Augmented Reality Card Data Display System

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Solution Overview

Problem

Card devices pose security risks due to visible private data, which can be misused if lost or misplaced, and there is a need for secure access and recovery mechanisms.

Innovation Solution

Implementing a card device with a wireless communication mechanism that communicates card and user-identifying data to a mobile device, using QR codes, NFC, or RFID, allowing an augmented reality display of private data only accessible by the rightful owner through verification.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of operation

If private data is printed on card facings for easy access, then ease of operation is improved, but security is worsened due to risk of unauthorized access if card is lost or misplaced

Engineering Contradiction:
Improveaccess to private dataVSAvoidunauthorized access to private data
Core Design Contradiction:
Ease of operationVSObject-affected harmful factors

Solution Approach 1:

The patent extracts private data from the physical card surface and stores it remotely in a database. The card only contains a reference identifier, while the actual private data (account numbers, personal information) is stored separately and accessed wirelessly when needed, eliminating the security risk of printed sensitive information on the card itself

Inventive Principle:
Principle #2Taking out (Extraction)

Solution Approach 2:

The patent introduces a wireless communication mechanism and remote database as intermediaries between the card and private data. Instead of direct physical printing of sensitive data on the card, the system uses wireless transmission through a communication mechanism that verifies card validity before disclosing data, adding a security layer through the intermediary system

Inventive Principle:
Principle #24Intermediary (Mediator)

2Object-affected harmful factors

If card device is made secure by removing visible private data, then security is improved, but ease of operation is worsened as users cannot quickly access their data

Engineering Contradiction:
Improveprotection against data misuseVSAvoidaccess to private data
Core Design Contradiction:
Object-affected harmful factorsVSEase of operation

Solution Approach 1:

The system performs preliminary verification of card validity and user authentication before enabling data access. The wireless communication mechanism pre- Validates the card reference against the database and establishes secure communication channels in advance, so that when the user needs data, it is immediately available through the already-authenticated connection

Inventive Principle:
Principle #10Preliminary action

Solution Approach 2:

The patent creates a digital copy of private data stored in a remote database that can be wirelessly transmitted to authorized devices. Instead of having physical copies printed on the card, the system maintains digital replicas that can be selectively accessed and displayed on trusted devices like smartphones or computers, providing convenience without compromising card security

Inventive Principle:
Principle #26Copying

3Object-affected harmful factors

If card device includes wireless communication mechanism for secure data access, then security is improved, but device complexity is worsened

Engineering Contradiction:
Improveunauthorized data access preventionVSAvoidcard device structure
Core Design Contradiction:
Object-affected harmful factorsVSDevice complexity

Solution Approach 1:

The patent utilizes existing universal wireless communication standards (such as NFC, RFID, or Bluetooth protocols) that are already widely implemented in modern cards and devices. By leveraging these established multi-functional communication mechanisms rather than creating proprietary systems, the card can achieve secure wireless data transmission capabilities without significantly increasing complexity

Inventive Principle:
Principle #6Universality (Multi-functionality)

Solution Approach 2:

The wireless communication mechanism is designed to automatically perform verification and data retrieval operations without requiring complex user intervention. The card itself serves to initiate and manage the secure communication process, automatically transmitting its reference identifier and receiving authenticated data requests, thereby simplifying the user interface despite the enhanced security backend

Inventive Principle:
Principle #25Self-service

Data Source

PatentUS20240144236A1System for augmented reality display of private data on a private data-less card device
Publication Date: 2024.05.02 BANK OF AMERICA CORP
  • US20240144236A1 patent drawing
  • US20240144236A1 patent drawing
  • US20240144236A1 patent drawing

AI summary

Augmented reality is implemented to display private data on a card device that does not include actual visible private data. The card device includes a wireless communication mechanism that is configured to communicate card device and/or user-identifying data to a mobile communication device in possession of a user. The mobile communication device includes an application that is configured to receive the card device and/or user-identifying data and verify that the user is a rightful possessor/owner of the card device. Once the user has been verified and, in some embodiments, authenticated, the application launches the image capturing device on the mobile communication device and an image is captured of either the front facing or the back facing of the card device. Consequently, the application presents an augmented reality display that includes the private data superimposed in augmented reality form on the captured image.