AR Identity Authentication via Video Analysis

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Solution Overview

Problem

Current methods for authenticating individuals in financial transactions are inconvenient, insecure, and rely heavily on memory and visual cues, which are limited in accuracy and reliability, especially when dealing with unfamiliar individuals or transactions.

Innovation Solution

Implementing real-time video analysis using augmented reality (AR) on mobile devices to identify individuals through facial features, symmetry, eye color, hair color, body type, clothing, and other recognizable traits, comparing these features to reference images to authenticate identities and facilitate financial transactions.

Engineering Contradictions & Design Principles

VSEngineering Contradiction Analysis

1Measurement precision

If real-time video analysis with AR is implemented to identify individuals, then authentication accuracy is improved, but device complexity increases

Engineering Contradiction:
Improveauthentication accuracyVSAvoidsystem complexity
Core Design Contradiction:
Measurement precisionVSDevice complexity

Solution Approach 1:

The patent introduces an intermediary system comprising a processor and software application that mediates between the video camera and the authentication decision. This intermediary layer processes video frames, extracts facial features, compares them against reference images, and presents augmented reality overlays to assist authentication, thereby achieving high accuracy without overwhelming the mobile device's core functionality

Inventive Principle:
Principle #24Intermediary (Mediator)

Solution Approach 2:

The patent replaces traditional mechanical authentication methods (physical ID cards, manual password entry) with an optical-based video analysis system. The mobile device's camera captures visual data, which is then processed through image recognition algorithms to authenticate individuals, substituting physical and manual processes with optical and computational methods

Inventive Principle:
Principle #28Mechanics substitution (Replace mechanical system)

2Ease of operation

If real-time video analysis is used to identify individuals, then authentication convenience is improved, but processing energy consumption increases

Engineering Contradiction:
Improveauthentication convenienceVSAvoidprocessing energy consumption
Core Design Contradiction:
Ease of operationVSUse of energy by moving object

Solution Approach 1:

The system employs periodic action by analyzing video frames at selective intervals rather than continuously processing every frame. The processor captures video streams and processes them in discrete time intervals, updating the augmented reality display periodically with new identification information, thereby reducing continuous processing energy consumption while maintaining real-time authentication capability

Inventive Principle:
Principle #19Periodic action

Solution Approach 2:

The system performs preliminary action by pre-processing and storing reference images of individuals before authentication scenarios occur. During actual authentication, the system compares captured video frames against these pre-prepared reference images, significantly reducing the computational energy required during the critical authentication moment compared to creating and analyzing all possible reference data in real-time

Inventive Principle:
Principle #10Preliminary action

Data Source

PatentUS8438110B2Conducting financial transactions based on identification of individuals in an augmented reality environment
Publication Date: 2013.05.07 BANK OF AMERICA CORP
  • US8438110B2 patent drawing
  • US8438110B2 patent drawing
  • US8438110B2 patent drawing

AI summary

Embodiments of the invention are directed to methods and apparatuses for conducting financial transactions based on identification of individuals in an augmented reality environment. The method includes capturing a video stream using a mobile computing device; analyzing, using a computing device processor, the video stream to distinguish between individuals and objects; identifying an individual in the video stream; authenticating the identity of the individual; and conducting the transaction after the individual is authenticated. The method may also include presenting indicators associated with the user, the identified individual, or the financial transaction.