AMIP Cloud Wallet Integration for Vehicle Settings and Toll Payments

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Solution Overview

Problem

Current vehicles operate independently from the digital world, lacking seamless integration with cloud-based user accounts for financial transactions and personalized settings, leading to inflexibility in toll payments and vehicle configurations.

Innovation Solution

The Automobile Mobile-Interaction Platform (AMIP) enables users to connect their electronic wallets with vehicles, allowing for wireless communication and synchronization of settings, transactions, and payment methods across multiple users, using technologies like Bluetooth and NFC for seamless integration with cloud-based systems.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Extent of automation

If RFID transmitters are used for automatic toll payment, then toll payment automation is improved, but the ability to apportion charges to multiple users is lost

Engineering Contradiction:

Improvetoll payment automationVSAvoidcharge apportionment capability

Core Design Contradiction:

Extent of automationVSAdaptability or versatility

Solution Approach 1:

The patent segments the toll payment system into multiple user profiles (driver profile and passenger profiles) that can be independently associated with different payment methods. This allows the system to automatically charge different portions of toll fees to different users based on their respective profiles, resolving the contradiction between automation and charge apportionment capability.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The toll payment system is designed to handle multiple functions: automatic payment, charge apportionment among multiple users, and flexible payment method selection. By making the system universal to accommodate various payment scenarios (single user, multiple users, different payment methods), it simultaneously achieves automation and adaptability.

Inventive Principle:

Principle #6Universality (Multi-functionality)

2Device complexity

If vehicle settings are stored locally, then system simplicity is maintained, but portability of personalized settings is lost

Engineering Contradiction:

Improvesettings storage simplicityVSAvoidsettings portability

Core Design Contradiction:

Device complexityVSAdaptability or versatility

Solution Approach 1:

The patent merges local vehicle settings storage with cloud-based user profile storage. Settings are maintained locally for immediate use but are simultaneously synchronized with and portable across vehicles through cloud-based user profiles associated with electronic wallets. This combination resolves the contradiction between local storage simplicity and settings portability.

Inventive Principle:

Principle #5Merging (Combining)

Solution Approach 2:

The cloud-based system acts as an intermediary between the vehicle's local settings and multiple users' devices. It enables settings to be stored locally for simplicity while providing portability through cloud synchronization, allowing users to access their personalized settings across different vehicles without manual reconfiguration.

Inventive Principle:

Principle #24Intermediary (Mediator)

3Ease of operation

If a single user account is tied to the vehicle, then account management is simplified, but flexibility for multiple users is reduced

Engineering Contradiction:

Improveaccount management simplicityVSAvoidmulti-user flexibility

Core Design Contradiction:

Ease of operationVSAdaptability or versatility

Solution Approach 1:

The patent segments the account system into one primary vehicle owner account and multiple passenger accounts, each with their own electronic wallets and payment methods. This segmentation allows the system to maintain simple management of the primary account while providing flexible multi-user capabilities through the associated passenger accounts.

Inventive Principle:

Principle #1Segmentation

Solution Approach 2:

The account system is designed to be universal, supporting both single-user and multi-user scenarios. The primary vehicle owner account can manage the vehicle while associated passenger accounts provide flexibility for multiple users to make payments and access settings, achieving both simplicity and adaptability.

Inventive Principle:

Principle #6Universality (Multi-functionality)

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

AMIP facilitates automatic toll payments, personalized vehicle settings portability, and shared financial transactions among multiple users, enhancing convenience and flexibility in vehicle usage.

Implementation Method 1

The client device may include a near-field communication (NFC) enabled mobile device

Methodology Applied

Scientific EffectNear Field Communication (NFC): Electromagnetic Induction

Implementation Method 2

using technologies like Bluetooth and NFC for seamless integration with cloud-based systems

Methodology Applied

Scientific EffectBluetooth wireless communication: Electromagnetic Induction

Data Source

PatentUS11488125B2Automobile mobile-interaction platform apparatuses, methods and systems

Publication Date: 2022.11.01 VISA INTERNATIONAL SERVICE ASSOCIATION

AI summary

The AUTOMOBILE MOBILE-INTERACTION PLATFORM APPARATUSES, METHODS AND SYSTEMS (“AMIP”) The AMIP transforms cloud-based wallet and automobile settings into transaction and automobile outputs. In some embodiments, a user may request to connect an electronic wallet account to an automobile interface. Once the user's credentials have been authenticated, the automobile interface may request and receive from a remote server automobile-related and payment-method-related settings. The automobile interface may then configure its settings according to the received information.