AI Structural Protection Deployment for Natural Event Prevention

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Solution Overview

Problem

Conventional insurance techniques for property protection are reactive rather than preventative, leading to increased costs and damage from natural events.

Innovation Solution

An intelligent structural protection system using an artificial intelligence neural network to predict natural events and deploy protective components, such as airbags or nets, to enclose structures and prevent damage.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Reliability

If conventional reactive insurance techniques are used for property protection, then insurance companies can manage costs through mathematical modeling, but property damage occurs before prevention can take place

Engineering Contradiction:
Improveproperty protection effectivenessVSAvoidinsurance costs
Core Design Contradiction:
ReliabilityVSLoss of energy

Solution Approach 1:

The system performs preliminary action by deploying protective components (such as airbags or nets) before natural events occur. The AI neural network analyzes weather data to predict upcoming events, and the system proactively deploys protection measures in advance, transforming the reactive insurance model into a preventative one that reduces both damage and costs

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The system implements feedback by continuously monitoring weather data and adjusting protection deployment decisions. The AI neural network processes real-time weather information, compares it against historical patterns, and dynamically determines when to deploy or retract protective components, creating a closed-loop system that responds to changing conditions

Inventive Principle:
Principle #23Feedback

2Reliability

If protective components are deployed continuously to protect structures, then property damage is minimized, but operational costs increase due to constant deployment

Engineering Contradiction:
Improveproperty protection effectivenessVSAvoidprotective component operational cost
Core Design Contradiction:
ReliabilityVSUse of energy by moving object

Solution Approach 1:

The system applies dynamics by making the protective component deployment state variable rather than fixed. The AI neural network dynamically adjusts deployment based on real-time weather conditions, deploying protection only when predicted events indicate risk and retracting when conditions are safe, optimizing both protection effectiveness and operational costs

Inventive Principle:
Principle #15Dynamics

Solution Approach 2:

The system changes the operational parameter of protective component deployment from a constant state to a variable state based on weather predictions. The AI model analyzes multiple parameters (weather data, event likelihood, time frames) and adjusts deployment status accordingly, reducing energy consumption while maintaining protection when needed

Inventive Principle:
Principle #35Parameter changes

3Loss of time

If AI neural networks are used to predict natural events, then property protection timing is optimized, but system complexity increases

Engineering Contradiction:
Improveprotection deployment timingVSAvoidintelligent structural protection system complexity
Core Design Contradiction:
Loss of timeVSDevice complexity

Solution Approach 1:

The system replaces traditional mechanical or rule-based prediction systems with an AI neural network. The neural network processes weather data and natural event predictions using advanced algorithms that learn from historical patterns, providing more accurate and timely predictions despite increased computational complexity, which is managed through cloud-based processing

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Data Source

PatentUS20250251530A1Intelligent structural protection systems and methods
Publication Date: 2025.08.07 ALLSTATE INSURANCE COMPANY
  • US20250251530A1 patent drawing
  • US20250251530A1 patent drawing
  • US20250251530A1 patent drawing

AI summary

Systems and methods for deployment of a protective component, generation of a customized design for the protective component, or combinations thereof are associated with a structure comprising a portion, a neural network model, processor(s), and memory storing machine readable instructions. When executed for deployment, the neural network model predicts the likelihood of the occurrence of the natural event in the geographic area within the time frame as high as defined by when the likelihood is above a threshold, and deploys the protective component for protecting the portion of the structure when the likelihood is high. For customized design, the neural network model is used to access dimension and weather data associated with a structure and weather data to generate the customized design of the protective component for the structure.