Companion Animal Authentication Server for Biometric Visit Verification
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Solution Overview
Problem
The low subscription rate of pet insurance is due to the difficulty in verifying whether insured animals have visited pet hospitals, lacking a method to confirm the identity and visits of companion animals, leading to potential fraudulent claims.
Innovation Solution
An authentication server system that authenticates companion animals using biometric data, verifies facility visits, and generates visit certificates, integrating with insurance processes to ensure validity.
Engineering Contradictions & Design Principles
Engineering Contradiction Analysis
1Reliability
If biometric authentication system is implemented, then reliability of pet insurance verification is improved, but device complexity increases
Solution Approach 1:
The patent introduces an authentication server as an intermediary component that mediates between the insurance company and the pet hospital. This server receives biometric data from the hospital, processes authentication, and issues visit certificates to the insurance company. By placing this intermediary system, the patent resolves the contradiction by centralizing the complex authentication logic externally, allowing the insurance company to verify claims reliably without managing complex verification systems themselves.
Solution Approach 2:
The patent creates a digital copy of the biometric verification process through automated data exchange. Instead of manual verification, the system copies and transmits biometric data and visit information electronically between the authentication server and insurance company. This copying mechanism enables reliable verification while reducing the operational complexity for the insurance company, as they simply need to receive and process the generated certificates rather than conduct complex verification procedures.
2Device complexity
If manual verification method is used, then system complexity is low, but verification capability is insufficient
Solution Approach 1:
The patent replaces manual verification processes with an automated electronic system. Instead of requiring manual checking of documents or physical verification, the system uses automated biometric data processing, digital certificate generation, and electronic transmission. This substitution of mechanical/manual processes with automated electronic mechanisms enables sufficient verification capability while maintaining relatively low system complexity, as the automation handles the verification tasks that would otherwise require complex manual procedures.
3Ease of operation
If visit verification is not implemented, then operation simplicity is maintained, but fraudulent claims increase
Solution Approach 1:
The patent implements preliminary action by requiring the pet hospital to first authenticate the pet's biometric data and generate a visit certificate before the insurance claim can be processed. This preliminary verification step ensures that only legitimate visits are recorded, preventing fraudulent claims from entering the insurance processing system. The operation remains simple for the insurance company as they simply need to verify the generated certificates rather than conduct complex verification procedures.
Solution Approach 2:
The patent establishes a feedback mechanism where the authentication server provides verified visit information back to the insurance company. The system collects biometric data from the hospital, processes it through authentication, and feeds back verified visit certificates to the insurance company for claim processing. This feedback loop ensures that fraudulent claims are detected and rejected while maintaining operational simplicity, as the feedback mechanism automates the verification process rather than requiring manual intervention.
Data Source
AI summary
Provided is a system for providing a service related to authentication of a companion animal, capable of verifying the identity of a companion animal and whether the companion animal has visited a facility. An operation method of an authentication server in the system for providing a service related to authentication of a companion animal includes: receiving biometric image data related to biometric information of a companion animal from a user device; determining a location of the user device from the biometric image data; confirming a visit to a facility of the companion animal based on the biometric information of the companion animal and the location of the user device; and storing information about the visit to the facility of the companion animal.