Anonymized Asset Data Collection System for Financial Privacy

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Solution Overview

Problem

Finance institutions face difficulties in accessing and utilizing anonymized asset information held by other institutions, limiting their ability to compare and manage asset situations effectively due to privacy laws and technical barriers.

Innovation Solution

An asset information collection apparatus that anonymizes asset data using a first reception part, generates anonymous asset information, and stores it with identifiers, allowing for secure sharing with third parties while maintaining user privacy.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Object-affected harmful factors

If asset information is anonymized and provided to third parties, then privacy protection is improved, but the ability to compare and utilize asset information across different finance institutions deteriorates

Engineering Contradiction:
Improveprivacy protectionVSAvoidasset information usability
Core Design Contradiction:
Object-affected harmful factorsVSLoss of information

Solution Approach 1:

The patent introduces a centralized server as an intermediary that collects anonymized asset information from multiple finance institutions. This mediator enables third parties to access and compare asset information without requiring direct access to individual institution databases, thus maintaining privacy while improving information usability. The server acts as a trusted intermediary that aggregates data while preserving anonymity.

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent creates a universal anonymized asset information database that serves multiple purposes: privacy protection for individuals, data aggregation for finance institutions, and analytical capabilities for third parties. This multi-functional system allows the same anonymized data to be used for different objectives simultaneously, resolving the contradiction between privacy and usability.

Inventive Principle:
Principle #6Universality (Multi-functionality)

2Reliability

If finance institutions maintain separate asset information databases, then data security and privacy control are improved, but the complexity of acquiring comprehensive asset information deteriorates

Engineering Contradiction:
Improvedata securityVSAvoidinformation acquisition system
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent merges multiple separate asset information databases from different finance institutions into a single centralized anonymized database. This combination maintains the security benefits of centralized control while eliminating the complexity of accessing multiple separate systems. The merged database provides comprehensive asset information through a single access point, reducing system complexity while maintaining security through centralized management.

Inventive Principle:
Principle #5Merging (Combining)

3Productivity

If asset information is made accessible to third parties, then information utilization and service quality are improved, but the risk of identifying specific individuals deteriorates

Engineering Contradiction:
Improveinformation utilizationVSAvoididentification risk
Core Design Contradiction:
ProductivityVSObject-affected harmful factors

Solution Approach 1:

The patent extracts personally identifiable information from asset data, retaining only the anonymized characteristics needed for analysis and comparison. By taking out the identifying elements while preserving the useful asset information, the system enables high information utilization for third-party services while eliminating the risk of identifying specific individuals. The extracted anonymized data maintains analytical value without containing personal identifiers.

Inventive Principle:
Principle #2Taking out (Extraction)

Data Source

PatentUS11501385B2Asset information collection apparatus
Publication Date: 2022.11.15 NOMURA RESEARCH INSTITUTE
  • US11501385B2 patent drawing
  • US11501385B2 patent drawing
  • US11501385B2 patent drawing

AI summary

An asset information collection apparatus includes: a first reception part configured to cause a plurality of first servers to anonymize a plurality of items of asset information and to generate a plurality of items of anonymous asset information such that a specific individual cannot be identified based on the items of asset information when the items of asset information stored in the first servers are viewed by one or more user terminals, and configured to receive the items of anonymous asset information from the first servers; a second reception part configured to be for one or more users using the one or more user terminals and to receive one or more identifiers that is not capable of identifying a specific individual from the first servers; and a storage part configured to store the items of anonymous asset information in association with the one or more identifiers.