Antifraud Image Verification via Keypoint Consistency

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Solution Overview

Problem

In the vehicle insurance industry, manual detection of tampered images is time-consuming, inefficient, and inaccurate, especially when dealing with multiple images from different angles, making it difficult to identify fraudulent damage assessments.

Innovation Solution

A method and system that classify and analyze multiple damage assessment images using keypoint features and transformation matrices to verify the consistency of vehicle portions across images, generating alerts for potential fraud when inconsistencies are detected.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If manual detection methods are used to identify tampered images, then human inspectors can visually assess image authenticity, but the detection process becomes time-consuming and inefficient

Engineering Contradiction:
Improvedetection accuracyVSAvoiddetection time
Core Design Contradiction:
Measurement precisionVSLoss of time

Solution Approach 1:

The patent replaces manual mechanical inspection with an automated computer-based system that uses image processing algorithms, keypoint detection, and transformation matrix calculations to automatically detect tampered images, eliminating time-consuming manual review while maintaining detection accuracy

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

Solution Approach 2:

The system enables images to self-verify their authenticity through automated comparison of keypoint features and transformation matrices, where the images themselves provide the data needed for detection without requiring external manual analysis

Inventive Principle:
Principle #25Self-service

2Object-generated harmful factors

If Photoshop technology is used to create tampered images, then image manipulation becomes more sophisticated and harder to detect, but the tampered regions cannot be observed directly by human eyes

Engineering Contradiction:
Improveimage tampering capabilityVSAvoidtampering detection difficulty
Core Design Contradiction:
Object-generated harmful factorsVSDifficulty of detecting and measuring

Solution Approach 1:

The patent introduces keypoint features and transformation matrices as intermediary elements that bridge the gap between sophisticated tampered images and detection capabilities, allowing the system to indirectly detect manipulations by comparing geometric relationships rather than directly observing visual anomalies

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The system transitions from two-dimensional visual inspection to multi-dimensional analysis by extracting keypoint coordinates, calculating transformation matrices, and comparing geometric relationships across multiple dimensions, making it possible to detect tampering that is invisible in the original image space

Inventive Principle:
Principle #17Another dimension (Dimensionality change)

3Reliability

If multiple damage assessing images from different angles are processed, then comprehensive vehicle damage assessment is achieved, but the complexity of verifying consistency across images increases

Engineering Contradiction:
Improveassessment completenessVSAvoidverification system complexity
Core Design Contradiction:
ReliabilityVSDevice complexity

Solution Approach 1:

The patent transforms the verification problem by changing parameters from direct pixel-level comparison to keypoint feature extraction and transformation matrix calculation, simplifying the verification process while maintaining the ability to handle multiple images from different angles

Inventive Principle:
Principle #35Parameter changes

Solution Approach 2:

The system segments the complex verification task into distinct steps: keypoint detection, feature extraction, transformation matrix calculation, and consistency verification, making the overall process more manageable and systematic

Inventive Principle:
Principle #1Segmentation

4Productivity

If automated image analysis is implemented, then detection efficiency is improved, but the system complexity and computational requirements increase

Engineering Contradiction:
Improvedetection efficiencyVSAvoidsystem complexity
Core Design Contradiction:
ProductivityVSDevice complexity

Solution Approach 1:

The system performs preliminary actions by pre-calculating and storing keypoint features and transformation matrices for each image, so that when verification is needed, the computationally intensive work has already been done, improving efficiency without proportionally increasing real-time system complexity

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS10410292B2Method, system, apparatus, and storage medium for realizing antifraud in insurance claim based on consistency of multiple images
Publication Date: 2019.09.10 PING AN TECH (SHENZHEN) CO LTD
  • US10410292B2 patent drawing
  • US10410292B2 patent drawing
  • US10410292B2 patent drawing

AI summary

The provided method includes: classifying damage assessing images of a same vehicle portion into one same image set; obtaining keypoint features of each image set, diving every two damage assessing images in each image set into one image group, matching multiple relevant keypoints from the damage assessing images in each image group; calculating a feature point transform matrix of each image, and converting one of the two damage assessing images in each image group to a to-be-verified image which has the same shooting angle as the other damage assessing image in the image group; matching feature parameters of the to-be-verified image with those of the other damage assessing image in the same image group; and generating reminder information, when there are unmatched parameters, to remind the user of frauds of the damage assessing images received from the terminal.