Application-Specific API Keys for Granular User Data Access

Resolve Bottlenecks,
Find Innovative Solutions
Generate Solutions

Solution Overview

Problem

Conventional authentication systems for APIs rely on single-factor trust, leading to security vulnerabilities such as password compromise and unrestricted access, making it difficult to revoke access to individual third parties without affecting all, and exposing user data to phishing and malicious applications.

Innovation Solution

Implement a multi-layered authentication system using unique application and customer data keys, requiring separate transactions for activation, and incorporating additional security measures like multi-factor authentication to control access to user data and services.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If conventional single-factor authentication is used for API access, then ease of operation is improved, but security is worsened

Engineering Contradiction:
Improveease of operationVSAvoidsecurity
Core Design Contradiction:
Ease of operationVSReliability

Solution Approach 1:

The patent segments authentication into multiple independent factors: application credentials, customer credentials, and device identifiers. Each factor provides a layer of security, and all must be present for successful authentication. This multi-factor approach maintains ease of operation while significantly improving security against phishing and credential compromise.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent introduces an intermediary authentication mechanism that mediates between the application and the protected resource. Instead of direct password-based authentication, the system uses multiple credentials that act as intermediaries, verifying both the application's identity and the customer's authorization without exposing sensitive information.

Inventive Principle:
Principle #24Intermediary (Mediator)

2Adaptability or versatility

If broad access credentials are shared with third party applications, then adaptability is improved, but security is worsened

Engineering Contradiction:
ImproveadaptabilityVSAvoidsecurity risk
Core Design Contradiction:
Adaptability or versatilityVSObject-affected harmful factors

Solution Approach 1:

The patent segments access control by requiring separate credentials for each application-customer-device combination. Instead of sharing broad credentials, each third-party application receives specific credentials tailored to its needs, limiting the impact of credential compromise to a single application rather than all access.

Inventive Principle:
Principle #1Segmentation

Solution Approach 2:

The patent applies local quality by making credentials specific to particular applications, customers, and devices rather than universal. Each credential set is optimized for its specific context, providing appropriate access rights while minimizing security risk exposure.

Inventive Principle:
Principle #3Local quality

3Ease of operation

If resource owner credentials are stored by applications, then ease of operation is improved, but security is worsened

Engineering Contradiction:
Improveease of operationVSAvoidsecurity vulnerability
Core Design Contradiction:
Ease of operationVSObject-generated harmful factors

Solution Approach 1:

The patent extracts the credential storage function from the application and places it on the server side. Applications no longer store sensitive customer credentials locally; instead, the system manages credentials securely on servers, eliminating the security vulnerability of local credential storage while maintaining ease of operation through automated authentication.

Inventive Principle:
Principle #2Taking out (Extraction)

4Device complexity

If single-factor authentication is used, then device complexity is reduced, but reliability is worsened

Engineering Contradiction:
Improvedevice complexityVSAvoidsecurity
Core Design Contradiction:
Device complexityVSReliability

Solution Approach 1:

The patent segments authentication into multiple independent factors that work together: application credentials, customer credentials, and device identifiers. This segmentation provides comprehensive security without significantly increasing device complexity, as each factor can be implemented independently and the system manages the coordination automatically.

Inventive Principle:
Principle #1Segmentation

Data Source

PatentUS12432188B2System and method for providing controlled application programming interface security
Publication Date: 2025.09.30 CAPITAL ONE NA
  • US12432188B2 patent drawing
  • US12432188B2 patent drawing
  • US12432188B2 patent drawing

AI summary

A system and method for providing access to data of a user or services relevant to a user. A customer data key is created by a server that is specific to an application, the user of the application, and the device upon which the application resides. The server may receive an application programming interface call to create the customer data key; however, any call accessing or affecting user-specific data which does not contain a valid and authorized customer data key may be rejected. To authorize the access to the offered data or services, the user conducts an entirely separate transaction not mediated by the application. During this separate transaction, the customer data key may be activated, permitting access to the data or services using the activated customer data key.