Anti-Skimming Card Reader Using Micro Cameras and Battery Detection

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Solution Overview

Problem

Automatic teller machines (ATMs) and other computing devices with card readers are vulnerable to skimming devices that capture users' identifying information and PINs, leading to fraud and identity theft, as these devices are difficult to detect and can operate discreetly.

Innovation Solution

An anti-skimming computing device equipped with a two-stage detection process using micro cameras and a battery detector circuit to identify the presence of a skimming device, which involves analyzing obscured camera images and detecting external batteries to confirm the presence of a skimming device, triggering security measures such as shutter closure and surveillance activation.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Extent of automation

If a card reader is installed in an ATM or computing device to enable electronic transactions, then transaction convenience and automation are improved, but vulnerability to skimming devices and fraud increases

Engineering Contradiction:
Improvetransaction automationVSAvoidskimming device vulnerability
Core Design Contradiction:
Extent of automationVSObject-affected harmful factors

Solution Approach 1:

The system performs preliminary detection actions before the card reader is used. Micro cameras capture images of the card reader area in advance, and the system analyzes these images to detect skimming devices before any transaction occurs, preventing fraud rather than responding after detection

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent introduces micro cameras and image analysis algorithms as intermediary detection mechanisms between the user and the card reader. These intermediaries secretly monitor the card reader area to detect skimming devices without interfering with normal card insertion or transaction processes

Inventive Principle:
Principle #24Intermediary (Mediator)

2Measurement precision

If micro cameras are positioned proximate to the card reader to detect skimming devices, then detection capability is improved, but device complexity increases

Engineering Contradiction:
Improveskimming device detection capabilityVSAvoiddetection system complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The system uses the existing card reader component and its surrounding structure to serve dual purposes: normal card reading and skimming device detection. The micro cameras are positioned to utilize the card reader's existing housing and mounting structures, eliminating the need for separate complex mounting mechanisms

Inventive Principle:
Principle #25Self-service

Solution Approach 2:

The card reader component and its surrounding housing serve multiple functions: they enable normal card transactions while simultaneously providing mounting structures and detection zones for micro cameras that monitor for skimming devices, reducing overall system complexity

Inventive Principle:
Principle #6Universality (Multi-functionality)

3Measurement precision

If a two-stage detection process using micro cameras and battery detectors is implemented, then detection accuracy is improved, but energy consumption increases

Engineering Contradiction:
Improvedetection accuracyVSAvoiddetection system energy consumption
Core Design Contradiction:
Measurement precisionVSUse of energy by moving object

Solution Approach 1:

The system implements periodic image capture and analysis rather than continuous monitoring. Micro cameras capture images at specific intervals or triggered by card insertion events, and the battery detector activates only when image analysis indicates potential skimming device presence, significantly reducing energy consumption compared to continuous operation

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The micro camera image analysis is performed as a preliminary screening stage before activating the more energy-intensive battery detector. This preliminary action filters out false positives and ensures the battery detector only activates when there is actual evidence of a skimming device, optimizing energy usage

Inventive Principle:
Principle #10Preliminary action

Applied Scientific Principles

This section explains which scientific principles are used to turn an abstract innovation direction into a practical engineering solution.

Function Achieved in This Case

Effectively prevents transactions and captures evidence of skimming attempts by detecting and alerting authorities, reducing the risk of fraud and identity theft, while maintaining user safety and device functionality.

Implementation Method 1

the anti-skimming computing device initiates a battery detector circuit to detect whether an external battery is present near the card reader

Methodology Applied
Scientific EffectElectrical detection: Electrical Resistance

Data Source

PatentUS10878430B1Anti-skimming card reader computing device
Publication Date: 2020.12.29 WELLS FARGO BANK NA
  • US10878430B1 patent drawing
  • US10878430B1 patent drawing
  • US10878430B1 patent drawing

AI summary

A computing device that includes a card reader component including a card reader, a plurality of micro cameras positioned proximate to the card reader, a battery detector circuit, and processing circuitry in communication with the card reader component, the plurality of micro cameras, and the battery detector circuit is described. The processing circuitry is configured to analyze one or more images captured by the plurality of micro cameras, determine that one or more of the images captured by the plurality of micro cameras is obscured, in response to the determination that the one or more of the images of the plurality of micro cameras is obscured, initiate the battery detector circuit, and in response to the battery detector circuit detecting a presence of an external battery near the card reader, determine that a skimming device is affixed over the card reader component.