Augmented Reality Check Verification System

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Solution Overview

Problem

Current information security and document processing technologies are inadequate for reliable and efficient document verification, as they are prone to signature mismatches, name mismatches, and security vulnerabilities due to the physical nature of paper documents, which can be tampered with or manipulated.

Innovation Solution

The implementation of Augmented Reality (AR) technology to generate, verify, and realize AR documents such as AR checks, using unique codes generated from sender and receiver data, displayed as virtual images that can be authenticated through multi-factor authentication and compared using machine learning algorithms, and processed at AR-enabled ATMs.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Ease of manufacture

If paper documents are used for document processing, then ease of manufacture and operation are improved, but security reliability deteriorates due to physical fabrication and tampering vulnerabilities

Engineering Contradiction:
Improveease of manufactureVSAvoidsecurity reliability
Core Design Contradiction:
Ease of manufactureVSReliability

Solution Approach 1:

The patent replaces physical paper documents with digital copies rendered as augmented reality images. The system generates AR documents that are digital representations of traditional documents, displaying them through a camera view on a display screen. This copying approach eliminates the security vulnerabilities of paper documents while maintaining the familiar document format and functionality.

Inventive Principle:
Principle #26Copying

Solution Approach 2:

The patent substitutes the mechanical physical document system with an optical-digital AR system. Instead of handling physical paper that can be tampered with, the system uses digital image processing, camera display technology, and software-based document rendering to create and verify documents, thereby eliminating physical security vulnerabilities.

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Device complexity

If traditional document verification technologies are used, then device complexity is reduced, but measurement precision deteriorates due to signature and name mismatching errors

Engineering Contradiction:
Improvedevice complexityVSAvoidverification precision
Core Design Contradiction:
Device complexityVSMeasurement precision

Solution Approach 1:

The patent implements a verification feedback mechanism where the system compares the AR document image captured by the camera with the original document data stored in the database. This feedback loop allows the system to detect and alert users about mismatches in signatures, names, or other document elements, thereby improving verification precision without significantly increasing system complexity.

Inventive Principle:
Principle #23Feedback

Solution Approach 2:

The system performs preliminary verification by comparing document elements before finalizing the document processing. The AR document is generated with embedded verification data, and the system pre-checks for potential mismatches between the displayed document and the stored original, preventing errors before they affect the final outcome.

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS11449841B1Information security system and method for augmented reality check realization
Publication Date: 2022.09.20 BANK OF AMERICA CORP
  • US11449841B1 patent drawing
  • US11449841B1 patent drawing
  • US11449841B1 patent drawing

AI summary

A system for Augmented Reality (AR) document realization receivers a request to transfer an amount of an AR document into account of a receiver. The AR document comprises an AR check. The system fetches a first AR check image from a memory. The system extracts a first set of features from the first AR check image. The system receives a second AR check image from a computing device associated with the receiver. The system extracts a second set of features from the second AR check image. The system compares the first AR check image with the second AR check image. The system determines whether the first AR check image corresponds to the second AR check image. In response to determining that the first AR check image corresponds to the second AR check image, the system transfers the amount into the account of the receiver.