficient utilization.

Innovation Solution

A system utilizing artificial intelligence to process resource transfer data, generate user notifications for current and predicted activity, and optimize resource utilization through encryption, authentication, and neural networks for analysis and prediction, enabling secure and efficient management.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Loss of information

If traditional monitoring methods are used to track resource transfer activity, then comprehensive data collection is achieved, but time consumption and operational complexity increase significantly

Engineering Contradiction:
Improveresource transfer data collectionVSAvoidtime required for monitoring
Core Design Contradiction:
Loss of informationVSLoss of time

Solution Approach 1:

The system employs automated monitoring agents that autonomously collect resource transfer data from multiple sources without requiring manual intervention. These agents self-configure, self-monitor, and self-report data to the central platform, enabling comprehensive data collection while eliminating the time-consuming manual monitoring processes described in the background.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The patent replaces manual mechanical monitoring processes with automated software-based monitoring agents and artificial intelligence algorithms. The system uses automated data collection mechanisms, machine learning models for pattern recognition, and algorithmic analysis to substitute human-operated manual monitoring, thereby reducing time consumption while maintaining comprehensive data collection.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Reliability

If manual monitoring of resource transfers is performed, then detailed oversight is achieved, but error rates increase due to human factors

Engineering Contradiction:
Improvemonitoring accuracyVSAvoidover-utilization errors
Core Design Contradiction:
ReliabilityVSObject-generated harmful factors

Solution Approach 1:

The monitoring system operates autonomously through automated agents that collect, validate, and analyze resource transfer data without human intervention. The AI algorithms self-correct anomalies and generate alerts based on predefined thresholds and learned patterns, eliminating human errors such as over-utilization mistakes while maintaining high reliability in monitoring accuracy.

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The system implements continuous feedback loops where monitoring agents constantly compare actual resource transfers against predicted patterns and thresholds. When deviations are detected, the system automatically generates alerts and notifications to stakeholders, enabling real-time corrective action. This feedback mechanism prevents error propagation and maintains high monitoring reliability by immediately addressing anomalies.

Inventive Principle:
Principle #23Feedback

3Adaptability or versatility

If static monitoring metrics are used, then system simplicity is maintained, but adaptability to dynamic resource requirements deteriorates

Engineering Contradiction:
Improveaccommodation of dynamic resource requirementsVSAvoidmonitoring system complexity
Core Design Contradiction:
Adaptability or versatilityVSDevice complexity

Solution Approach 1:

The patent implements dynamic monitoring metrics that automatically adjust based on learned patterns from historical data and current system conditions. The AI algorithms continuously update thresholds, alert conditions, and monitoring parameters to adapt to changing resource requirements. This dynamic adaptation enables the system to respond to varying workloads, priorities, and resource availability without requiring manual reconfiguration, thereby achieving high versatility while managing complexity through automation.

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system dynamically modifies monitoring parameters such as alert thresholds, data collection frequencies, and analysis windows based on learned patterns and current system state. The AI algorithms adjust these parameters automatically to optimize monitoring effectiveness for different resource types, transfer volumes, and priority levels, enabling adaptability to dynamic requirements while the underlying system architecture manages the complexity of these changes.

Inventive Principle:
Principle #35Parameter changes

4Loss of information

If comprehensive resource transfer data is collected, then complete analysis capability is achieved, but data processing complexity and computational requirements increase

Engineering Contradiction:
Improvecompleteness of transfer dataVSAvoiddata processing complexity
Core Design Contradiction:
Loss of informationVSDevice complexity

Solution Approach 1:

The patent divides the comprehensive data collection and processing task into segments handled by distributed monitoring agents deployed across different system locations. Each agent collects and pre-processes data locally, filtering and aggregating information before transmission to the central analysis platform. This segmentation reduces the computational burden on any single system component while maintaining complete data collection capabilities across the entire resource transfer ecosystem.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The system extracts and separates critical analysis functions from the raw data collection process. Monitoring agents collect comprehensive data, but only essential features and anomalies are extracted for further analysis. The AI algorithms focus computational resources on analyzing extracted patterns and deviations rather than processing all raw data, thereby achieving complete data collection while managing processing complexity through selective extraction and focused analysis.

Inventive Principle:
Principle #2Taking out (Extraction)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

The system automates resource transfer analysis, reduces errors, and optimizes resource utilization by providing timely and relevant insights, ensuring efficient and secure management of resource transfers.

Implementation Method 1

The terminal computing device verifies the user computing device by receiving a certificate of authority from the user computing device that is encrypted using an encryption key stored by the user computing device. The terminal computing device decodes, or decrypts, the certificate authority using a public key

Methodology Applied
Scientific EffectEncryption/Decryption:

Data Source

PatentUS20240193612A1Actionable insights for resource transfers
Publication Date: 2024.06.13 TRUIST BANK
  • US20240193612A1 patent drawing
  • US20240193612A1 patent drawing
  • US20240193612A1 patent drawing

AI summary

Disclosed are systems and methods that automate management and monitoring of remote resource utilization activity. The systems process incoming transfer instructions, data relating to prior resource transfers, and data relating to end user attributes and activities to generate notifications concerning relevant current transfer activity, expected future transfers, and modifications to optimize ongoing resource utilization and transfer activity. The systems allow resource utilization to be managed effectively, efficiently, and in a secure fashion using encryption and individual computing device authentication techniques.